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Fintokei

Czech Republic Czech Republic CFD Founded: not disclosed
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Challenges from $44 50-100% (Sta... profit split Every 14 days payouts Code NEW20
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Profit Split 50-100% (StartTrader), 80% initial (ProTrader)
Technology Proprietary
Daily Drawdown -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)
Payout Reliability B Every 14 days On-demand: minimum 14 days must pass since the last successful payout (or since the first trade). SwiftTrader additionally requires 3%+ minimum profit per payout. See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on Fintokei. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 4.4
22.0 / 25 pts
Review Volume 1199
15.4 / 20 pts
PropFirmMap Safety Grade B+
14.0 / 20 pts
Operational Longevity Not assessed
0.0 / 15 pts
PropFirmMap Verification Freshness 2026-05-26
5.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts
Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$119 one-time $10K 1 Step P1: 10% P1: -3% Equity based P1: -6% SwiftTrader - fastest path to payout, single phase, min profit per payout +3%, min 5 max unlimited trading days, max risk on any single open trade -3%, instant payouts. Performance reward ratio not published on the programs page. Details
$99 one-time $10K 2 Steps P1: 8% P2: 6% P1: -5% Equity based P2: -5% Equity based P1: -10% P2: -10% 80% ProTrader - flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
$44 one-time $5K 3 Steps P1: 2% P2: 3% P3: 6% P1: -3% Equity based P2: -3% Equity based P3: -3% Equity based P1: -6% P2: -6% P3: -6% 50-100% StartTrader - beginner-focused 3-phase evaluation, min 3 max 180 trading days, 50-100% performance reward ratio, instant payouts Details
$49 one-time $5K 2 Steps P1: 8% P2: 6% P1: -5% P2: -5% P1: -10% P2: -10% 80% ProTrader - flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts. Note: this specific tier's page markup did not clearly render a daily-loss-limit-type label (Equity/Balance based); left unspecified rather than assumed. Details
$244 one-time $50K 3 Steps P1: 2% P2: 3% P3: 6% P1: -3% Equity based P2: -3% Equity based P3: -3% Equity based P1: -6% P2: -6% P3: -6% 50-100% StartTrader - Best choice tier. Beginner-focused 3-phase evaluation, min 3 max 180 trading days, 50-100% performance reward ratio, instant payouts Details
$369 one-time $50K 1 Step P1: 10% P1: -3% Equity based P1: -6% SwiftTrader - Best choice tier. Fastest path to payout, single phase, min profit per payout +3%, min 5 max unlimited trading days, max risk on any single open trade -3%, instant payouts. Performance reward ratio not published on the programs page. Details
$319 one-time $50K 2 Steps P1: 8% P2: 6% P1: -5% Equity based P2: -5% Equity based P1: -10% P2: -10% 80% ProTrader - flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
$319 one-time $50K 2 Steps P1: 8% P2: 6% P1: -5% Balance based P2: -5% Balance based P1: -10% P2: -10% 80% ProTrader Swing variant - balance-based daily loss limit (vs equity-based on the standard ProTrader tiers), min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
$419 one-time $100K 3 Steps P1: 2% P2: 3% P3: 6% P1: -3% Equity based P2: -3% Equity based P3: -3% Equity based P1: -6% P2: -6% P3: -6% 50-100% StartTrader - beginner-focused 3-phase evaluation, min 3 max 180 trading days, 50-100% performance reward ratio, instant payouts Details
$599 one-time $100K 1 Step P1: 10% P1: -3% Equity based P1: -6% SwiftTrader - fastest path to payout, single phase, min profit per payout +3%, min 5 max unlimited trading days, max risk on any single open trade -3%, instant payouts. Performance reward ratio not published on the programs page. Details
$529 one-time $100K 2 Steps P1: 8% P2: 6% P1: -5% Equity based P2: -5% Equity based P1: -10% P2: -10% 80% ProTrader - Best choice tier. Flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
$1299 one-time $200K 1 Step P1: 10% P1: -3% Equity based P1: -6% SwiftTrader - fastest path to payout, single phase, min profit per payout +3%, min 5 max unlimited trading days, max risk on any single open trade -3%, instant payouts. Performance reward ratio not published on the programs page. Details
$1149 one-time $200K 2 Steps P1: 8% P2: 6% P1: -5% Equity based P2: -5% Equity based P1: -10% P2: -10% 80% ProTrader - flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
$2399 one-time $400K 2 Steps P1: 8% P2: 6% P1: -5% Equity based P2: -5% Equity based P1: -10% P2: -10% 80% ProTrader - flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
$119 one-time $20K 3 Steps P1: 2% P2: 3% P3: 6% P1: -3% Equity based P2: -3% Equity based P3: -3% Equity based P1: -6% P2: -6% P3: -6% 50-100% StartTrader - beginner-focused 3-phase evaluation, min 3 max 180 trading days, 50-100% performance reward ratio, instant payouts Details
$179 one-time $20K 1 Step P1: 10% P1: -3% Equity based P1: -6% SwiftTrader - fastest path to payout, single phase, min profit per payout +3%, min 5 max unlimited trading days, max risk on any single open trade -3%, instant payouts. Performance reward ratio not published on the programs page. Details
$159 one-time $20K 2 Steps P1: 8% P2: 6% P1: -5% Equity based P2: -5% Equity based P1: -10% P2: -10% 80% ProTrader - flagship program, min 3 profitable days max unlimited trading days, 80% initial performance reward, instant payouts Details
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Main Benefits

