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Elites Funding

5.3 B
Gibraltar CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety B vs B+ Split 95% vs 100% Price $499 vs $16

Verdict: Who Wins?

Elites Funding 1 wins
1 - 7
Top One Trader 7 wins Decisive Win
Overall Rating 8.0 vs 5.3 Decisive
TrustPilot 4.6 vs 4.5 Narrow
Starting Price $16 vs $499 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs Up to 95% Clear
Safety Grade B+ vs B Narrow
Trust Score 62.3/100 vs 44.3/100 Decisive
Challenge Variety 12 vs 4 options Clear
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation Top One Trader
Fast payouts Top One Trader

Visual Comparison

Elites Funding Top One Trader

Head-to-Head Comparison

Elites Funding Metric Top One Trader
5.3/10 PFM Score 8.0/10
4.6/5 TrustPilot 4.5/5 (3,141)
B Safety Grade B+
44.3 D Trust Score 62.3 B
Up to 95% Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Loss 5% (Standard 2-Step), Daily Loss 3% (Express 1-Step), Daily Loss 3% Trailing (Instant Skip Eval) Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
24h Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$499 Starting Price $$16
White-Label Technology White-Label
TradeLocker Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Gibraltar Country United States
Jan 2023 Established Sep 2023
4 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Elites Funding Top One Trader Savings
$50K $525 $205 Save $320
$100K $499 $325 Save $174
$200K $949 $1,065 Save $116

Elites Funding vs Top One Trader: Detailed Analysis

Elites Funding and Top One Trader are both CFD firms. Elites Funding has been in business longer, established in 2023, while Top One Trader was founded in 2023.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $483 less than Elites Funding's starting price of $499. Elites Funding offers 4 challenge options, while Top One Trader offers 12.

Elites Funding offers Up to 95% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Elites Funding pays out 24h, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, Elites Funding has a 4.6/5 TrustPilot rating, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Elites Funding B, Top One Trader B+.

Overall, Top One Trader edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Elites Funding
Pros
Keep up to 95% of the profit you make. Free retake on every evaluation. Fee refunded with first payout. No consistency rule during evaluation. Trade Forex, crypto and indices using simulated funds. 24h Payout Guarantee. Scale to $500K.
Cons
TradeLocker is the only trading platform offered. Instant Skip Eval has trailing drawdown and 1:50 leverage with no free retake.
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

Elites Funding

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, Elites Funding or Top One Trader?

Top One Trader scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Elites Funding or Top One Trader?

Top One Trader has the lower starting price at $16. Elites Funding offers 4 challenge options starting from $499, while Top One Trader offers 12 options starting from $16.

Which has better reviews, Elites Funding or Top One Trader?

Elites Funding has a higher TrustPilot rating of 4.6/5.

Which offers a higher profit split, Elites Funding or Top One Trader?

Top One Trader offers a higher maximum profit split. Elites Funding offers Up to 95% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do Elites Funding and Top One Trader pay out?

Elites Funding has 24h payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.