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FundedFast

6.0 B
Malta CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety B vs B+ Payouts Weekly vs Bi-Weekly Split 90% vs 100% Price $49 vs $16

Verdict: Who Wins?

FundedFast 1 wins
1 - 7
Top One Trader 7 wins Decisive Win
Overall Rating 8.0 vs 6.0 Decisive
TrustPilot 4.5 vs 4.4 Narrow
Starting Price $16 vs $49 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs 80% (90% with checkout add-on) Decisive
Safety Grade B+ vs B Narrow
Trust Score 62.3/100 vs 55.5/100 Clear
Challenge Variety 15 vs 12 options Narrow
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation Top One Trader
Fast payouts FundedFast

Visual Comparison

FundedFast Top One Trader

Head-to-Head Comparison

FundedFast Metric Top One Trader
6.0/10 PFM Score 8.0/10
4.4/5 (11) TrustPilot 4.5/5 (3,141)
B Safety Grade B+
55.5 C Trust Score 62.3 B
80% (90% with checkout add-on) Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
5% of starting balance (resets 00:00 UTC; both realised + unrealised losses count) Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Weekly Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$49 Starting Price $$16
White-Label Technology White-Label
Match Trader Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Malta Country United States
Jan 2024 Established Sep 2023
15 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FundedFast Top One Trader Savings
$5K $49 $16 Save $33
$10K $99 $65 Save $34
$50K $299 $205 Save $94
$100K $499 $325 Save $174
$200K $799 $1,065 Save $266

FundedFast vs Top One Trader: Detailed Analysis

FundedFast and Top One Trader are both CFD firms. Top One Trader has been in business longer, established in 2023, while FundedFast was founded in 2024.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $33 less than FundedFast's starting price of $49. FundedFast offers 15 challenge options, while Top One Trader offers 12.

FundedFast offers 80% (90% with checkout add-on) profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). FundedFast pays out Weekly, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, FundedFast has a 4.4/5 TrustPilot rating with 11 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: FundedFast B, Top One Trader B+.

Overall, Top One Trader edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FundedFast
Pros
Low entry fees from $49 (2-Phase $5K) / $99 (1-Phase $3K); entry fee refunded on first payout; up to 90% profit share via checkout add-on; weekly payouts via PayPal/bank/crypto; no time limit on any phase; all assets (forex, stocks, crypto, indices, metals, energy) in a single MatchTrader account; EU-based (Malta registered C 109385).
Cons
Very small TrustPilot review base (only 11 reviews); no automated trading (EAs, bots, copy trading prohibited); 90% profit split is a paid checkout add-on (default is 80/20); news-trading restriction (5 min window around major releases); consistency rule caps single day at 50% of total profits.
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

FundedFast

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, FundedFast or Top One Trader?

Top One Trader scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FundedFast or Top One Trader?

Top One Trader has the lower starting price at $16. FundedFast offers 15 challenge options starting from $49, while Top One Trader offers 12 options starting from $16.

Which has better reviews, FundedFast or Top One Trader?

Top One Trader has a higher TrustPilot rating of 4.5/5. FundedFast has 11 reviews while Top One Trader has 3,141.

Which offers a higher profit split, FundedFast or Top One Trader?

Top One Trader offers a higher maximum profit split. FundedFast offers 80% (90% with checkout add-on) while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do FundedFast and Top One Trader pay out?

FundedFast has Weekly payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.