The5ers

7.7 A+
United Kingdom CFD
VS

Top One Futures

8.1 B+
United States Futures
Key Differences
Safety A+ vs B+ Split 100% vs 90% Price $22 vs $39

Verdict: Who Wins?

The5ers 4 wins
4 - 3
Top One Futures 3 wins
Overall Rating 8.1 vs 7.7 Clear
TrustPilot 4.8 vs 4.7 Narrow
Starting Price $22 vs $39 Decisive
Profit Split Up to 100% vs 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 93.5/100 vs 59.6/100 Decisive
Challenge Variety 23 vs 10 options Decisive

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts Top One Futures

Visual Comparison

The5ers Top One Futures

Head-to-Head Comparison

The5ers Metric Top One Futures
7.7/10 PFM Score 8.1/10 ★
4.7/5 (28,714) TrustPilot 4.8/5 (4,039) ★
A+ ★ Safety Grade B+
93.5 A+ ★ Trust Score 59.6 C
Up to 100% ★ Profit Split 90%
Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. Daily Drawdown Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit.
- Payout Frequency Daily (Elite Daily), Bi-weekly (Elite Challenge & Access)
$22 ★ Starting Price $39
Proprietary Technology White-Label
Trading View, MT5 Platforms NinjaTrader, Tradovate
No Direct Path to Funded No
United Kingdom Country United States
Jan 2016 Established Apr 2025
10 options Challenge Options 23 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The5ers Top One Futures Savings
$25K $39 $39 Same price
$50K $309 $39 ★ Save $270
$100K $545 $39 ★ Save $506

The5ers vs Top One Futures: Detailed Analysis

The5ers and Top One Futures are both CFD firms. The5ers has been in business longer, established in 2016, while Top One Futures was founded in 2025.

In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $17 less than Top One Futures's starting price of $39. The5ers offers 10 challenge options, while Top One Futures offers 23.

The5ers offers Up to 100% profit split, while Top One Futures offers 90%. Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access).

For trust and reputation, The5ers has a 4.7/5 TrustPilot rating with 28,714 reviews, while Top One Futures has 4.8/5 with 4,039 reviews. Safety grades: The5ers A+, Top One Futures B+.

This is a close matchup with The5ers winning 4 and Top One Futures winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.
Top One Futures
Pros
Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
Cons
Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.

Frequently Asked Questions

Which is better, The5ers or Top One Futures?

Both firms are competitive. The5ers wins in 4 categories while Top One Futures wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, The5ers or Top One Futures?

The5ers has the lower starting price at $22. The5ers offers 10 challenge options starting from $22, while Top One Futures offers 23 options starting from $39.

Which has better reviews, The5ers or Top One Futures?

Top One Futures has a higher TrustPilot rating of 4.8/5. The5ers has 28,714 reviews while Top One Futures has 4,039.

Which offers a higher profit split, The5ers or Top One Futures?

The5ers offers a higher maximum profit split. The5ers offers Up to 100% while Top One Futures offers 90%.

Visit The5ers Compare Challenges Visit Top One Futures

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