Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Funded Academy Funded Academy
Top One Trader Top One Trader
Funded Academy 5.4 Get Started
Top One Trader 8.0 Get Started
Overview
Asset Type CFD CFD
Country United Arab Emirates United States
Established - Sep 2023
Technology White-Label White-Label
Platforms cTrader, MT5 cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 80% (2-Step Standard), 85% (1-Step), up to 95% Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown 4% (1-Step), 5% (2-Step) 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Bi-weekly (2 weeks); first payout on-demand
First payout on demand; subsequent payouts every 2 weeks. Payouts processed within 12 hours. 		Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 95% profit split via scaling; First payout on-demand; Payouts processed within 12 hours; Scale up to $1,000,000; cTrader and MT5 platforms; No time limit; No consistency rule (on 2-Step Pro Flex); 24/7 support (avg under 3 min response)
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Hedging not permitted under any circumstances; News trading restricted to 2 minutes; Funded accounts cannot be reset; Overnight holding restricted on 1-Step funded accounts
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

Funded Academy Challenges

6 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$49.99 $5K 2 Steps P1: 7%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% None
$89.99 $10K 2 Steps P1: 7%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% None
$209.99 $25K 2 Steps P1: 7%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% None
$289.99 $50K 2 Steps P1: 7%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% None
$566.99 $100K 2 Steps P1: 7%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% None
$1080.99 $200K 2 Steps P1: 7%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$94 $38 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $79 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $148 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$410 $205 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $479 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1776 $1065 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$2537 $1522 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
Funded Academy
Visit Funded Academy Full Profile →
Top One Trader
Visit Top One Trader Full Profile →