Challenge Comparison Tool

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FXIFY FXIFY
Instant Funding Instant Funding
FXIFY 5.5 Get Started
Instant Funding 5.9 Get Started
Overview
Asset Type CFD CFD
Country United Kingdom United Kingdom
Established Jan 2023 —
Technology White-Label Proprietary
Platforms Trading View, DXTrade, MT5, MT4 cTrader, Match Trader, MT5
Trading Rules
Profit Split Up to 90% Best Up to 90%
Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
Payout Frequency On-demand
First payout on-demand with no minimum/maximum; bi-weekly available 		Every 7 Days (14-day initial wait)
First payout requires 14 Days
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
  • Responsive support, Fast payouts & Instant Funding
Main Drawbacks
  • Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
  • Sometimes high Spread
Offers & Promo Codes
Active Offers
33% off all challenges (excl. Instant Funding Lite) - 3rd Anniversary Sale. Verified fxify.com 2026-05-10. FXIFY3
10% off all Instant Funding accounts Funding10

Challenge Details

FXIFY Challenges

47 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
one-time 		$2.5K Instant P1: —
 P1: 3%
P1: 4% trailing
 Up to 90% None
$39
one-time 		$5K 3 Steps P1: $250 | 5%
P2: $250 | 5%
P3: $250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$39
one-time 		$5K Instant P1: —
 P1: 3%
P1: 4% trailing
 Up to 90% None
$59
one-time 		$10K 3 Steps P1: $500 | 5%
P2: $500 | 5%
P3: $500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$59
one-time 		$10K 1 Step P1: $500 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% None
$59
one-time 		$5K 1 Step P1: $500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$59
one-time 		$5K 2 Steps P1: $250 | 5%
P2: $500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$59
one-time 		$5K 2 Steps P1: $500 | 10%
P2: $250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$69
one-time 		$1K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$79
one-time 		$10K Instant P1: —
 P1: 3%
P1: 4% trailing
 Up to 90% None
$79
one-time 		$15K 3 Steps P1: $750 | 5%
P2: $750 | 5%
P3: $750 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$89
one-time 		$10K 1 Step P1: $1,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$89
one-time 		$10K 2 Steps P1: $500 | 5%
P2: $1,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$89
one-time 		$10K 2 Steps P1: $1,000 | 10%
P2: $500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$119
one-time 		$15K 1 Step P1: $1,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$119
one-time 		$15K 2 Steps P1: $750 | 5%
P2: $1,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$119
one-time 		$15K 2 Steps P1: $1,500 | 10%
P2: $750 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$119
one-time 		$2.5K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$149
one-time 		$25K 3 Steps P1: $1,250 | 5%
P2: $1,250 | 5%
P3: $1,250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$149
one-time 		$25K Instant P1: —
 P1: 3%
P1: 4% trailing
 Up to 90% None
$149
one-time 		$25K 1 Step P1: $1,250 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% None
$199
one-time 		$25K 1 Step P1: $2,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$199
one-time 		$25K 2 Steps P1: $1,250 | 5%
P2: $2,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$199
one-time 		$25K 2 Steps P1: $2,500 | 10%
P2: $1,250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$229
one-time 		$5K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$249
one-time 		$50K 3 Steps P1: $2,500 | 5%
P2: $2,500 | 5%
P3: $2,500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$249
one-time 		$50K Instant P1: —
 P1: 3%
P1: 4% trailing
 Up to 90% None
$249
one-time 		$50K 1 Step P1: $2,500 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% None
$379
one-time 		$50K 1 Step P1: $5,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$379
one-time 		$50K 2 Steps P1: $2,500 | 5%
P2: $5,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$379
one-time 		$50K 2 Steps P1: $5,000 | 10%
P2: $2,500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$399
one-time 		$100K 3 Steps P1: $5,000 | 5%
P2: $5,000 | 5%
P3: $5,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$399
one-time 		$100K 1 Step P1: $5,000 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% None
$449
one-time 		$10K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$549
one-time 		$100K 1 Step P1: $10,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$549
one-time 		$100K 2 Steps P1: $5,000 | 5%
P2: $10,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$549
one-time 		$100K 2 Steps P1: $10,000 | 10%
P2: $5,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$799
one-time 		$200K 3 Steps P1: $10,000 | 5%
P2: $10,000 | 5%
P3: $10,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$899
one-time 		$25K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$1049
one-time 		$200K 1 Step P1: $20,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$1049
one-time 		$200K 2 Steps P1: $20,000 | 10%
P2: $10,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$1599
one-time 		$400K 3 Steps P1: $20,000 | 5%
P2: $20,000 | 5%
P3: $20,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$1749
one-time 		$50K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$2499
one-time 		$75K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None
$2950
one-time 		$400K 1 Step P1: $40,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$2950
one-time 		$400K 2 Steps P1: $40,000 | 10%
P2: $20,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$4249
one-time 		$100K Instant P1: —
 P1: 8%
P1: 8% trailing
 Up to 90% None

