Instant Funding
United Kingdom
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Verified Partner
Challenges from $39
Up to 90% profit split
Every 7 Days (... payouts
Code Funding10
Exclusive Deals & Promo Codes
1 offer
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Profit Split
Up to 90%
Technology
Proprietary
Daily Drawdown
Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
Payout Reliability
B
Every 7 Days (14-day initial wait)
First payout requires 14 Days
See full leaderboard
Composite Trust Score
Multi-source aggregate of every verified trust signal we hold on Instant Funding. Methodology →
73
/ 100
B+
Strong - consistent positive signals with at most one soft area.
TrustPilot Rating
3.1
15.5 / 25 pts
Review Volume
4705
18.4 / 20 pts
PropFirmMap Safety Grade
B+
14.0 / 20 pts
Operational Longevity
6.1 yrs
15.0 / 15 pts
PropFirmMap Verification Freshness
Not assessed
0.0 / 10 pts
Verified Partner Vetting
Yes
10.0 / 10 pts
Reputation Penalty
None
0 pts
Price & Rating Trends
Last 90 days - how Instant Funding's key metrics have moved over time.
PropFirmMap Score
+4.50
Current: 7.0
TrustPilot Rating
0
Current: 3.1 / 5 · 4,705 reviews
Cheapest Challenge
$0
Current: $39
Trend data is captured nightly from the PropFirmMap database. Older history before Apr 24, 2026 may reflect the latest known value.
| Price | Account Size | Account Name | Profit Target | Max Daily Loss | Max Drawdown | Profit Split | Activation Fee | Notes | |
|---|---|---|---|---|---|---|---|---|---|
| $440 | $10K Instant | P1: | P1: No daily drawdown limit | P1: $1,000 (10% Static) | 80% | Details | |||
| $39 One-Phase Micro | $10K 1 Step | P1: $700 (7%) | P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $700 (7% Static) | 80% | Details | |||
| $94 One-Phase | $10K 1 Step | P1: $1,000 (10%) | P1: $300 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $800 (8% Static) | 80% | Details | |||
| $49 Two-Phase Micro | $10K 2 Steps | P1: $800 (8%) P2: $400 (4%) | P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $1,000 (10% Static) P2: $1,000 (10% Static) | 80% | Details | |||
| $63 Two-Phase | $10K 2 Steps | P1: $800 (8%) P2: $500 (5%) | P1: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $1,000 (10% Static) P2: $1,000 (10% Static) | 80% | Details | |||
| $225 | $5K Instant | P1: | P1: No daily drawdown limit | P1: $500 (10% Static) | 80% | Details | |||
| $49 | $5K 1 Step | P1: $500 (10%) | P1: $150 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $400 (8% Static) | 80% | Details | |||
| $39 Two-Phase Micro | $5K 2 Steps | P1: $400 (8%) P2: $200 (4%) | P1: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $500 (10% Static) P2: $500 (10% Static) | 80% | Details | |||
| $64 One-Phase Micro | $25K 1 Step | P1: $1,750 (7%) | P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $1,750 (7% Static) | 80% | Details | |||
| $199 One-Phase | $25K 1 Step | P1: $2,500 (10%) | P1: $750 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $2,000 (8% Static) | 80% | Details | |||
| $104 Two-Phase Micro | $25K 2 Steps | P1: $2,000 (8%) P2: $1,000 (4%) | P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $2,500 (10% Static) P2: $2,500 (10% Static) | 80% | Details | |||
| $149 Two-Phase | $25K 2 Steps | P1: $2,000 (8%) P2: $1,250 (5%) | P1: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $2,500 (10% Static) P2: $2,500 (10% Static) | 80% | Details | |||
| $114 One-Phase Micro | $50K 1 Step | P1: $3,500 (7%) | P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $3,500 (7% Static) | 80% | Details | |||
| $329 One-Phase | $50K 1 Step | P1: $5,000 (10%) | P1: $1,500 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $4,000 (8% Static) | 80% | Details | |||
| $214 Two-Phase Micro | $50K 2 Steps | P1: $4,000 (8%) P2: $2,000 (4%) | P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $5,000 (10% Static) P2: $5,000 (10% Static) | 80% | Details | |||
