The Upside Funding
7.1 A
CFD
Top One Trader
8.0 B+
CFD
Verdict: Who Wins?
The Upside Funding
3 wins
Top One Trader
4 wins
Best For:
Top One Trader
Top One Trader
The Upside Funding
Top One Trader
Visual Comparison
Head-to-Head Comparison
| The Upside Funding | Metric | Top One Trader |
|---|---|---|
| 7.1/10 | PFM Score | 8.0/10 ★ |
| 4.8/5 (43) ★ | TrustPilot | 4.5/5 (3,141) |
| A ★ | Safety Grade | B+ |
| 64.2 B ★ | Trust Score | 62.3 B |
| 95% | Profit Split | 80% standard, up to 90% (up to 100% on Instant PRIME) ★ |
| 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static | Daily Drawdown | 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) |
| Fast payouts (on-demand) | Payout Frequency | Bi-weekly (14 days), 7-day upgrade add-on available |
| $34 | Starting Price | $$16 ★ |
| Proprietary | Technology | White-Label |
| cTrader | Platforms | cTrader, Match Trader, MT5, TradeLocker |
| No | Direct Path to Funded | No |
| Hong Kong | Country | United States |
| Jan 2020 | Established | Sep 2023 |
| 12 options | Challenge Options | 12 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | The Upside Funding | Top One Trader | Savings |
|---|---|---|---|
| $5K | $59 | $16 ★ | Save $43 |
| $10K | $99 | $65 ★ | Save $34 |
| $25K | $199 | $105 ★ | Save $94 |
| $50K | $349 | $205 ★ | Save $144 |
| $100K | $589 | $325 ★ | Save $264 |
The Upside Funding vs Top One Trader: Detailed Analysis
The Upside Funding and Top One Trader are both CFD firms. The Upside Funding has been in business longer, established in 2020, while Top One Trader was founded in 2023.
In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $18 less than The Upside Funding's starting price of $34. The Upside Funding offers 12 challenge options, while Top One Trader offers 12.
The Upside Funding offers 95% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). The Upside Funding pays out Fast payouts (on-demand), and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.
For trust and reputation, The Upside Funding has a 4.8/5 TrustPilot rating with 43 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: The Upside Funding A, Top One Trader B+.
This is a close matchup with The Upside Funding winning 3 and Top One Trader winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
The Upside Funding
Pros
Cons
Top One Trader
Pros
Cons
Active Deals & Promo Codes
The Upside Funding
Top One Trader
Frequently Asked Questions
Which is better, The Upside Funding or Top One Trader?
Both firms are competitive. The Upside Funding wins in 3 categories while Top One Trader wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, The Upside Funding or Top One Trader?
Top One Trader has the lower starting price at $16. The Upside Funding offers 12 challenge options starting from $34, while Top One Trader offers 12 options starting from $16.
Which has better reviews, The Upside Funding or Top One Trader?
The Upside Funding has a higher TrustPilot rating of 4.8/5. The Upside Funding has 43 reviews while Top One Trader has 3,141.
Which offers a higher profit split, The Upside Funding or Top One Trader?
Top One Trader offers a higher maximum profit split. The Upside Funding offers 95% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).
How fast do The Upside Funding and Top One Trader pay out?
The Upside Funding has Fast payouts (on-demand) payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.