Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

The Upside Funding The Upside Funding
Top One Trader Top One Trader
The Upside Funding 7.1 Get Started
Top One Trader 8.0 Get Started
Overview
Asset Type CFD CFD
Country Hong Kong United States
Established Jan 2020 Sep 2023
Technology Proprietary White-Label
Platforms cTrader cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 95% Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Fast payouts (on-demand) Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers
25% off all challenges INSIDER25
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

The Upside Funding Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$34 $2K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$34 $2K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$59 $5K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$59 $5K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$99 $10K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$99 $10K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$199 $25K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$199 $25K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$349 $50K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$349 $50K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$589 $100K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$589 $100K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$94 $38 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $79 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $148 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$410 $205 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $479 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1776 $1065 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$2537 $1522 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
The Upside Funding
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Top One Trader
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