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Top One Trader

8.0 B+
United States CFD
VS

FTMO

7.8 A+
Czech Republic CFD
Key Differences
Safety B+ vs A+ Split 100% vs 90% Price $28 vs $79

Verdict: Who Wins?

Top One Trader 4 wins
4 3
FTMO 3 wins
Overall Rating 8.0 vs 7.8 Narrow
TrustPilot 4.8 vs 4.5 Clear
Starting Price $28 vs $79 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 89/100 vs 62.3/100 Decisive
Challenge Variety 13 vs 10 options Narrow

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation FTMO
Fast payouts Top One Trader

Visual Comparison

Top One Trader FTMO

Head-to-Head Comparison

Top One Trader Metric FTMO
8.0/10 PFM Score 7.8/10
4.5/5 (3,141) TrustPilot 4.8/5 (42,594)
B+ Safety Grade A+
62.3 B Trust Score 89 A
80% standard, up to 90% (up to 100% on Instant PRIME) Profit Split Up to 90%
4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
Bi-weekly (14 days), 7-day upgrade add-on available Payout Frequency
$28 Starting Price $79
White-Label Technology Proprietary
cTrader, Match Trader, MT5, TradeLocker Platforms cTrader, MT5, MT4
No Direct Path to Funded No
United States Country Czech Republic
Sep 2023 Established Jan 2015
13 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Top One Trader FTMO Savings
$10K $63 $79 Save $16
$25K $118 $199 Save $81
$50K $164 $319 Save $155
$100K $399 $439 Save $40
$200K $888 $999 Save $111

Top One Trader vs FTMO: Detailed Analysis

Top One Trader and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while Top One Trader was founded in 2023.

In terms of pricing, Top One Trader is more affordable with challenges starting at $28, which is $51 less than FTMO's starting price of $79. Top One Trader offers 13 challenge options, while FTMO offers 10.

Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) profit split, while FTMO offers Up to 90%. Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, Top One Trader has a 4.5/5 TrustPilot rating with 3,141 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Top One Trader B+, FTMO A+.

This is a close matchup with Top One Trader winning 4 and FTMO winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Frequently Asked Questions

Which is better, Top One Trader or FTMO?

Both firms are competitive. Top One Trader wins in 4 categories while FTMO wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Top One Trader or FTMO?

Top One Trader has the lower starting price at $28. Top One Trader offers 13 challenge options starting from $28, while FTMO offers 10 options starting from $79.

Which has better reviews, Top One Trader or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Top One Trader has 3,141 reviews while FTMO has 42,594.

Which offers a higher profit split, Top One Trader or FTMO?

Top One Trader offers a higher maximum profit split. Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) while FTMO offers Up to 90%.