Verdict: Who Wins?
Phoenix Trader Funding
2 wins
Top One Futures
4 wins
Decisive Win
Best For:
Top One Futures
Phoenix Trader Funding
Top One Futures
Visual Comparison
Head-to-Head Comparison
| Phoenix Trader Funding | Metric | Top One Futures |
|---|---|---|
| 7.3/10 | PFM Score | 8.1/10 ★ |
| 4.6/5 (249) | TrustPilot | 4.8/5 (4,039) ★ |
| B+ | Safety Grade | B+ |
| 72.6 B+ ★ | Trust Score | 59.6 C |
| 80% | Profit Split | 90% ★ |
| None on Classic/Spark evaluations; 25% Dynamic on Spark Direct $2K funded account | Daily Drawdown | Varies by program â End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit. |
| Bi-Weekly | Payout Frequency | Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) |
| $39 | Starting Price | $39 |
| Proprietary | Technology | White-Label |
| Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Rithmic | Platforms | NinjaTrader, Tradovate |
| Yes | Direct Path to Funded | No |
| France | Country | United States |
| Aug 2023 | Established | Apr 2025 |
| 6 options | Challenge Options | 23 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Phoenix Trader Funding | Top One Futures | Savings |
|---|---|---|---|
| $25K | $39 | $39 | Same price |
| $50K | $69 | $39 ★ | Save $30 |
| $100K | $269 | $39 ★ | Save $230 |
Phoenix Trader Funding vs Top One Futures: Detailed Analysis
Phoenix Trader Funding and Top One Futures are both Futures firms. Phoenix Trader Funding has been in business longer, established in 2023, while Top One Futures was founded in 2025.
In terms of pricing, Top One Futures is more affordable with challenges starting at $39, which is $0 less than Phoenix Trader Funding's starting price of $39. Phoenix Trader Funding offers 6 challenge options, while Top One Futures offers 23.
Phoenix Trader Funding offers 80% profit split, while Top One Futures offers 90%. Phoenix Trader Funding pays out Bi-Weekly, and Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access).
For trust and reputation, Phoenix Trader Funding has a 4.6/5 TrustPilot rating with 249 reviews, while Top One Futures has 4.8/5 with 4,039 reviews. Safety grades: Phoenix Trader Funding B+, Top One Futures B+.
Overall, Top One Futures edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Phoenix Trader Funding
Pros
Cons
Top One Futures
Pros
Cons
Active Deals & Promo Codes
Phoenix Trader Funding
Top One Futures
No active deals
Frequently Asked Questions
Which is better, Phoenix Trader Funding or Top One Futures?
Top One Futures scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Phoenix Trader Funding or Top One Futures?
Phoenix Trader Funding has the lower starting price at $39. Phoenix Trader Funding offers 6 challenge options starting from $39, while Top One Futures offers 23 options starting from $39.
Which has better reviews, Phoenix Trader Funding or Top One Futures?
Top One Futures has a higher TrustPilot rating of 4.8/5. Phoenix Trader Funding has 249 reviews while Top One Futures has 4,039.
Which offers a higher profit split, Phoenix Trader Funding or Top One Futures?
Top One Futures offers a higher maximum profit split. Phoenix Trader Funding offers 80% while Top One Futures offers 90%.
How fast do Phoenix Trader Funding and Top One Futures pay out?
Phoenix Trader Funding has Bi-Weekly payouts while Top One Futures offers Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) payouts. Payout speed can be an important factor when choosing a prop firm.