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Ment Funding

7.6 B+
United States CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Payouts On-Demand vs Bi-Weekly Split 90% vs 100% Price $250 vs $16

Verdict: Who Wins?

Ment Funding 2 wins
2 - 4
Top One Trader 4 wins Decisive Win
Overall Rating 8.0 vs 7.6 Clear
TrustPilot 4.9 vs 4.5 Clear
Starting Price $16 vs $250 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs 75% (up to 90%) Decisive
Safety Grade Both B+ Tie
Trust Score 74.3/100 vs 62.3/100 Clear
Challenge Variety 12 vs 6 options Clear

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation Ment Funding
Fast payouts Ment Funding

Visual Comparison

Ment Funding Top One Trader

Head-to-Head Comparison

Ment Funding Metric Top One Trader
7.6/10 PFM Score 8.0/10
4.9/5 (227) TrustPilot 4.5/5 (3,141)
B+ Safety Grade B+
74.3 B+ Trust Score 62.3 B
75% (up to 90%) Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
3% daily (futures) / 5% daily (CFD) / 6% max static Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
On demand Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$250 Starting Price $$16
White-Label Technology White-Label
DXTrade, cTrader, Match Trader, MT5, MT4 Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
United States Country United States
Oct 2021 Established Sep 2023
6 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Ment Funding Top One Trader Savings
$25K $250 $105 Save $145
$50K $450 $205 Save $245
$100K $750 $325 Save $425
$200K $1,500 $1,065 Save $435

Ment Funding vs Top One Trader: Detailed Analysis

Ment Funding and Top One Trader are both CFD firms. Ment Funding has been in business longer, established in 2021, while Top One Trader was founded in 2023.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $234 less than Ment Funding's starting price of $250. Ment Funding offers 6 challenge options, while Top One Trader offers 12.

Ment Funding offers 75% (up to 90%) profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Ment Funding pays out On demand, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, Ment Funding has a 4.9/5 TrustPilot rating with 227 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Ment Funding B+, Top One Trader B+.

Overall, Top One Trader edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Ment Funding
Pros
No time limits; 1-step evaluation (10% profit target); scaling to $5M max allocation; on-demand withdrawals (48h processing); flexible account upgrades (weekend holding +10% fee, 90% profit split +20% fee); Riseworks bank transfers and Columis wallet payouts.
Cons
Slow customer support & Not intuitive dashbaord
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

Ment Funding

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, Ment Funding or Top One Trader?

Top One Trader scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Ment Funding or Top One Trader?

Top One Trader has the lower starting price at $16. Ment Funding offers 6 challenge options starting from $250, while Top One Trader offers 12 options starting from $16.

Which has better reviews, Ment Funding or Top One Trader?

Ment Funding has a higher TrustPilot rating of 4.9/5. Ment Funding has 227 reviews while Top One Trader has 3,141.

Which offers a higher profit split, Ment Funding or Top One Trader?

Top One Trader offers a higher maximum profit split. Ment Funding offers 75% (up to 90%) while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do Ment Funding and Top One Trader pay out?

Ment Funding has On demand payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.