Instant Funding
United Kingdom
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Challenges from $39
Up to 90% profit split
Every 7 Days (... payouts
Code Funding10
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Profit Split
Up to 90%
Technology
Proprietary
Daily Drawdown
Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
Payout Reliability
A
Every 7 Days (14-day initial wait)
First payout requires 14 Days
See full leaderboard
Composite Trust Score
Multi-source aggregate of every verified trust signal we hold on Instant Funding. Methodology →
45
/ 100
D
Weak - multiple trust dimensions are below expectations.
TrustPilot Rating
3.1
15.5 / 25 pts
Review Volume
4683
18.4 / 20 pts
PropFirmMap Safety Grade
B
11.0 / 20 pts
Operational Longevity
Not assessed
0.0 / 15 pts
PropFirmMap Verification Freshness
Not assessed
0.0 / 10 pts
Verified Partner Vetting
No
0.0 / 10 pts
Reputation Penalty
None
0 pts
Price & Rating Trends
Last 89 days - how Instant Funding's key metrics have moved over time.
PropFirmMap Score
+2.90
Current: 5.9
TrustPilot Rating
0
Current: 3.1 / 5 · 4,683 reviews
Cheapest Challenge
$0
Current: $39
Trend data is captured nightly from the PropFirmMap database. Older history before Mar 15, 2026 may reflect the latest known value.
| Price | Account Size | Account Name | Profit Target | Max Daily Loss | Max Drawdown | Profit Split | Activation Fee | Reward | |
|---|---|---|---|---|---|---|---|---|---|
| $440 | $10K Instant | P1: | P1: No daily drawdown limit | P1: $1,000 (10% Static) | 80% | $0 | Details | ||
| $39 One-Phase Micro | $10K 1 Step | P1: $700 (7%) | P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $700 (7% Static) | 80% | $0 | Details | ||
| $94 One-Phase | $10K 1 Step | P1: $1,000 (10%) | P1: $300 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $800 (8% Static) | 80% | $0 | Details | ||
| $49 Two-Phase Micro | $10K 2 Steps | P1: $800 (8%) P2: $400 (4%) | P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $1,000 (10% Static) P2: $1,000 (10% Static) | 80% | $0 | Details | ||
| $63 Two-Phase | $10K 2 Steps | P1: $800 (8%) P2: $500 (5%) | P1: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $1,000 (10% Static) P2: $1,000 (10% Static) | 80% | $0 | Details | ||
| $225 | $5K Instant | P1: | P1: No daily drawdown limit | P1: $500 (10% Static) | 80% | $0 | Details | ||
| $49 | $5K 1 Step | P1: $500 (10%) | P1: $150 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $400 (8% Static) | 80% | $0 | Details | ||
| $39 Two-Phase Micro | $5K 2 Steps | P1: $400 (8%) P2: $200 (4%) | P1: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $500 (10% Static) P2: $500 (10% Static) | 80% | $0 | Details | ||
| $64 One-Phase Micro | $25K 1 Step | P1: $1,750 (7%) | P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $1,750 (7% Static) | 80% | $0 | Details | ||
| $199 One-Phase | $25K 1 Step | P1: $2,500 (10%) | P1: $750 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $2,000 (8% Static) | 80% | $0 | Details | ||
| $104 Two-Phase Micro | $25K 2 Steps | P1: $2,000 (8%) P2: $1,000 (4%) | P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $2,500 (10% Static) P2: $2,500 (10% Static) | 80% | $0 | Details | ||
| $149 Two-Phase | $25K 2 Steps | P1: $2,000 (8%) P2: $1,250 (5%) | P1: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $2,500 (10% Static) P2: $2,500 (10% Static) | 80% | $0 | Details | ||
| $114 One-Phase Micro | $50K 1 Step | P1: $3,500 (7%) | P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $3,500 (7% Static) | 80% | $0 | Details | ||
| $329 One-Phase | $50K 1 Step | P1: $5,000 (10%) | P1: $1,500 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $4,000 (8% Static) | 80% | $0 | Details | ||
| $214 Two-Phase Micro | $50K 2 Steps | P1: $4,000 (8%) P2: $2,000 (4%) | P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $5,000 (10% Static) P2: $5,000 (10% Static) | 80% | $0 | Details | ||
| $254 Two-Phase | $50K 2 Steps | P1: $4,000 (8%) P2: $2,500 (5%) | P1: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $5,000 (10% Static) P2: $5,000 (10% Static) | 80% | $0 | Details | ||
