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ATFunded

6.2 B
Saint Vincent and the Grenadines CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety B vs B+ Split 80% vs 100% Price $25 vs $16

Verdict: Who Wins?

ATFunded 0 wins
0 - 7
Top One Trader 7 wins Decisive Win
Overall Rating 8.0 vs 6.2 Decisive
TrustPilot Both 4.5 Tie
Starting Price $16 vs $25 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) Decisive
Safety Grade B+ vs B Narrow
Trust Score 62.3/100 vs 47.3/100 Decisive
Challenge Variety 12 vs 5 options Clear
Platform Choice 4 vs 0 platforms Clear

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation Top One Trader

Visual Comparison

ATFunded Top One Trader

Head-to-Head Comparison

ATFunded Metric Top One Trader
6.2/10 PFM Score 8.0/10
4.5/5 (81) TrustPilot 4.5/5 (3,141)
B Safety Grade B+
47.3 D Trust Score 62.3 B
Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases. Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Bi-weekly Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$25 Starting Price $$16
White-Label Technology White-Label
- Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Saint Vincent and the Grenadines Country United States
Jan 2025 Established Sep 2023
5 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size ATFunded Top One Trader Savings
$5K $35 $16 Save $19
$10K $25 $65 Save $40
$50K $49 $205 Save $156
$100K $99 $325 Save $226

ATFunded vs Top One Trader: Detailed Analysis

ATFunded and Top One Trader are both CFD firms. Top One Trader has been in business longer, established in 2023, while ATFunded was founded in 2025.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $9 less than ATFunded's starting price of $25. ATFunded offers 5 challenge options, while Top One Trader offers 12.

ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). ATFunded pays out Bi-weekly, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, ATFunded has a 4.5/5 TrustPilot rating with 81 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: ATFunded B, Top One Trader B+.

Overall, Top One Trader edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

ATFunded
Pros
Backed by ATFX broker, two evaluation models (1-phase Pro from $25 / 2-phase Legacy from $35), no time limits, 10K free demo account, ATFunded Plus+ social trading on ATFX copy-trading platform, up to $200K allocation (Legacy) / $150K (Pro), 1:30 FX leverage, EAs allowed, account sizes from $5K-$200K.
Cons
News trading prohibited on Pro program; US IPs blocked (VPN required); Pro program has trailing drawdown; Legacy does not allow opening positions during news (close-only); parent company AT Global Markets LLC registered in Saint Vincent and the Grenadines (offshore, non-EU regulated); single trading platform (Platform 5).
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

ATFunded

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, ATFunded or Top One Trader?

Top One Trader scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, ATFunded or Top One Trader?

Top One Trader has the lower starting price at $16. ATFunded offers 5 challenge options starting from $25, while Top One Trader offers 12 options starting from $16.

Which has better reviews, ATFunded or Top One Trader?

ATFunded has a higher TrustPilot rating of 4.5/5. ATFunded has 81 reviews while Top One Trader has 3,141.

Which offers a higher profit split, ATFunded or Top One Trader?

Top One Trader offers a higher maximum profit split. ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do ATFunded and Top One Trader pay out?

ATFunded has Bi-weekly payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.