| $254 Two-Phase | $50K 2 Steps | P1: $4,000 (8%) P2: $2,500 (5%) | P1: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $5,000 (10% Static) P2: $5,000 (10% Static) | 80% | Details | |||
| $219 One-Phase Micro | $100K 1 Step | P1: $7,000 (7%) | P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $7,000 (7% Static) | 80% | Details | |||
| $599 One-Phase | $100K 1 Step | P1: $10,000 (10%) | P1: $3,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $8,000 (8% Static) | 80% | Details | |||
| $419 Two-Phase Micro | $100K 2 Steps | P1: $8,000 (8%) P2: $4,000 (4%) | P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $10,000 (10% Static) P2: $10,000 (10% Static) | 80% | Details | |||
| $439 Two-Phase | $100K 2 Steps | P1: $8,000 (8%) P2: $5,000 (5%) | P1: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $10,000 (10% Static) P2: $10,000 (10% Static) | 80% | Details | |||
| $399 One-Phase Micro | $200K 1 Step | P1: $14,000 (7%) | P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $14,000 (7% Static) | 80% | Details | |||
| $1199 One-Phase | $200K 1 Step | P1: $20,000 (10%) | P1: $6,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST | P1: $16,000 (8% Static) | 80% | Details | |||
| $899 Two-Phase Micro | $200K 2 Steps | P1: $16,000 (8%) P2: $8,000 (4%) | P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST | P1: $20,000 (10% Static) P2: $20,000 (10% Static) | 80% | Details | |||
| $999 Two-Phase | $200K 2 Steps | P1: $16,000 (8%) P2: $10,000 (5%) | P1: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST | P1: $20,000 (10% Static) P2: $20,000 (10% Static) | 80% | Details | |||
| $870 | $20K Instant | P1: | P1: No daily drawdown limit | P1: $2,000 (10% Static) | 80% | Details | |||
| $120 | $2.5K Instant | P1: | P1: No daily drawdown limit | P1: $250 (10% Static) | 80% | Details | |||
| $79 | $1.25K Instant | P1: | P1: No daily drawdown limit | P1: $125 (10% Static) | 80% | Details | |||
| $1735 | $40K Instant | P1: | P1: No daily drawdown limit | P1: $4,000 (10% Static) | 80% | Details | |||
| $3460 | $80K Instant | P1: | P1: No daily drawdown limit | P1: $8,000 (10% Static) | 80% | Details |
Main Benefits
Responsive support, Fast payouts & Instant Funding
Main Drawbacks
Sometimes high Spread
Reviews
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Payout Methods
Rise
Crypto (USDT TRC-20)
Rise
Crypto (USDT TRC-20)
Trading Platforms
cTrader
Match Trader
MT5
cTrader
Match Trader
MT5
Commission Structure
Commissions:
$5/round lot on all instruments
Commissions:
$5/round lot on all instruments
About Instant Funding
Instant Funding is a UK-based proprietary trading firm founded in 2020 by Lewis Mansbridge and Will Shearer, operating as Acello Ltd. Offers Instant Funding accounts (no evaluation), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max challenges. Account sizes from $1,250 to $200,000 with scaling up to $3.84M. Platforms: cTrader, MatchTrader, MT5.
Payout Frequency
Every 7 days after the first payout (14-day initial wait for Instant Funding family accounts)
On demand
Days to First Payout
14 days
Profit Split
Up to 90%
Processing Time
Within 48 business hours (+1 day on weekends/UK holidays)
Get funded
?
Min trading days
14
First payout eligible
Every 7 days after the first payout (14-day initial wait for Instant Funding family accounts)
Payout methods
Rise
Crypto (USDT TRC-20)
Withdrawal fees: SWIFT return fee applies if a withdrawal is returned/rejected.
Amounts
Minimum withdrawal$25
Maximum per payoutNot publicly disclosed
Profit buffer requiredNot documented
Requirements
Min trading daysNot documented
Consistency for payoutNot documented
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCNot documented
ScheduleOne-Phase Clarity: instant/1.5%/7-day cycle. Instant Funding family: 14 days for first payout, then every 7 days. Most other products: on-demand. One-Phase Crypto: 1.5% every 7 trading days.
Additional payout notes
Withdrawal methods: RISE and direct crypto withdrawal (USDC, ERC-20).
