Skip to main content

Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

ThinkCapital ThinkCapital
Top One Trader Top One Trader
Overview
Asset Type CFD CFD
Country United States
Established - Sep 2023
Technology White-Label White-Label
Platforms Trading View, ThinkTrader cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split Up to 90% Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown 3% equity-based (BOLT/Lightning/Nexus); 4% equity-based (Dual Step Intraday); 4% balance-based (Dual Step Swing) 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency 14 days
7-day payout add-on available
Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • 5 program types (BOLT instant, Lightning 1-step, Dual Step Intraday/Swing, Nexus 3-step); 90% profit split; 14-day payouts; ThinkTrader + TradingView platforms; ThinkMarkets regulated backing
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Lightning 6% trailing drawdown locks at initial balance; no $2.5K-$50K on Dual Step programs; DSS prices higher than DSI for same account size
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers
25% off all challenges TRUSTED
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

ThinkCapital Challenges

25 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $5K 3 Steps P1: 7%
P2: 6%
P3: 5%
P4: -
P1: 4%
P2: 4%
P3: 4%
P4: 4%
P1: 8%
P2: 8%
P3: 8%
P4: 8%
Up to 90% None
$49 $2.5K Instant P1: -
P1: 3%
Equity-based
P1: 6% Trailing Equity
Up to 90% None
$59 $5K 1 Step P1: 10%
P2: -
P1: 3%
P2: 3%
P1: 6%
P2: 6%
Up to 90% None
$59 $5K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
P2: 4%
P3: 4%
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$79 $10K 3 Steps P1: 7%
P2: 6%
P3: 5%
P4: -
P1: 4%
P2: 4%
P3: 4%
P4: 4%
P1: 8%
P2: 8%
P3: 8%
P4: 8%
Up to 90% None
$82 $5K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
Balance-based
P2: 4%
Balance-based
P3: 4%
Balance-based
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$89 $5K Instant P1: -
P1: 3%
Equity-based
P1: 6% Trailing Equity
Up to 90% None
$99 $10K 1 Step P1: 10%
P2: -
P1: 3%
P2: 3%
P1: 6%
P2: 6%
Up to 90% None
$99 $10K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
P2: 4%
P3: 4%
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$138 $10K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
Balance-based
P2: 4%
Balance-based
P3: 4%
Balance-based
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$139 $25K 3 Steps P1: 7%
P2: 6%
P3: 5%
P4: -
P1: 4%
P2: 4%
P3: 4%
P4: 4%
P1: 8%
P2: 8%
P3: 8%
P4: 8%
Up to 90% None
$159 $10K Instant P1: -
P1: 3%
Equity-based
P1: 6% Trailing Equity
Up to 90% None
$199 $25K 1 Step P1: 10%
P2: -
P1: 3%
P2: 3%
P1: 6%
P2: 6%
Up to 90% None
$199 $25K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
P2: 4%
P3: 4%
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$199 $50K 3 Steps P1: 7%
P2: 6%
P3: 5%
P4: -
P1: 4%
P2: 4%
P3: 4%
P4: 4%
P1: 8%
P2: 8%
P3: 8%
P4: 8%
Up to 90% None
$278 $25K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
Balance-based
P2: 4%
Balance-based
P3: 4%
Balance-based
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$299 $50K 1 Step P1: 10%
P2: -
P1: 3%
P2: 3%
P1: 6%
P2: 6%
Up to 90% None
$299 $50K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
P2: 4%
P3: 4%
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$349 $25K Instant P1: -
P1: 3%
Equity-based
P1: 6% Trailing Equity
Up to 90% None
$349 $100K 3 Steps P1: 7%
P2: 6%
P3: 5%
P4: -
P1: 4%
P2: 4%
P3: 4%
P4: 4%
P1: 8%
P2: 8%
P3: 8%
P4: 8%
Up to 90% None
$418 $50K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
Balance-based
P2: 4%
Balance-based
P3: 4%
Balance-based
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$499 $100K 1 Step P1: 10%
P2: -
P1: 3%
P2: 3%
P1: 6%
P2: 6%
Up to 90% None
$499 $100K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
P2: 4%
P3: 4%
P1: 7%
P2: 7%
P3: 8%
Up to 90% None
$599 $50K Instant P1: -
P1: 3%
Equity-based
P1: 6% Trailing Equity
Up to 90% None
$698 $100K 2 Steps P1: 9%
P2: 5%
P3: -
P1: 4%
Balance-based
P2: 4%
Balance-based
P3: 4%
Balance-based
P1: 7%
P2: 7%
P3: 8%
Up to 90% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$94 $38 $5K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$158 $79 $10K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$296 $148 $25K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$410 $205 $50K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$798 $479 $100K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$1776 $1065 $200K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$2537 $1522 $200K Instant P1: -
P1: 3%
P1: 6% trailing
up to 90% None