| $219 One-Phase Micro | $100K 1 Step | P1: $7,000 (7%) | P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $7,000 (7% Static) | 80% | $0 | Details | ||
| $599 One-Phase | $100K 1 Step | P1: $10,000 (10%) | P1: $3,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $8,000 (8% Static) | 80% | $0 | Details | ||
| $419 Two-Phase Micro | $100K 2 Steps | P1: $8,000 (8%) P2: $4,000 (4%) | P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $10,000 (10% Static) P2: $10,000 (10% Static) | 80% | $0 | Details | ||
| $439 Two-Phase | $100K 2 Steps | P1: $8,000 (8%) P2: $5,000 (5%) | P1: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $10,000 (10% Static) P2: $10,000 (10% Static) | 80% | $0 | Details | ||
| $399 One-Phase Micro | $200K 1 Step | P1: $14,000 (7%) | P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $14,000 (7% Static) | 80% | $0 | Details | ||
| $1199 One-Phase | $200K 1 Step | P1: $20,000 (10%) | P1: $6,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $16,000 (8% Static) | 80% | $0 | Details | ||
| $899 Two-Phase Micro | $200K 2 Steps | P1: $16,000 (8%) P2: $8,000 (4%) | P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $20,000 (10% Static) P2: $20,000 (10% Static) | 80% | $0 | Details | ||
| $999 Two-Phase | $200K 2 Steps | P1: $16,000 (8%) P2: $10,000 (5%) | P1: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $20,000 (10% Static) P2: $20,000 (10% Static) | 80% | $0 | Details | ||
| $870 | $20K Instant | P1: | P1: No daily drawdown limit | P1: $2,000 (10% Static) | 80% | $0 | Details | ||
| $120 | $2.5K Instant | P1: | P1: No daily drawdown limit | P1: $250 (10% Static) | 80% | $0 | Details | ||
| $79 | $1.25K Instant | P1: | P1: No daily drawdown limit | P1: $125 (10% Static) | 80% | $0 | Details | ||
| $1735 | $40K Instant | P1: | P1: No daily drawdown limit | P1: $4,000 (10% Static) | 80% | $0 | Details | ||
| $3460 | $80K Instant | P1: | P1: No daily drawdown limit | P1: $8,000 (10% Static) | 80% | $0 | Details |
Main Benefits
Responsive support, Fast payouts & Instant Funding
Main Drawbacks
Sometimes high Spread
Reviews
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Trading Platforms
cTrader
Match Trader
MT5
cTrader
Match Trader
MT5
Commission Structure
Commissions:
$5/round lot on all instruments
Commissions:
$5/round lot on all instruments
About Instant Funding
Instant Funding is a UK-based proprietary trading firm founded in 2020 by Lewis Mansbridge and Will Shearer, operating as Acello Ltd. Offers Instant Funding accounts (no evaluation), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max challenges. Account sizes from $1,250 to $200,000 with scaling up to $3.84M. Platforms: cTrader, MatchTrader, MT5.
Payout rules being documented
We are verifying Instant Funding's full payout rules and will publish them here shortly.
Trading rules being documented
We are verifying Instant Funding's full trading ruleset and will publish it here shortly.
5.9
PFM Score
Fair
Trust & Reputation
7.3
/10
1.0 below avg
Value for Money
9.5
/10
Average
Payout Speed
6
/10
1.3 below avg
Trading Flexibility
8.5
/10
1.2 above avg
Platform Choice
7.5
/10
1.3 above avg
Strengths
- Very affordable challenges (from $39)
- High profit split (up to 90%)
- Static drawdown (easier to manage)
Recommended For
Ready to save 10% on Instant Funding?
Use code
Funding10
at checkout
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Recent Activity
Score Update
1 month ago
Score increased from 2.5 to 6.1
2.5
6.1
Score Update
1 month ago
Score decreased from 3 to 2.5
3.0
2.5
Rule Change
1 month ago
profit split changed
80%
Up to 90%
TrustPilot
1 month ago
TrustPilot rating improved from SUSPENDED to 3.1/5 (4690 reviews)
SUSPENDED
3.1
New Firm
2 months ago
CFD firm with 80% profit split.
Safety Update
2 months ago
Initial safety grade assigned based on TrustPilot rating, review volume, years in business, and data completeness.
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Instant Funding
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