Source: firm payout terms
General rules (apply to challenge & funded)
Allowed
News tradingNot allowed
Weekend holdingAllowed
Overnight holdingNot allowed
EAs / automationAllowed
Copy tradingAllowed
HedgingNot allowed
ScalpingNot stated
Stop-loss
News trading blackout window of 4 minutes around high-impact releases. Overnight holding permitted; weekend holding is not permitted without an add-on, per Instant Funding Program rules.
Challenge vs Funded
Consistency rule
Challenge: Best day not more than 40% of total profit (One-Phase/Two-Phase); 15% for Micro products
Funded: Best day not more than 40% of total profit (One-Phase/Two-Phase); 15% for Micro products
Drawdown type
Challenge: Static
Funded: Not publicly disclosed
Drawdown & risk
Daily loss resetNot documented
Max position sizeMax Lot Rule applies per account size tier (see help center Max Lot Rule table); risk-per-trade-idea capped at 3%.
Max leverageNot documented
Min trade durationNot documented
Challenge lifecycle
Time limitNot documented
Inactivity ruleAccount closed after 60 days of inactivity.
Reset feeNot documented
Scaling planAccounts may scale up toward a combined cap of $1.28M, doubling at each 10% gain milestone, with a $1M combined account cap noted for the overall program.
Instruments & restrictions
Prohibited strategiesMartingale, high-frequency trading (HFT), grid trading, and copy trading between unrelated (non-same-owner) accounts are prohibited.
Source: firm rules page
7.0
PFM Score
Good
Trust & Reputation
8.8
/10
1.0 above avg
Value for Money
9.5
/10
0.6 above avg
Payout Speed
6
/10
1.2 below avg
Trading Flexibility
8.5
/10
1.3 above avg
Platform Choice
7.5
/10
1.4 above avg
Strengths
- Established firm (since 2020)
- Very affordable challenges (from $39)
- High profit split (up to 90%)
- Static drawdown (easier to manage)
Recommended For
Ready to save 10% on Instant Funding?
Use code
Funding10
at checkout
Get 10% Off Now
Recent Activity
Score Update
14 hours ago
Score decreased from 7 to 6.1
7
6.1
Score Update
1 day ago
Score decreased from 7 to 6.1
7
6.1
Score Update
2 days ago
Score decreased from 7 to 6.1
7
6.1
Score Update
3 days ago
Score decreased from 7 to 6.1
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6.1
Score Update
4 days ago
Score decreased from 7 to 6.1
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6.1
Score Update
5 days ago
Score decreased from 7 to 6.1
7
6.1
Score Update
6 days ago
Score decreased from 7 to 6.1
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6.1
Score Update
1 week ago
Score decreased from 7 to 6.1
7
6.1
Score Update
1 week ago
Score decreased from 7 to 6.1
7
6.1
Score Update
1 week ago
Score decreased from 7 to 6.1
7
6.1
Instant Funding Overview
Instant Funding is a prop trading firm founded in 2020 based in United Kingdom specialising in CFD trading. It offers 29 evaluation challenges starting at $39.
Funded Instant Funding traders keep a profit split of Up to 90%. Payouts are processed Every 7 Days (14-day initial wait) (First payout requires 14 Days). Trading is supported on cTrader, Match Trader and MT5.
Instant Funding holds a PropFirmMap safety grade of B+. It carries a TrustPilot rating of 3.1 out of 5 from 4,705 reviews.
Instant Funding FAQ
How much does Instant Funding cost?
Instant Funding challenges start at $39 across 29 challenge options. Prices vary by account size and evaluation type; the full pricing table on this page lists every tier.
What is Instant Funding's profit split?
Instant Funding pays funded traders a profit split of Up to 90%.
How often does Instant Funding pay out?
Instant Funding offers Every 7 Days (14-day initial wait) payouts (First payout requires 14 Days).
What is Instant Funding's drawdown rule?
Instant Funding's drawdown rule: Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
What trading platforms does Instant Funding support?
Instant Funding supports cTrader, Match Trader and MT5.
Does Instant Funding have a discount code?
Yes. Use code Funding10 for 10% off on Instant Funding. Current offers are listed in the deals section on this page.
Is Instant Funding legit?
Instant Funding has a TrustPilot rating of 3.1 out of 5 from 4,705 reviews and holds a PropFirmMap safety grade of B+. Review the full safety breakdown on this page before you decide.
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Instant Funding
10% off - code Funding10