Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Lark Funding Lark Funding
Top One Trader Top One Trader
Lark Funding 7.4 Get Started
Top One Trader 8.0 Get Started
Overview
Asset Type CFD CFD
Country Canada United States
Established Jan 2021 Sep 2023
Technology White-Label White-Label
Platforms DXTrade, cTrader cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 80% (up to 90%) Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown Static, varies by program, 5-8% max 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Bi-weekly (14 days)
First Payout requires 14 Days 		Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Reliable payouts
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Your drawdown will lock in at your starting balance upon requesting a withdrawal.
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers
10% off all challenges TRUSTED
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

Lark Funding Challenges

24 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$50
2-Step 		$5K 2 Steps P1: 8% / 5%
 P1: 5%
P1: 10%
 80% None
$60
3-Step 		$5K 3 Steps P1: 5% / 4% / 3%
 P1: None
P1: 5%
 80% None
$75
1-Step 		$5K 1 Step P1: 10%
 P1: 5%
P1: 7%
 80% None
$90
2-Step 		$10K 2 Steps P1: 8% / 5%
 P1: 5%
P1: 10%
 80% None
$105
3-Step 		$10K 3 Steps P1: 5% / 4% / 3%
 P1: None
P1: 5%
 80% None
$175
3-Step 		$25K 3 Steps P1: 5% / 4% / 3%
 P1: None
P1: 5%
 80% None
$200
1-Step 		$10K 1 Step P1: 10%
 P1: 5%
P1: 7%
 80% None
$200
Instant 		$5K Instant P1: None
 P1: 5%
P1: 8%
 90% None
$200
2-Step 		$25K 2 Steps P1: 8% / 5%
 P1: 5%
P1: 10%
 80% None
$280
3-Step 		$50K 3 Steps P1: 5% / 4% / 3%
 P1: None
P1: 5%
 80% None
$300
1-Step 		$25K 1 Step P1: 10%
 P1: 5%
P1: 7%
 80% None
$350
2-Step 		$50K 2 Steps P1: 8% / 5%
 P1: 5%
P1: 10%
 80% None
$370
3-Step 		$100K 3 Steps P1: 5% / 4% / 3%
 P1: None
P1: 5%
 80% None
$400
Instant 		$10K Instant P1: None
 P1: 5%
P1: 8%
 90% None
$500
1-Step 		$50K 1 Step P1: 10%
 P1: 5%
P1: 7%
 80% None
$550
2-Step 		$100K 2 Steps P1: 8% / 5%
 P1: 5%
P1: 10%
 80% None
$750
3-Step 		$200K 3 Steps P1: 5% / 4% / 3%
 P1: None
P1: 5%
 80% None
$800
1-Step 		$100K 1 Step P1: 10%
 P1: 5%
P1: 7%
 80% None
$850 $200K 2 Steps P1: 8% / 5%
 P1: 5%
P1: 10%
 80% None
$1125
Instant 		$25K Instant P1: None
 P1: 5%
P1: 8%
 90% None
$1,500
1-Step 		$200K 1 Step P1: 10%
 P1: 5%
P1: 7%
 80% None
$2,750
Instant 		$50K Instant P1: None
 P1: 5%
P1: 8%
 90% None
$4500
Instant 		$100K Instant P1: None
 P1: 5%
P1: 8%
 90% None
$9,000 $200K Instant P1: None
 P1: 5%
P1: 8%
 90% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$94 $38 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $79 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $148 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$410 $205 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $479 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1776 $1065 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$2537 $1522 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
Lark Funding
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Top One Trader
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