Verdict: Who Wins?
Top One Trader
2 wins
Funding Pips
3 wins
Best For:
Top One Trader
Funding Pips
Funding Pips
Visual Comparison
Head-to-Head Comparison
| Top One Trader | Metric | Funding Pips |
|---|---|---|
| 8.0/10 ★ | PFM Score | 7.9/10 |
| 4.5/5 (3,141) | TrustPilot | 4.5/5 (52,621) |
| B+ | Safety Grade | A+ ★ |
| 62.3 B | Trust Score | 73.5 B+ ★ |
| 80% standard, up to 90% (up to 100% on Instant PRIME) ★ | Profit Split | 80-100% |
| 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) | Daily Drawdown | 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) |
| Bi-weekly (14 days), 7-day upgrade add-on available | Payout Frequency | Weekly |
| $28 ★ | Starting Price | $29 |
| White-Label | Technology | Proprietary |
| cTrader, Match Trader, MT5, TradeLocker | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| United States | Country | United Arab Emirates |
| Sep 2023 | Established | Oct 2022 |
| 13 options | Challenge Options | 21 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Top One Trader | Funding Pips | Savings |
|---|---|---|---|
| $5K | $28 ★ | $29 | Save $1 |
| $10K | $63 | $55 ★ | Save $8 |
| $25K | $118 | $109 ★ | Save $9 |
| $50K | $164 ★ | $219 | Save $55 |
| $100K | $399 | $399 | Same price |
| $200K | $888 | $798 ★ | Save $90 |
Top One Trader vs Funding Pips: Detailed Analysis
Top One Trader and Funding Pips are both CFD firms. Funding Pips has been in business longer, established in 2022, while Top One Trader was founded in 2023.
In terms of pricing, Top One Trader is more affordable with challenges starting at $28, which is $1 less than Funding Pips's starting price of $29. Top One Trader offers 13 challenge options, while Funding Pips offers 21.
Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) profit split, while Funding Pips offers 80-100%. Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available, and Funding Pips pays out Weekly.
For trust and reputation, Top One Trader has a 4.5/5 TrustPilot rating with 3,141 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: Top One Trader B+, Funding Pips A+.
This is a close matchup with Top One Trader winning 2 and Funding Pips winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Top One Trader
Pros
Cons
Funding Pips
Active Deals & Promo Codes
Top One Trader
No active deals
Funding Pips
Frequently Asked Questions
Which is better, Top One Trader or Funding Pips?
Both firms are competitive. Top One Trader wins in 2 categories while Funding Pips wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Top One Trader or Funding Pips?
Top One Trader has the lower starting price at $28. Top One Trader offers 13 challenge options starting from $28, while Funding Pips offers 21 options starting from $29.
Which has better reviews, Top One Trader or Funding Pips?
Top One Trader has a higher TrustPilot rating of 4.5/5. Top One Trader has 3,141 reviews while Funding Pips has 52,621.
Which offers a higher profit split, Top One Trader or Funding Pips?
Top One Trader offers a higher maximum profit split. Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) while Funding Pips offers 80-100%.
How fast do Top One Trader and Funding Pips pay out?
Top One Trader has Bi-weekly (14 days), 7-day upgrade add-on available payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.