Instant Funding Challenges

29 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39
One-Phase Micro 		$10K 1 Step P1: $700 (7%)
 P1: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $700 (7% Static)
 80% None
$39
Two-Phase Micro 		$5K 2 Steps P1: $400 (8%)
P2: $200 (4%)
 P1: $200 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $200 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $500 (10% Static)
P2: $500 (10% Static)
 80% None
$49
Two-Phase Micro 		$10K 2 Steps P1: $800 (8%)
P2: $400 (4%)
 P1: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $1,000 (10% Static)
P2: $1,000 (10% Static)
 80% None
$49 $5K 1 Step P1: $500 (10%)
 P1: $150 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $400 (8% Static)
 80% None
$63
Two-Phase 		$10K 2 Steps P1: $800 (8%)
P2: $500 (5%)
 P1: $500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $1,000 (10% Static)
P2: $1,000 (10% Static)
 80% None
$64
One-Phase Micro 		$25K 1 Step P1: $1,750 (7%)
 P1: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $1,750 (7% Static)
 80% None
$79 $1.25K Instant P1: —
 P1: —
No daily drawdown limit
P1: $125 (10% Static)
 80% None
$94
One-Phase 		$10K 1 Step P1: $1,000 (10%)
 P1: $300 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $800 (8% Static)
 80% None
$104
Two-Phase Micro 		$25K 2 Steps P1: $2,000 (8%)
P2: $1,000 (4%)
 P1: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $2,500 (10% Static)
P2: $2,500 (10% Static)
 80% None
$114
One-Phase Micro 		$50K 1 Step P1: $3,500 (7%)
 P1: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $3,500 (7% Static)
 80% None
$120 $2.5K Instant P1: —
 P1: —
No daily drawdown limit
P1: $250 (10% Static)
 80% None
$149
Two-Phase 		$25K 2 Steps P1: $2,000 (8%)
P2: $1,250 (5%)
 P1: $1,250 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $1,250 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $2,500 (10% Static)
P2: $2,500 (10% Static)
 80% None
$199
One-Phase 		$25K 1 Step P1: $2,500 (10%)
 P1: $750 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $2,000 (8% Static)
 80% None
$214
Two-Phase Micro 		$50K 2 Steps P1: $4,000 (8%)
P2: $2,000 (4%)
 P1: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $5,000 (10% Static)
P2: $5,000 (10% Static)
 80% None
$219
One-Phase Micro 		$100K 1 Step P1: $7,000 (7%)
 P1: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $7,000 (7% Static)
 80% None
$225 $5K Instant P1: —
 P1: —
No daily drawdown limit
P1: $500 (10% Static)
 80% None
$254
Two-Phase 		$50K 2 Steps P1: $4,000 (8%)
P2: $2,500 (5%)
 P1: $2,500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $2,500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $5,000 (10% Static)
P2: $5,000 (10% Static)
 80% None
$329
One-Phase 		$50K 1 Step P1: $5,000 (10%)
 P1: $1,500 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $4,000 (8% Static)
 80% None
$399
One-Phase Micro 		$200K 1 Step P1: $14,000 (7%)
 P1: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $14,000 (7% Static)
 80% None
$419
Two-Phase Micro 		$100K 2 Steps P1: $8,000 (8%)
P2: $4,000 (4%)
 P1: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $10,000 (10% Static)
P2: $10,000 (10% Static)
 80% None
$439
Two-Phase 		$100K 2 Steps P1: $8,000 (8%)
P2: $5,000 (5%)
 P1: $5,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $5,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $10,000 (10% Static)
P2: $10,000 (10% Static)
 80% None
$440 $10K Instant P1: —
 P1: —
No daily drawdown limit
P1: $1,000 (10% Static)
 80% None
$599
One-Phase 		$100K 1 Step P1: $10,000 (10%)
 P1: $3,000 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $8,000 (8% Static)
 80% None
$870 $20K Instant P1: —
 P1: —
No daily drawdown limit
P1: $2,000 (10% Static)
 80% None
$899
Two-Phase Micro 		$200K 2 Steps P1: $16,000 (8%)
P2: $8,000 (4%)
 P1: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $20,000 (10% Static)
P2: $20,000 (10% Static)
 80% None
$999
Two-Phase 		$200K 2 Steps P1: $16,000 (8%)
P2: $10,000 (5%)
 P1: $10,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $10,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $20,000 (10% Static)
P2: $20,000 (10% Static)
 80% None
$1199
One-Phase 		$200K 1 Step P1: $20,000 (10%)
 P1: $6,000 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $16,000 (8% Static)
 80% None
$1735 $40K Instant P1: —
 P1: —
No daily drawdown limit
P1: $4,000 (10% Static)
 80% None
$3460 $80K Instant P1: —
 P1: —
No daily drawdown limit
P1: $8,000 (10% Static)
 80% None
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