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Top One Trader

8.0 B+
United States CFD
VS

Funding Pips

7.9 A+
United Arab Emirates CFD
Key Differences
Safety B+ vs A+ Payouts Bi-Weekly vs Weekly

Verdict: Who Wins?

Top One Trader 2 wins
2 3
Funding Pips 3 wins
Overall Rating 8.0 vs 7.9 Narrow
TrustPilot Both 4.5 Tie
Starting Price $28 vs $29 Narrow
Profit Split Both 80% standard, up to 90% (up to 100% on Instant PRIME) Tie
Safety Grade A+ vs B+ Clear
Trust Score 73.5/100 vs 62.3/100 Clear
Challenge Variety 21 vs 13 options Clear

Best For:

Budget-conscious traders Top One Trader
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Top One Trader Funding Pips

Head-to-Head Comparison

Top One Trader Metric Funding Pips
8.0/10 PFM Score 7.9/10
4.5/5 (3,141) TrustPilot 4.5/5 (52,621)
B+ Safety Grade A+
62.3 B Trust Score 73.5 B+
80% standard, up to 90% (up to 100% on Instant PRIME) Profit Split 80-100%
4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) Daily Drawdown 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)
Bi-weekly (14 days), 7-day upgrade add-on available Payout Frequency Weekly
$28 Starting Price $29
White-Label Technology Proprietary
cTrader, Match Trader, MT5, TradeLocker Platforms cTrader, Match Trader, MT5
No Direct Path to Funded No
United States Country United Arab Emirates
Sep 2023 Established Oct 2022
13 options Challenge Options 21 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Top One Trader Funding Pips Savings
$5K $28 $29 Save $1
$10K $63 $55 Save $8
$25K $118 $109 Save $9
$50K $164 $219 Save $55
$100K $399 $399 Same price
$200K $888 $798 Save $90

Top One Trader vs Funding Pips: Detailed Analysis

Top One Trader and Funding Pips are both CFD firms. Funding Pips has been in business longer, established in 2022, while Top One Trader was founded in 2023.

In terms of pricing, Top One Trader is more affordable with challenges starting at $28, which is $1 less than Funding Pips's starting price of $29. Top One Trader offers 13 challenge options, while Funding Pips offers 21.

Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) profit split, while Funding Pips offers 80-100%. Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available, and Funding Pips pays out Weekly.

For trust and reputation, Top One Trader has a 4.5/5 TrustPilot rating with 3,141 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: Top One Trader B+, Funding Pips A+.

This is a close matchup with Top One Trader winning 2 and Funding Pips winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Funding Pips

Active Deals & Promo Codes

Top One Trader

No active deals

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, Top One Trader or Funding Pips?

Both firms are competitive. Top One Trader wins in 2 categories while Funding Pips wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Top One Trader or Funding Pips?

Top One Trader has the lower starting price at $28. Top One Trader offers 13 challenge options starting from $28, while Funding Pips offers 21 options starting from $29.

Which has better reviews, Top One Trader or Funding Pips?

Top One Trader has a higher TrustPilot rating of 4.5/5. Top One Trader has 3,141 reviews while Funding Pips has 52,621.

Which offers a higher profit split, Top One Trader or Funding Pips?

Top One Trader offers a higher maximum profit split. Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) while Funding Pips offers 80-100%.

How fast do Top One Trader and Funding Pips pay out?

Top One Trader has Bi-weekly (14 days), 7-day upgrade add-on available payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.