Instant Funding
United Kingdom
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Challenges from $39
Up to 90% profit split
Every 7 Days (... payouts
Code Funding10
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1 offer
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Profit Split
Up to 90%
Technology
Proprietary
Daily Drawdown
Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
Payout Reliability
B
Every 7 Days (14-day initial wait)
First payout requires 14 Days
See full leaderboard
Composite Trust Score
Multi-source aggregate of every verified trust signal we hold on Instant Funding. Methodology →
60
/ 100
B
Solid - broadly positive but one or two trust dimensions trail.
TrustPilot Rating
3.1
15.5 / 25 pts
Review Volume
4683
18.4 / 20 pts
PropFirmMap Safety Grade
B+
14.0 / 20 pts
Operational Longevity
4.1 yrs
12.3 / 15 pts
PropFirmMap Verification Freshness
Not assessed
0.0 / 10 pts
Verified Partner Vetting
No
0.0 / 10 pts
Reputation Penalty
None
0 pts
Price & Rating Trends
Last 90 days - how Instant Funding's key metrics have moved over time.
PropFirmMap Score
+3.80
Current: 6.8
TrustPilot Rating
0
Current: 3.1 / 5 · 4,683 reviews
Cheapest Challenge
$0
Current: $39
Trend data is captured nightly from the PropFirmMap database. Older history before Apr 4, 2026 may reflect the latest known value.
| Price | Account Size | Account Name | Profit Target | Max Daily Loss | Max Drawdown | Profit Split | Activation Fee | Notes | |
|---|---|---|---|---|---|---|---|---|---|
| $63 Two-Phase | $10K 2 Steps | P1: $800 (8%) P2: $500 (5%) | P1: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $1,000 (10% Static) P2: $1,000 (10% Static) | 80% | Details | |||
| $104 Two-Phase Micro | $25K 2 Steps | P1: $2,000 (8%) P2: $1,000 (4%) | P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $2,500 (10% Static) P2: $2,500 (10% Static) | 80% | Details | |||
| $149 Two-Phase | $25K 2 Steps | P1: $2,000 (8%) P2: $1,250 (5%) | P1: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $2,500 (10% Static) P2: $2,500 (10% Static) | 80% | Details | |||
| $214 Two-Phase Micro | $50K 2 Steps | P1: $4,000 (8%) P2: $2,000 (4%) | P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $5,000 (10% Static) P2: $5,000 (10% Static) | 80% | Details | |||
| $254 Two-Phase | $50K 2 Steps | P1: $4,000 (8%) P2: $2,500 (5%) | P1: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $5,000 (10% Static) P2: $5,000 (10% Static) | 80% | Details | |||
| $419 Two-Phase Micro | $100K 2 Steps | P1: $8,000 (8%) P2: $4,000 (4%) | P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $10,000 (10% Static) P2: $10,000 (10% Static) | 80% | Details | |||
| $439 Two-Phase | $100K 2 Steps | P1: $8,000 (8%) P2: $5,000 (5%) | P1: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $10,000 (10% Static) P2: $10,000 (10% Static) | 80% | Details | |||
| $899 Two-Phase Micro | $200K 2 Steps | P1: $16,000 (8%) P2: $8,000 (4%) | P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $20,000 (10% Static) P2: $20,000 (10% Static) | 80% | Details | |||
| $999 Two-Phase | $200K 2 Steps | P1: $16,000 (8%) P2: $10,000 (5%) | P1: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $20,000 (10% Static) P2: $20,000 (10% Static) | 80% | Details | |||
| $440 | $10K Instant | P1: | P1: No daily drawdown limit | P1: $1,000 (10% Static) | 80% | Details | |||
| $39 One-Phase Micro | $10K 1 Step | P1: $700 (7%) | P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $700 (7% Static) | 80% | Details | |||
| $94 One-Phase | $10K 1 Step | P1: $1,000 (10%) | P1: $300 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $800 (8% Static) | 80% | Details | |||
| $49 Two-Phase Micro | $10K 2 Steps | P1: $800 (8%) P2: $400 (4%) | P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $1,000 (10% Static) P2: $1,000 (10% Static) | 80% | Details | |||
| $225 | $5K Instant | P1: | P1: No daily drawdown limit | P1: $500 (10% Static) | 80% | Details | |||
| $49 | $5K 1 Step | P1: $500 (10%) | P1: $150 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $400 (8% Static) | 80% | Details | |||
| $39 Two-Phase Micro | $5K 2 Steps | P1: $400 (8%) P2: $200 (4%) | P1: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $500 (10% Static) P2: $500 (10% Static) | 80% | Details | |||
| $64 One-Phase Micro | $25K 1 Step | P1: $1,750 (7%) | P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $1,750 (7% Static) | 80% | Details | |||
| $199 One-Phase | $25K 1 Step | P1: $2,500 (10%) | P1: $750 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $2,000 (8% Static) | 80% | Details | |||
| $114 One-Phase Micro | $50K 1 Step | P1: $3,500 (7%) | P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $3,500 (7% Static) | 80% | Details | |||
