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Instant Funding

United Kingdom United Kingdom CFD Est. May 2026
3.1 4,683 reviews TrustPilot
5.9 PFM Score
B Average
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Challenges from $39 Up to 90% profit split Every 7 Days (... payouts Code Funding10
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Profit Split Up to 90%
Technology Proprietary
Daily Drawdown Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
Payout Reliability A Every 7 Days (14-day initial wait) First payout requires 14 Days See full leaderboard
Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Reward
$440 $10K Instant P1: P1: No daily drawdown limit P1: $1,000 (10% Static) 80% $0 Details
$39 One-Phase Micro $10K 1 Step P1: $700 (7%) P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $700 (7% Static) 80% $0 Details
$94 One-Phase $10K 1 Step P1: $1,000 (10%) P1: $300 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $800 (8% Static) 80% $0 Details
$49 Two-Phase Micro $10K 2 Steps P1: $800 (8%) P2: $400 (4%) P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $1,000 (10% Static) P2: $1,000 (10% Static) 80% $0 Details
$63 Two-Phase $10K 2 Steps P1: $800 (8%) P2: $500 (5%) P1: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $1,000 (10% Static) P2: $1,000 (10% Static) 80% $0 Details
$225 $5K Instant P1: P1: No daily drawdown limit P1: $500 (10% Static) 80% $0 Details
$49 $5K 1 Step P1: $500 (10%) P1: $150 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $400 (8% Static) 80% $0 Details
$39 Two-Phase Micro $5K 2 Steps P1: $400 (8%) P2: $200 (4%) P1: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $500 (10% Static) P2: $500 (10% Static) 80% $0 Details
$64 One-Phase Micro $25K 1 Step P1: $1,750 (7%) P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $1,750 (7% Static) 80% $0 Details
$199 One-Phase $25K 1 Step P1: $2,500 (10%) P1: $750 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $2,000 (8% Static) 80% $0 Details
$104 Two-Phase Micro $25K 2 Steps P1: $2,000 (8%) P2: $1,000 (4%) P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $2,500 (10% Static) P2: $2,500 (10% Static) 80% $0 Details
$149 Two-Phase $25K 2 Steps P1: $2,000 (8%) P2: $1,250 (5%) P1: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $2,500 (10% Static) P2: $2,500 (10% Static) 80% $0 Details
$114 One-Phase Micro $50K 1 Step P1: $3,500 (7%) P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $3,500 (7% Static) 80% $0 Details
$329 One-Phase $50K 1 Step P1: $5,000 (10%) P1: $1,500 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $4,000 (8% Static) 80% $0 Details
$214 Two-Phase Micro $50K 2 Steps P1: $4,000 (8%) P2: $2,000 (4%) P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $5,000 (10% Static) P2: $5,000 (10% Static) 80% $0 Details
$254 Two-Phase $50K 2 Steps P1: $4,000 (8%) P2: $2,500 (5%) P1: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $5,000 (10% Static) P2: $5,000 (10% Static) 80% $0 Details
$219 One-Phase Micro $100K 1 Step P1: $7,000 (7%) P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $7,000 (7% Static) 80% $0 Details
$599 One-Phase $100K 1 Step P1: $10,000 (10%) P1: $3,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $8,000 (8% Static) 80% $0 Details
$419 Two-Phase Micro $100K 2 Steps P1: $8,000 (8%) P2: $4,000 (4%) P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $10,000 (10% Static) P2: $10,000 (10% Static) 80% $0 Details
$439 Two-Phase $100K 2 Steps P1: $8,000 (8%) P2: $5,000 (5%) P1: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $10,000 (10% Static) P2: $10,000 (10% Static) 80% $0 Details
$399 One-Phase Micro $200K 1 Step P1: $14,000 (7%) P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $14,000 (7% Static) 80% $0 Details
$1199 One-Phase $200K 1 Step P1: $20,000 (10%) P1: $6,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $16,000 (8% Static) 80% $0 Details
$899 Two-Phase Micro $200K 2 Steps P1: $16,000 (8%) P2: $8,000 (4%) P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $20,000 (10% Static) P2: $20,000 (10% Static) 80% $0 Details
$999 Two-Phase $200K 2 Steps P1: $16,000 (8%) P2: $10,000 (5%) P1: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $20,000 (10% Static) P2: $20,000 (10% Static) 80% $0 Details
$870 $20K Instant P1: P1: No daily drawdown limit P1: $2,000 (10% Static) 80% $0 Details
$120 $2.5K Instant P1: P1: No daily drawdown limit P1: $250 (10% Static) 80% $0 Details
$79 $1.25K Instant P1: P1: No daily drawdown limit P1: $125 (10% Static) 80% $0 Details
$1735 $40K Instant P1: P1: No daily drawdown limit P1: $4,000 (10% Static) 80% $0 Details
$3460 $80K Instant P1: P1: No daily drawdown limit P1: $8,000 (10% Static) 80% $0 Details
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Main Benefits

Responsive support, Fast payouts & Instant Funding

Main Drawbacks

Sometimes high Spread

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CEO
Lewis Mansbridge
TrustPilot
3.1/5 (4,683 reviews)
Trading Platforms
cTrader cTrader
Match Trader Match Trader
MT5 MT5
Commission Structure
Commissions Commissions: $5/round lot on all instruments
About Instant Funding

Instant Funding is a UK-based proprietary trading firm founded in 2020 by Lewis Mansbridge and Will Shearer, operating as Acello Ltd. Offers Instant Funding accounts (no evaluation), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max challenges. Account sizes from $1,250 to $200,000 with scaling up to $3.84M. Platforms: cTrader, MatchTrader, MT5.

5.9 PFM Score

Fair

Trust & Reputation
7.3 /10
0.6 below avg
Value for Money
9.5 /10
Average
Payout Speed
6 /10
1.3 below avg
Trading Flexibility
8.5 /10
1.1 above avg
Platform Choice
7.5 /10
1.0 above avg

Strengths

  • Very affordable challenges (from $39)
  • High profit split (up to 90%)
  • Static drawdown (easier to manage)
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Recent Activity

Score Update 5 days ago

Score increased from 2.5 to 6.1

2.5 6.1
Score Update 1 month ago

Score decreased from 3 to 2.5

3.0 2.5
Rule Change 1 month ago

profit split changed

80% Up to 90%
TrustPilot 1 month ago

TrustPilot rating improved from SUSPENDED to 3.1/5 (4690 reviews)

SUSPENDED 3.1
New Firm 1 month ago

CFD firm with 80% profit split.

Safety Update 1 month ago

Initial safety grade assigned based on TrustPilot rating, review volume, years in business, and data completeness.

View full history on Industry Pulse
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