Instant payouts, TradingView/MT5/cTrader supported, EA automation and news trading and scalping and weekend holding all allowed, loyalty program, free trial accounts, e-wallet payouts in addition to bank and crypto

Main Drawbacks

US, India, Russia, Belarus and several other nationalities excluded, no crypto or stock trading (FX/metals/energies/indices CFDs only), simulated demo environment (no live market execution), not regulated

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CEO
David Varga
TrustPilot
4.4/5 (1,199 reviews)
Payout Methods
Bank Wire Bank Wire
Trading Platforms
Trading View Trading View
cTrader cTrader
MT5 MT5
Commission Structure
Commissions Commissions: Commission per lot:$ 6 per round lot
About Fintokei

Fintokei is a Czech Republic-based (Brno) trading evaluation firm offering three programs: StartTrader (3-phase, targets 2%/3%/6%, 50-100% performance reward ratio), SwiftTrader (1-phase, 10% target, fastest payout path), and ProTrader (2-phase, targets 8%/6%, 80% initial performance reward, includes a Swing/balance-based variant). Platforms: TradingView, MT5, cTrader. Not regulated; trading occurs in a simulated environment using real market data feeds.

Payout Frequency On demand On demand
Days to First Payout 14 days
Profit Split 50-100% (StartTrader), 80% initial (ProTrader)
Processing Time Auto-approved within seconds (fastest 2.8s, most 10-20s). Walletory-to-Walletory up to $10,000 arrives within seconds; bank wire, crypto, and Walletory over $10,000 sent within 1 business day.
Get funded
? Min trading days
14 First payout eligible
On demand
Payout methods
Bank Wire Bank Wire

Withdrawal fees: Crypto withdrawals: ETH/USDT 2.5% + EUR10; BTC/USDC 2.5% + EUR20; other crypto (e.g. LTC) 2.5% flat. Fintokei covers standard wire/bank withdrawal fees.

Amounts
Minimum withdrawal$100
Maximum per payoutNot publicly disclosed
Profit buffer requiredNot publicly disclosed
Split scalingThe legacy manual Scaling program (fixed balance step-ups, e.g. EUR10,000 to EUR100,000, unlocked after achieving 10%+ profit in 2 consecutive months) was fully retired on 2026-01-21 and replaced by the Capital Scaling Boost inside the Fintokei Loyalty Program: traders earn Experience Points (XP) by trading and completing missions to level up Tiers (Landspeeder through Singularity Starship), automatically unlocking up to 25% higher trading capital on newly purchased or activated accounts.
Requirements
Min trading daysNot publicly disclosed
Consistency for payoutNo default rule. Ad-hoc restrictions apply only to accounts flagged for gambling-style trading (6+ warnings): leverage cut to 1:10 FX / 1:5 other, daily profit capped at +1%, max risk on open trades 1%, loyalty program frozen; reviewable after 3-6 months.
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCRequired
Proof detailKYC (ID/passport/licence + selfie, plus proof of residency for some countries) required before the first reward withdrawal. Completable at ProTrader Phase 2, SwiftTrader Phase 1, or StartTrader Phase 3. Fully automated, no manual approval wait.
ScheduleMinimum 14 days since the last payout (or first trade) before another withdrawal on ProTrader, ProTrader Swing or StartTrader. SwiftTrader additionally requires a minimum 3% profit per payout on top of the 14-day rule.
Additional payout notes

Instant Payouts launched 2025-08-04 (first FX/CFD prop firm to do so): traders request a payout with one click, it auto-approves in seconds, and the funded account remains active/tradeable immediately after the request and before funds are sent.

