FTMO vs Funding Pips 2026: TrustPilot Rating, Safety Grade & Challenge Prices Compared
FTMO vs Funding Pips 2026: TrustPilot Rating, Safety & Price Verdict
Both carry an A+ safety grade - but Funding Pips has overtaken FTMO on TrustPilot review volume (52,621 vs 42,594) despite launching 7 years later. Here is the full 2026 head-to-head across price, profit split, payouts, platforms and trust signals.
FTMO
Funding Pips
Quick Verdict: How They Compare in 2026
| Dimension | FTMO | Funding Pips | Winner |
|---|---|---|---|
| Safety Grade | A+ | A+ | Tie |
| TrustPilot Rating | 4.8★ | 4.5★ | FTMO ↑ |
| TrustPilot Reviews | 42,594 | 52,621 | FP ↑ |
| Cheapest Challenge | €79 (~$86) | $29 | FP ↑ |
| Max Profit Split | 90% | Up to 100% | FP ↑ |
| Payout Speed | Monthly (varies) | Weekly (Tuesday) | FP ↑ |
| Platforms | MT4, MT5, cTrader | cTrader, MT5, Match Trader, TradeLocker | FP ↑ |
| Active Promo Codes | None | FP (25% off) | FP ↑ |
Key insight: Funding Pips was founded in 2022 - 7 years after FTMO - yet has already accumulated more TrustPilot reviews (52,621 vs 42,594). That review-count gap alone signals extraordinary growth velocity. However, FTMO's higher average rating (4.8★ vs 4.5★) and decade-long track record with $500M+ paid out make it the more established trust anchor.
FTMO - The European Benchmark
FTMO is the firm that effectively created the modern prop trading industry as we know it. Founded in 2015 in Prague by Otakar Suffner (CEO) and Marek Vasicek (CTO), it has served 3.5 million+ customers across 140+ countries and paid out over $500M in rewards. Its 2-Step challenge model - where traders pass a Challenge, then a Verification, then receive an FTMO Account - became the blueprint every competitor copied.
FTMO's TrustPilot profile at trustpilot.com/review/ftmo.com shows 4.8★ from 42,594 reviews - the highest average rating of any major prop firm tracked by PropFirmMap. That rating is backed by 11 years of consistent payouts and a transparent track record that few competitors can match.
FTMO Verified Data (May 2026)
Funding Pips - The UAE Price War Disruptor
Funding Pips launched in 2022 from Dubai, UAE, and immediately disrupted the prop trading industry with rock-bottom pricing - a $29 challenge that cost less than a night out. Under CEO Khaled Ayesh, the firm has aggressively captured market share from more expensive European competitors, accumulating 52,621 TrustPilot reviews (more than FTMO) in just 3 years of operation.
Funding Pips' TrustPilot profile at trustpilot.com/review/fundingpips.com shows 4.5★ from 52,621 reviews. The sheer volume of reviews at a high rating - achieved in under 3 years - is a strong signal of genuine trader satisfaction at scale. The firm offers 4 challenge types: 2-Step, 2-Step Pro, 1-Step, and Zero (instant funding), giving traders far more entry options than FTMO's two pathways.
Funding Pips Verified Data (May 2026)
TrustPilot Rating: Who Has the Better Track Record?
The TrustPilot comparison between FTMO and Funding Pips reveals an interesting inversion: FTMO leads on quality (higher rating) while Funding Pips leads on volume (more reviews). Here's how that plays out in practice:
FTMO TrustPilot
FTMO's 4.8★ average is the highest rating of any prop firm tracked by PropFirmMap. Built over 11 years, this rating reflects consistent payouts and transparent operations - not just a good launch period.
Funding Pips TrustPilot
Funding Pips has MORE total reviews than FTMO despite launching 7 years later. The review velocity (more reviews in 3 years than FTMO accumulated in 11) signals an enormous active trader base and strong engagement with the product.
Which TrustPilot profile is more trustworthy? Both carry all the hallmarks of genuine review profiles - high volume, consistent ratings, visible verified purchases. If you prioritise average rating, FTMO wins. If you prioritise review volume as a proxy for "how many real traders use this firm", Funding Pips wins. Neither firm has been flagged as TrustPilot-suspended by PropFirmMap's monitoring system as of May 2026.
Challenge Pricing: FTMO vs Funding Pips Side by Side
The price difference between these two firms is significant. FTMO charges in EUR; Funding Pips charges in USD. All FTMO prices below are from the production database (May 2026). Funding Pips prices are also live DB values.
EUR to USD conversion approximate at 1.088 as of May 2026. FTMO prices are in EUR and may vary slightly with exchange rate. Funding Pips prices are in USD.
Profit Split & Drawdown Rules
FTMO Rules
- Profit split: Up to 90% (standard)
- 2-Step daily loss: 5% of initial capital
- 1-Step daily loss: 3% of initial capital
- Max total loss: 10% (2-Step), 6% (1-Step)
- Profit target (Phase 1): 10%
- Profit target (Phase 2): 5%
- Fee refund: 100% on first reward (2-Step)
Funding Pips Rules
- Profit split: Up to 100% (Zero/Instant plan at 95%, standard plans up to 100%)
- Daily drawdown: Varies 3–5% depending on plan
- Max total loss: Varies 5–10% depending on plan
- Payout: Weekly every Tuesday
- On-demand payouts: Available with 45% consistency rule
- 4 challenge types: 2-Step, 2-Step Pro, 1-Step, Zero (instant)
Trading Platforms
FTMO (3 platforms)
Funding Pips (4 platforms)
Active Promo Codes (May 2026)
Who Should Choose FTMO vs Funding Pips?
