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FundedFirm

3.2 D
Saint Lucia CFD
VS

Fintokei

7.7 A
Czech Republic CFD
Key Differences
Safety D vs A Price $39 vs $44

Verdict: Who Wins?

FundedFirm 1 wins
1 3
Fintokei 3 wins Our Pick
Overall Rating 7.7 vs 3.2
Starting Price $39 vs $44
Profit Split Both Up to 100% (90% start, scales to 95% then 100% by month 3)
Safety Grade A vs D
Platform Choice 3 vs 1 platforms

Best For:

Budget-conscious traders FundedFirm
Trust & reputation Fintokei

Visual Comparison

FundedFirm Fintokei

Head-to-Head Comparison

FundedFirm Metric Fintokei
3.2/10 PFM Score 7.7/10
TrustPilot 4.4/5 (1,099)
D Safety Grade A
Up to 100% (90% start, scales to 95% then 100% by month 3) Profit Split 50-100% (varies by program)
3% (1-Step and Instant); 5% (2-Step) Daily Drawdown 3-5% daily, 6-10% total (varies by program)
Monthly (Instant: on-demand/weekly) Payout Frequency Instant approval, funds within 1 business day
$39 Starting Price $44
White-Label Technology Proprietary
MT5 Platforms Trading View, cTrader, MT5
No Direct Path to Funded No
Saint Lucia Country Czech Republic
Established Jan 2023
15 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FundedFirm Fintokei Savings
$5K $39 $44 Save $5
$10K $84 $99 Save $15
$50K $269 $244 Save $25
$100K $499 $419 Save $80

FundedFirm vs Fintokei: Detailed Analysis

FundedFirm and Fintokei are both CFD firms.

In terms of pricing, FundedFirm is more affordable with challenges starting at $39, which is $5 less than Fintokei's starting price of $44. FundedFirm offers 15 challenge options, while Fintokei offers 16.

FundedFirm offers Up to 100% (90% start, scales to 95% then 100% by month 3) profit split, while Fintokei offers 50-100% (varies by program). FundedFirm pays out Monthly (Instant: on-demand/weekly), and Fintokei pays out Instant approval, funds within 1 business day.

For trust and reputation, Fintokei has 4.4/5 with 1,099 reviews. Safety grades: FundedFirm D, Fintokei A.

Overall, Fintokei edges ahead winning 3 out of 4 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

FundedFirm
Pros
Up to 100% profit split (scaling from 90% to 100% by month 3); no time limit on evaluation; news trading allowed; 1:100 leverage on forex/metals/indices/energies; 24-hour payout processing; multiple payment options including UPI, BTC, USDT (TRC20/BEP20/ERC20); swap-free and commission-free; weekend/overnight holding allowed; mobile MT5 support; large account sizes available up to $100K.
Cons
TrustPilot rating UNAVAILABLE due to breach of Trustpilot guidelines (fake reviews removed by Trustpilot 2026); 257 reviews on Trustpilot show overwhelming 1-star complaints about hidden rules (single-trade-loss 40% rule, lot-size 5x rule, 3-minute trade clustering rule) not disclosed in public FAQ; multiple reports of rejected payouts after passing evaluations; allegations of $85M-to-$9.5M payout-claim revision; not accepted in United States, Cuba, Iraq, Iran, Myanmar, North Korea, Sudan, Russia; Expert Advisors (EAs) and copy trading prohibited; no live chat — support via WhatsApp and email only; no formal financial regulator (Saint Lucia entity, prop firm not licensed as broker).
Fintokei
Pros
Instant payouts (avg 3 hours). Up to 100% profit split (SwiftTrader). 3 platforms (TradingView, MT5, cTrader). Free trial accounts available. Parent company Purple established 2011.
Cons
Not available to US, India, Russia residents. ProTrader uses equity-based daily drawdown (5%). StartTrader starts at 50% profit split.

Active Deals & Promo Codes

FundedFirm

No active deals

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge

Frequently Asked Questions

Which is better, FundedFirm or Fintokei?

Fintokei scores higher overall, winning 3 out of 4 comparison categories including Overall Rating, Safety Grade, Platform Choice. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FundedFirm or Fintokei?

FundedFirm has the lower starting price at $39. FundedFirm offers 15 challenge options starting from $39, while Fintokei offers 16 options starting from $44.

Which offers a higher profit split, FundedFirm or Fintokei?

FundedFirm offers a higher maximum profit split. FundedFirm offers Up to 100% (90% start, scales to 95% then 100% by month 3) while Fintokei offers 50-100% (varies by program).

How fast do FundedFirm and Fintokei pay out?

FundedFirm has Monthly (Instant: on-demand/weekly) payouts while Fintokei offers Instant approval, funds within 1 business day payouts. Payout speed can be an important factor when choosing a prop firm.