Source: firm payout terms

General rules (apply to challenge & funded)
Allowed
News trading
Allowed
Weekend holding
Allowed
Overnight holding
Allowed
EAs / automation
Not allowed
Copy trading
Not disclosed
Hedging
Allowed
Scalping
Not stated
Stop-loss
Challenge vs Funded
Consistency rule Challenge: None by default Funded: Applied case-by-case based on trading behavior; may include leverage reduction and daily profit cap
Drawdown type Challenge: equity Funded: equity
Drawdown & risk
Daily loss resetNot documented
Max position sizeNot documented
Max leverageNot documented
Min trade durationNot documented
Challenge lifecycle
Time limitNot documented
Inactivity ruleNot documented
Reset feeNot documented
Additional rules

Tick scalping (arbitrage) prohibited. Hedging across multiple accounts prohibited. Copy trading/signal following prohibited. Martingale now allowed as of 2025-07-28 but not recommended.

7.2 PFM Score

Good

Trust & Reputation
9.2 /10
1.1 above avg
Value for Money
10 /10
1.0 above avg
Payout Speed
6.5 /10
0.7 below avg
Trading Flexibility
7 /10
Average
Platform Choice
7.5 /10
1.2 above avg

Strengths

  • Good TrustPilot rating (4.4/5)
  • Very affordable challenges (from $44)
  • 100% profit split available
Ready to save 20% on Fintokei? Use code NEW20 at checkout
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Recent Activity

Score Update 20 hours ago

Score decreased from 7.2 to 7

7.2 7
Score Update 1 day ago

Score decreased from 7.2 to 7

7.2 7
Rule Change 3 days ago

profit split changed

Up to 100% 50-100% (StartTrader), 80% initial (ProTrader)
Score Update 1 week ago

Score increased from 6.7 to 7

6.7 7
Payout Update 1 week ago

payout frequency changed

Rule Change 1 week ago

drawdown rules changed

Score Update 1 week ago

Score increased from 6.7 to 7

6.7 7
Score Update 1 week ago

Score increased from 6.7 to 7

6.7 7
Score Update 1 week ago

Score increased from 6.7 to 7

6.7 7
Score Update 1 week ago

Score increased from 6.7 to 7

6.7 7
View full history on Industry Pulse

Fintokei Overview

Fintokei is a prop trading firm based in Czech Republic specialising in CFD trading. It offers 17 evaluation challenges starting at $44.

Funded Fintokei traders keep a profit split of 50-100% (StartTrader), 80% initial (ProTrader). Payouts are processed Every 14 days (On-demand: minimum 14 days must pass since the last successful payout (or since the first trade). SwiftTrader additionally requires 3%+ minimum profit per payout.). Trading is supported on Trading View, cTrader and MT5.

Fintokei holds a PropFirmMap safety grade of B+. It carries a TrustPilot rating of 4.4 out of 5 from 1,199 reviews.

Fintokei FAQ

How much does Fintokei cost?
Fintokei challenges start at $44 across 17 challenge options. Prices vary by account size and evaluation type; the full pricing table on this page lists every tier.
What is Fintokei's profit split?
Fintokei pays funded traders a profit split of 50-100% (StartTrader), 80% initial (ProTrader).
How often does Fintokei pay out?
Fintokei offers Every 14 days payouts (On-demand: minimum 14 days must pass since the last successful payout (or since the first trade). SwiftTrader additionally requires 3%+ minimum profit per payout.).
What is Fintokei's drawdown rule?
Fintokei's drawdown rule: -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)
What trading platforms does Fintokei support?
Fintokei supports Trading View, cTrader and MT5.
Does Fintokei have a discount code?
Yes. Use code NEW20 for 20% off on Fintokei. Current offers are listed in the deals section on this page.
Is Fintokei legit?
Fintokei has a TrustPilot rating of 4.4 out of 5 from 1,199 reviews and holds a PropFirmMap safety grade of B+. Review the full safety breakdown on this page before you decide.

Czech Republic flag Prop Firms Based in Czech Republic

Fintokei is one of 3 verified prop firms headquartered in Czech Republic. Compare them side by side on price, profit split, payouts and safety grade.

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