✓ Choose FTMO if...
- You want the highest-rated prop firm on TrustPilot (4.8★)
- Brand recognition matters to you - FTMO is the industry benchmark
- You prefer MT4 access (MT4 not available at Funding Pips)
- You want a fee refund on your first payout (2-Step plans)
- You are targeting larger accounts ($200K available)
- You value a firm with 11 years of operational history and $500M+ in rewards paid
✓ Choose Funding Pips if...
- You want the cheapest entry (starting at $29)
- You want more platform choice including Match Trader and TradeLocker
- Weekly payouts (every Tuesday) are important to you
- You want up to 100% profit split (Zero/instant plan at 95%)
- On-demand payouts matter (available with 45% consistency rule)
- You want to use the FP code for an extra 25% off
- You prefer a UAE-based firm with an aggressive growth story
Our 2026 Verdict
Both FTMO and Funding Pips earn PropFirmMap's top A+ safety grade - so this decision comes down to your priorities as a trader.
For the highest trust signals: FTMO's 4.8★ TrustPilot rating from 42,594 reviews over 11 years, combined with $500M+ in paid-out rewards, makes it the most credible track record in prop trading. If you're willing to pay EUR prices without a promo code, you're buying the gold standard.
For the best value and flexibility: Funding Pips wins on nearly every practical dimension - cheaper entry, more platform choice, weekly payouts, and up to 100% profit split. The fact it has accumulated more TrustPilot reviews than FTMO in 3 years is not a gimmick - it reflects genuine trader volume. With the FP code at 25% off, a $25K 2-Step Pro account drops to just $81.
Bottom line: FTMO is the benchmark. Funding Pips is the disruptor. If budget is no object and brand prestige matters, go FTMO. If you want to maximize funded capital for your money spent, Funding Pips is currently the stronger all-round value.
Frequently Asked Questions
What is FTMO's TrustPilot rating in 2026?
FTMO has a TrustPilot rating of 4.8★ from 42,594 reviews as of May 2026, verified from PropFirmMap's production database. This is the highest average rating of any prop firm tracked by PropFirmMap. FTMO's TrustPilot profile is at trustpilot.com/review/ftmo.com.
What is Funding Pips' TrustPilot rating in 2026?
Funding Pips has a TrustPilot rating of 4.5★ from 52,621 reviews as of May 2026, verified from PropFirmMap's production database. Notably, this is more total reviews than FTMO despite Funding Pips launching in 2022 (7 years after FTMO). Their profile is at trustpilot.com/review/fundingpips.com.
Is FTMO or Funding Pips cheaper in 2026?
Funding Pips is significantly cheaper in most comparisons. FTMO's cheapest challenge starts at €79 (~$86 USD) for a $10K 1-Step account. Funding Pips starts at $29 for a $5K 2-Step Pro. At the $10K level, Funding Pips' 2-Step Pro at $55 is roughly 36% cheaper than FTMO's equivalent. With the FP code, Funding Pips prices drop a further 25%.
Does FTMO have a promo code in 2026?
As of May 2026, FTMO has no active promo codes in PropFirmMap's database. FTMO does offer a 100% fee refund on the first payout for traders using the 2-Step plan - so while there is no upfront discount code, you effectively get the challenge fee back once you reach a funded account and make your first withdrawal. Funding Pips offers the FP code for 25% off all challenges.
Which firm pays out faster - FTMO or Funding Pips?
Funding Pips pays out faster. Funding Pips runs a weekly payout cycle every Tuesday, with on-demand withdrawals available for traders meeting a 45% consistency rule. FTMO's payout frequency is not publicly fixed to a regular weekly schedule in the same way - payouts are generally processed but not tied to a specific weekly day. For traders who want predictable, regular weekly payouts, Funding Pips has a structural advantage.
What platforms does Funding Pips support vs FTMO?
FTMO supports MT4, MT5, and cTrader - the three most widely used retail trading platforms. Funding Pips supports cTrader, MT5, Match Trader, and TradeLocker - four platforms, but notably without MT4. If you rely on MT4 for EAs or specific indicators, FTMO is the only option here. If you prefer the newer platforms (Match Trader and TradeLocker are gaining traction in 2026), Funding Pips offers more choice.
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Related Reading
- FTMO Firm Profile - Challenges, Pricing & Safety Grade
- Funding Pips Firm Profile - Challenges, Pricing & Active Codes
- FTMO vs Funding Pips Full Comparison Matrix
- Funding Pips Review 2026: A+, 52,621 TrustPilot Reviews & the UAE Price War
- Best Cheapest Prop Firms 2026 - Ranked by Challenge Price
- Best Highest-Rated Prop Firms 2026 - Ranked by TrustPilot
- All Active Prop Firm Discount Codes (May 2026)
- Is FTMO Safe? Safety Grade, TrustPilot & Verified Data
- Is Funding Pips Safe? Safety Grade, TrustPilot & Verified Data
Affiliate disclosure: PropFirmMap may earn a commission if you sign up for a prop firm through links on this page. This does not affect our ratings or editorial independence. All data (TrustPilot ratings, prices, safety grades) was verified from PropFirmMap's production database on 2026-05-25. Prices and ratings may change - always verify on the firm's official website before purchasing.
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