Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FundingRock FundingRock
Top One Trader Top One Trader
FundingRock 6.5 Get Started
Top One Trader 8.0 Get Started
Overview
Asset Type CFD CFD
Country Cyprus United States
Established Apr 2025 Sep 2023
Technology White-Label White-Label
Platforms cTrader, TradeLocker cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 80% (up to 95% with Add-On) Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown 4% (Pay After You Pass); 3% (1-Step, 2-Step Lite); 5% (2-Step Pro) 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Every 14 days (instant withdrawal on Pay After You Pass)
Pay After You Pass: instant withdrawal once eligible. 1-Step, 2-Step Lite/Pro: first withdrawal 14 days after funded activation (5-day add-on available), then every 14 days. Min withdrawal $100. Payouts via Riseworks or crypto. 		Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 95% profit split (80% base, 95% with add-on); scaling up to $1,000,000; Pay After You Pass option with only a $5 entry fee and instant withdrawals; 100% refund of challenge fee on first withdrawal (2-Step Pro refunds at 3rd payout milestone); EAs allowed; news trading allowed on Pay After You Pass and 1-Step; unlimited time limit on all programs; up to 1:100 leverage on forex; TradeLocker and cTrader platforms; AI automation to convert ideas into bots; FR Academy education (live trading room, workshops, Q&As); referral program; responsive support praised on TrustPilot.
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Newly launched firm (Mindwave Training Ltd, terms last updated April 2025; public launch November 2025) so limited operating track record; only 77 TrustPilot reviews; simulated/demo trading environment, not live-market execution; consistency rule applies (15% on Pay After You Pass, 30% on 1-Step and 2-Step Lite); weekend holding requires a paid add-on on 1-Step, 2-Step Pro and 2-Step Lite; high-frequency trading, arbitrage, copy trading and tick scalping prohibited; some TrustPilot complaints about post-approval risk interviews and weekend gap breaches; support is not 24/7 (standard business hours); CFD/forex only (no futures).
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

FundingRock Challenges

20 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$5
Pay After You Pass: $5 entry fee, $100 activation fee after you pass 		$10K 1 Step P1: 3% ($300)
 P1: 4% ($400)
News trading allowed; 15% consistency rule on funded; instant withdrawal
P1: 8% ($800) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) $100
$5
Pay After You Pass: $5 entry fee, $60 activation fee after you pass 		$5K 1 Step P1: 3% ($150)
 P1: 4% ($200)
News trading allowed; 15% consistency rule on funded; instant withdrawal
P1: 8% ($400) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) $60
$5
Pay After You Pass: $5 entry fee, $180 activation fee after you pass 		$25K 1 Step P1: 3% ($750)
 P1: 4% ($1,000)
News trading allowed; 15% consistency rule on funded; instant withdrawal
P1: 8% ($2,000) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) $180
$5
Pay After You Pass: $5 entry fee, $300 activation fee after you pass 		$50K 1 Step P1: 3% ($1,500)
 P1: 4% ($2,000)
News trading allowed; 15% consistency rule on funded; instant withdrawal
P1: 8% ($4,000) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) $300
$5
Pay After You Pass: $5 entry fee, $500 activation fee after you pass 		$100K 1 Step P1: 3% ($3,000)
 P1: 4% ($4,000)
News trading allowed; 15% consistency rule on funded; instant withdrawal
P1: 8% ($8,000) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) $500
$40
2 Step Lite 		$5K 2 Steps P1: 6% ($300)
P2: 6% ($300)
 P1: 3% ($150)
Max Leverage Up to 1:100
P2: 3% ($150)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($300) Static
P2: 6% ($300) Static
 80% (95% with Add-On) None
$50
1 Step Challenge 		$5K 1 Step P1: 10% ($500)
 P1: 3% ($150)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($300) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) None