| $329 One-Phase | $50K 1 Step | P1: $5,000 (10%) | P1: $1,500 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $4,000 (8% Static) | 80% | Details | |||
| $219 One-Phase Micro | $100K 1 Step | P1: $7,000 (7%) | P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $7,000 (7% Static) | 80% | Details | |||
| $599 One-Phase | $100K 1 Step | P1: $10,000 (10%) | P1: $3,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $8,000 (8% Static) | 80% | Details | |||
| $399 One-Phase Micro | $200K 1 Step | P1: $14,000 (7%) | P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $14,000 (7% Static) | 80% | Details | |||
| $1199 One-Phase | $200K 1 Step | P1: $20,000 (10%) | P1: $6,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $16,000 (8% Static) | 80% | Details | |||
| $870 | $20K Instant | P1: | P1: No daily drawdown limit | P1: $2,000 (10% Static) | 80% | Details | |||
| $120 | $2.5K Instant | P1: | P1: No daily drawdown limit | P1: $250 (10% Static) | 80% | Details | |||
| $79 | $1.25K Instant | P1: | P1: No daily drawdown limit | P1: $125 (10% Static) | 80% | Details | |||
| $1735 | $40K Instant | P1: | P1: No daily drawdown limit | P1: $4,000 (10% Static) | 80% | Details | |||
| $3460 | $80K Instant | P1: | P1: No daily drawdown limit | P1: $8,000 (10% Static) | 80% | Details |
Main Benefits
Responsive support, Fast payouts & Instant Funding
Main Drawbacks
Sometimes high Spread
Reviews
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Payout Methods
Rise
Crypto (USDT TRC-20)
Rise
Crypto (USDT TRC-20)
Trading Platforms
cTrader
Match Trader
MT5
cTrader
Match Trader
MT5
Commission Structure
Commissions:
$5/round lot on all instruments
Commissions:
$5/round lot on all instruments
About Instant Funding
Instant Funding is a UK-based proprietary trading firm founded in 2020 by Lewis Mansbridge and Will Shearer, operating as Acello Ltd. Offers Instant Funding accounts (no evaluation), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max challenges. Account sizes from $1,250 to $200,000 with scaling up to $3.84M. Platforms: cTrader, MatchTrader, MT5.
Payout Frequency
On demand
On demand
Days to First Payout
14 days
Profit Split
Up to 90%
Processing Time
48 business hours
Get funded
?
Min trading days
14
First payout eligible
On demand
Payout methods
Rise
Crypto (USDT TRC-20)
Amounts
Minimum withdrawal$25
Maximum per payoutNot publicly disclosed
Profit buffer requiredNot documented
Requirements
Min trading daysNot documented
Consistency for payoutNot documented
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCNot documented
ScheduleInstant Funding/IF GO: 14 days after initial trade then every 7 days. One-Phase: qualify on meeting profit target. On-Demand available for most funded account types.
General rules (apply to challenge & funded)
Allowed
News tradingNot allowed
Weekend holdingNot disclosed
Overnight holdingNot allowed
EAs / automationAllowed
Copy tradingAllowed
HedgingNot allowed
ScalpingNot stated
Stop-lossChallenge vs Funded
Consistency rule
Challenge: Best day not more than 40% of total profit (One-Phase/Two-Phase); 15% for Micro products
Funded: Best day not more than 40% of total profit (One-Phase/Two-Phase); 15% for Micro products
Drawdown type
Challenge: Static
Funded: Not publicly disclosed
Drawdown & risk
Daily loss resetNot documented
Max position sizeNot documented
Max leverageNot documented
Min trade durationNot documented
Challenge lifecycle
Time limitNot documented
Inactivity ruleNot documented
Reset feeNot documented
6.8
PFM Score
Good
Trust & Reputation
8.5
/10
Average
Value for Money
9.5
/10
0.6 above avg
Payout Speed
6
/10
1.3 below avg
Trading Flexibility
8.5
/10
1.3 above avg
Platform Choice
7.5
/10
1.3 above avg
Strengths
- Established firm (since 2022)
- Very affordable challenges (from $39)
- High profit split (up to 90%)
- Static drawdown (easier to manage)
Recommended For
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Funding10
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Recent Activity
Score Update
2 hours ago
Score decreased from 6.8 to 6.1
6.8
6.1
Score Update
1 day ago
Score decreased from 6.8 to 6.1
6.8
6.1
Score Update
2 days ago
Score decreased from 6.4 to 5.9
6.4
5.9
Score Update
3 days ago
Score decreased from 6.4 to 5.9
6.4
5.9
Score Update
4 days ago
Score decreased from 6.4 to 5.9
6.4
5.9
Score Update
5 days ago
Score decreased from 6.4 to 5.9
6.4
5.9
Score Update
6 days ago
Score increased from 5.7 to 5.9
5.7
5.9
Score Update
1 week ago
Score increased from 5.7 to 5.9
5.7
5.9
Score Update
1 week ago
Score increased from 5.7 to 5.9
5.7
5.9
Score Update
1 month ago
Score increased from 2.5 to 6.1
2.5
6.1
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Instant Funding
10% off - code Funding10