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Empire Funded

5.5 C
United Kingdom CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety C vs B+ Payouts Weekly vs Bi-Weekly Split 90% vs 100% Price $9 vs $16

Verdict: Who Wins?

Empire Funded 2 wins
2 - 6
Top One Trader 6 wins Decisive Win
Overall Rating 8.0 vs 5.5 Decisive
TrustPilot 4.5 vs 3.7 Decisive
Starting Price $9 vs $16 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs Up to 90% (Instant/1-Step/2-Step); 80% on Spartan Decisive
Safety Grade B+ vs C Decisive
Trust Score 62.3/100 vs 34.6/100 Decisive
Challenge Variety 25 vs 12 options Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Empire Funded
Maximum profit potential Top One Trader
Trust & reputation Top One Trader
Fast payouts Empire Funded

Visual Comparison

Empire Funded Top One Trader

Head-to-Head Comparison

Empire Funded Metric Top One Trader
5.5/10 PFM Score 8.0/10
3.7/5 (14) TrustPilot 4.5/5 (3,141)
C Safety Grade B+
34.6 F Trust Score 62.3 B
Up to 90% (Instant/1-Step/2-Step); 80% on Spartan Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
3% (Instant), 5% (1-Step), 3%/5% (2-Step phase 1/2), N/A (Spartan) Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Weekly Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$9 Starting Price $$16
White-Label Technology White-Label
MT5 Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
United Kingdom Country United States
Apr 2025 Established Sep 2023
25 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Empire Funded Top One Trader Savings
$5K $54 $16 Save $38
$10K $99 $65 Save $34
$25K $99 $105 Save $6
$50K $159 $205 Save $46
$100K $209 $325 Save $116
$200K $793 $1,065 Save $272

Empire Funded vs Top One Trader: Detailed Analysis

Empire Funded and Top One Trader are both CFD firms. Top One Trader has been in business longer, established in 2023, while Empire Funded was founded in 2025.

In terms of pricing, Empire Funded is more affordable with challenges starting at $9, which is $7 less than Top One Trader's starting price of $16. Empire Funded offers 25 challenge options, while Top One Trader offers 12.

Empire Funded offers Up to 90% (Instant/1-Step/2-Step); 80% on Spartan profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Empire Funded pays out Weekly, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, Empire Funded has a 3.7/5 TrustPilot rating with 14 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Empire Funded C, Top One Trader B+.

Overall, Top One Trader edges ahead winning 6 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Empire Funded
Pros
Spartan instant-funded entry from $9, MetaTrader 5 platform, 6% profit target on Instant/1-Step/2-Step, 12% max drawdown (1-Step/2-Step), up to 90% profit split, Weekly payouts, Fx/Commodities/Indices/Stocks/Crypto, Discord support, 24/7 support, multi-currency payouts (Visa/MasterCard/Bitcoin/ETH/USDT/UPI)
Cons
Newly incorporated (April 2025) so limited operating track record; TrustPilot page carries a 'received regulatory attention' badge; only 14 TrustPilot reviews; sole platform is MetaTrader 5; some negative reviews cite dashboard 'LOADING ERROR' and support-email bounces; restricted countries include Pakistan, Iran, Syria, Myanmar, Bangladesh, Vietnam, North Korea, Russia, Belarus, Cuba, Lebanon, Libya, Sudan, Crimea, Donetsk and Luhansk
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

Empire Funded

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, Empire Funded or Top One Trader?

Top One Trader scores higher overall, winning 6 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Empire Funded or Top One Trader?

Empire Funded has the lower starting price at $9. Empire Funded offers 25 challenge options starting from $9, while Top One Trader offers 12 options starting from $16.

Which has better reviews, Empire Funded or Top One Trader?

Top One Trader has a higher TrustPilot rating of 4.5/5. Empire Funded has 14 reviews while Top One Trader has 3,141.

Which offers a higher profit split, Empire Funded or Top One Trader?

Top One Trader offers a higher maximum profit split. Empire Funded offers Up to 90% (Instant/1-Step/2-Step); 80% on Spartan while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do Empire Funded and Top One Trader pay out?

Empire Funded has Weekly payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.