$60
2 Step Lite 		$10K 2 Steps P1: 6% ($600)
P2: 6% ($600)
 P1: 3% ($300)
Max Leverage Up to 1:100
P2: 3% ($300)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($600) Static
P2: 6% ($600) Static
 80% (95% with Add-On) None
$80
1 Step Challenge 		$10K 1 Step P1: 10% ($1,000)
 P1: 3% ($300)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($600) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) None
$105
2 Step Pro; full challenge fee refunded at 3rd payout milestone 		$5K 2 Steps P1: 8% ($400)
P2: 5% ($250)
 P1: 5% ($250)
Min 3 trading days; Max Leverage Up to 1:100
P2: 5% ($250)
Min 3 trading days; payout every 14 days; weekend holding with Add-On
P1: 10% ($500) Static
P2: 10% ($500) Static
 80% (95% with Add-On) None
$120
2 Step Lite 		$25K 2 Steps P1: 6% ($1,500)
P2: 6% ($1,500)
 P1: 3% ($750)
Max Leverage Up to 1:100
P2: 3% ($750)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($1,500) Static
P2: 6% ($1,500) Static
 80% (95% with Add-On) None
$155
1 Step Challenge 		$25K 1 Step P1: 10% ($2,500)
 P1: 3% ($750)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($1,500) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) None
$210
2 Step Lite 		$50K 2 Steps P1: 6% ($3,000)
P2: 6% ($3,000)
 P1: 3% ($1,500)
Max Leverage Up to 1:100
P2: 3% ($1,500)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($3,000) Static
P2: 6% ($3,000) Static
 80% (95% with Add-On) None
$229
2 Step Pro; full challenge fee refunded at 3rd payout milestone 		$10K 2 Steps P1: 8% ($800)
P2: 5% ($500)
 P1: 5% ($500)
Min 3 trading days; Max Leverage Up to 1:100
P2: 5% ($500)
Min 3 trading days; payout every 14 days; weekend holding with Add-On
P1: 10% ($1,000) Static
P2: 10% ($1,000) Static
 80% (95% with Add-On) None
$270
1 Step Challenge 		$50K 1 Step P1: 10% ($5,000)
 P1: 3% ($1,500)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($3,000) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) None
$349
2 Step Pro; full challenge fee refunded at 3rd payout milestone 		$25K 2 Steps P1: 8% ($2,000)
P2: 5% ($1,250)
 P1: 5% ($1,250)
Min 3 trading days; Max Leverage Up to 1:100
P2: 5% ($1,250)
Min 3 trading days; payout every 14 days; weekend holding with Add-On
P1: 10% ($2,500) Static
P2: 10% ($2,500) Static
 80% (95% with Add-On) None
$350
2 Step Lite 		$100K 2 Steps P1: 6% ($6,000)
P2: 6% ($6,000)
 P1: 3% ($3,000)
Max Leverage Up to 1:100
P2: 3% ($3,000)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($6,000) Static
P2: 6% ($6,000) Static
 80% (95% with Add-On) None
$450
1 Step Challenge 		$100K 1 Step P1: 10% ($10,000)
 P1: 3% ($3,000)
30% consistency rule on funded; payout every 14 days; weekend holding with Add-On
P1: 6% ($6,000) Trailing Lock; Max Leverage Up to 1:30
 80% (95% with Add-On) None
$519
2 Step Pro; full challenge fee refunded at 3rd payout milestone 		$50K 2 Steps P1: 8% ($4,000)
P2: 5% ($2,500)
 P1: 5% ($2,500)
Min 3 trading days; Max Leverage Up to 1:100
P2: 5% ($2,500)
Min 3 trading days; payout every 14 days; weekend holding with Add-On
P1: 10% ($5,000) Static
P2: 10% ($5,000) Static
 80% (95% with Add-On) None
$799
2 Step Pro; full challenge fee refunded at 3rd payout milestone 		$100K 2 Steps P1: 8% ($8,000)
P2: 5% ($5,000)
 P1: 5% ($5,000)
Min 3 trading days; Max Leverage Up to 1:100
P2: 5% ($5,000)
Min 3 trading days; payout every 14 days; weekend holding with Add-On
P1: 10% ($10,000) Static
P2: 10% ($10,000) Static
 80% (95% with Add-On) None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$94 $38 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $79 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $148 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$410 $205 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $479 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1776 $1065 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$2537 $1522 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
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