Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Evercrest Funding Evercrest Funding
Top One Trader Top One Trader
Evercrest Funding 6.1 Get Started
Top One Trader 8.0 Get Started
Overview
Asset Type CFD CFD
Country Saint Lucia United States
Established Dec 2025 Sep 2023
Technology White-Label White-Label
Platforms MT5, TradeLocker cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 80% Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown 3-4% (varies by program); Static Instant Funding has no daily drawdown (3% max loss only) 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Bi-weekly
Minimum 1% profit required on the account to request a payout. 		Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Four challenge categories (Instant Funding Standard, Static Instant Funding, One Step Standard, One Step Plus, Two Step), Pay-After-You-Pass free path with $5 refundable activation, transparent rules published on Intercom help center, 80% flat profit split with no scaling tricks, fast bi-weekly payouts, multiple platforms (MT5 + TradeLocker), Drawdown Protector add-on available
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Strict no-refund policy (per Terms section 6), 30-day inactivity rule terminates account, 2-minute minimum trade duration on funded accounts, news-trading profits capped at 1% of initial balance within 5 minutes of high-impact news, restricted/banned countries list (Afghanistan, Cuba, Iran, Jordan, Lebanon, Myanmar, North Korea, Russia, Senegal, Sudan, Syria, Vietnam — plus $50k cap on Bulgaria/Japan/Libya/Thailand), excessive margin >80% triggers risk intervention/penalties, only 67 TrustPilot reviews so track record is still short
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

Evercrest Funding Challenges

20 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$5 $10K 2 Steps P1: 4%
P2: -
 P1: 4%
Step 1 — Daily drawdown 4%, 0 min days
P2: 3%
Funded — Daily drawdown 3%, 4 min days
P1: 8%
P2: 6%
 80% None
$89 $62 $10K 2 Steps P1: 8%
P2: 4%
 P1: 4%
Step 1 — Daily drawdown 4%
P2: 4%
Step 2 — Daily drawdown 4%
P1: 10%
P2: 10%
 80% None
$97 $67 $10K 1 Step P1: 10%
 P1: 4%
Daily drawdown 4%
P1: 6%
 80% None
$119 $83 $10K 1 Step P1: 10%
 P1: 3%
Daily drawdown 3% (tighter Plus variant)
P1: 6%
 80% None
$139 $97 $10K Instant P1: -
 P1: 3%
Daily drawdown 3%
P1: 6%
 80% None
$152 $106 $10K Instant P1: -
 P1: -
No daily drawdown
P1: 3%
 80% None
$179 $125 $25K 1 Step P1: 10%
 P1: 4%
Daily drawdown 4%
P1: 6%
 80% None
$219 $153 $25K 2 Steps P1: 8%
P2: 4%
 P1: 4%
Step 1 — Daily drawdown 4%
P2: 4%
Step 2 — Daily drawdown 4%
P1: 10%
P2: 10%
 80% None
$279 $195 $25K Instant P1: -
 P1: 3%
Daily drawdown 3%
P1: 6%
 80% None
$279 $195 $50K 1 Step P1: 10%
 P1: 4%
Daily drawdown 4%
P1: 6%
 80% None
$319 $223 $50K 2 Steps P1: 8%
P2: 4%
 P1: 4%
Step 1 — Daily drawdown 4%
P2: 4%
Step 2 — Daily drawdown 4%
P1: 10%
P2: 10%
 80% None
$329 $230 $50K 1 Step P1: 10%
 P1: 3%
Daily drawdown 3% (tighter Plus variant)
P1: 6%
 80% None
$419 $293 $50K Instant P1: -
 P1: 3%
Daily drawdown 3%
P1: 6%
 80% None
$460 $322 $50K Instant P1: -
 P1: -
No daily drawdown
P1: 3%
 80% None
$479 $335 $100K 1 Step P1: 10%
 P1: 4%
Daily drawdown 4%
P1: 6%
 80% None
$559 $391 $100K 2 Steps P1: 8%
P2: 4%
 P1: 4%
Step 1 — Daily drawdown 4%
P2: 4%
Step 2 — Daily drawdown 4%
P1: 10%
P2: 10%
 80% None
$579 $405 $100K 1 Step P1: 10%
 P1: 3%
Daily drawdown 3% (tighter Plus variant)
P1: 6%
 80% None
$729 $510 $100K Instant P1: -
 P1: 3%
Daily drawdown 3%
P1: 6%
 80% None
$801 $560 $100K Instant P1: -
 P1: -
No daily drawdown
P1: 3%
 80% None
$1449 $1014 $200K Instant P1: -
 P1: 3%
Daily drawdown 3%
P1: 6%
 80% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$94 $38 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $79 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $148 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$410 $205 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $479 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1776 $1065 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$2537 $1522 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
Evercrest Funding
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