Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Instant Funding Instant Funding
The Concept Trading The Concept Trading
Instant Funding 5.9 Get Started
The Concept Trading 6.7 Get Started
Overview
Asset Type CFD CFD
Country United Kingdom Australia
Established - Aug 2021
Technology Proprietary White-Label
Platforms cTrader, Match Trader, MT5 -
Trading Rules
Profit Split Up to 90% Best 50-90% (tiered, up to 90% with 90% Lock Rule)
Daily Drawdown Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire)
Payout Frequency Every 7 Days (14-day initial wait)
First payout requires 14 Days 		Weekly
1 payout per calendar month per account per Terms cl. 12.17; weekly payout cadence advertised on homepage. 90% Lock Rule lets traders lock account and receive 90% of profits from that point.
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Responsive support, Fast payouts & Instant Funding
  • 1-step evaluation across most programs, Instant Funding option, static drawdown (no daily drawdown limit), no time limits, scale up to $50M, trade any style (scalping/swing/EA allowed), 1:200 leverage on most tiers, weekly payouts, Pro spreads with commission model, up to 3 accounts, 90% Lock Rule
Main Drawbacks
  • Sometimes high Spread
  • Tiered profit split starts at 50% and scales to 90% (only at Max Equity), only 1 payout per calendar month per Terms cl. 12.17, 6-week inactivity termination rule, Xtreme tier has only 1:30 leverage, AUD-denominated checkout
Offers & Promo Codes
Active Offers
10% off all Instant Funding accounts Funding10
No offers

Challenge Details

Instant Funding Challenges

29 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39
One-Phase Micro 		$10K 1 Step P1: $700 (7%)
 P1: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $700 (7% Static)
 80% None
$39
Two-Phase Micro 		$5K 2 Steps P1: $400 (8%)
P2: $200 (4%)
 P1: $200 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $200 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $500 (10% Static)
P2: $500 (10% Static)
 80% None
$49
Two-Phase Micro 		$10K 2 Steps P1: $800 (8%)
P2: $400 (4%)
 P1: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $1,000 (10% Static)
P2: $1,000 (10% Static)
 80% None
$49 $5K 1 Step P1: $500 (10%)
 P1: $150 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $400 (8% Static)
 80% None
$63
Two-Phase 		$10K 2 Steps P1: $800 (8%)
P2: $500 (5%)
 P1: $500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $1,000 (10% Static)
P2: $1,000 (10% Static)
 80% None
$64
One-Phase Micro 		$25K 1 Step P1: $1,750 (7%)
 P1: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $1,750 (7% Static)
 80% None
$79 $1.25K Instant P1: -
 P1: -
No daily drawdown limit
P1: $125 (10% Static)
 80% None
$94
One-Phase 		$10K 1 Step P1: $1,000 (10%)
 P1: $300 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $800 (8% Static)
 80% None
$104
Two-Phase Micro 		$25K 2 Steps P1: $2,000 (8%)
P2: $1,000 (4%)
 P1: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $2,500 (10% Static)
P2: $2,500 (10% Static)
 80% None
$114
One-Phase Micro 		$50K 1 Step P1: $3,500 (7%)
 P1: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $3,500 (7% Static)
 80% None
$120 $2.5K Instant P1: -
 P1: -
No daily drawdown limit
P1: $250 (10% Static)
 80% None
$149
Two-Phase 		$25K 2 Steps P1: $2,000 (8%)
P2: $1,250 (5%)
 P1: $1,250 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $1,250 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $2,500 (10% Static)
P2: $2,500 (10% Static)
 80% None
$199
One-Phase 		$25K 1 Step P1: $2,500 (10%)
 P1: $750 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $2,000 (8% Static)
 80% None
$214
Two-Phase Micro 		$50K 2 Steps P1: $4,000 (8%)
P2: $2,000 (4%)
 P1: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $5,000 (10% Static)
P2: $5,000 (10% Static)
 80% None
$219
One-Phase Micro 		$100K 1 Step P1: $7,000 (7%)
 P1: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $7,000 (7% Static)
 80% None
$225 $5K Instant P1: -
 P1: -
No daily drawdown limit
P1: $500 (10% Static)
 80% None
$254
Two-Phase 		$50K 2 Steps P1: $4,000 (8%)
P2: $2,500 (5%)
 P1: $2,500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $2,500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $5,000 (10% Static)
P2: $5,000 (10% Static)
 80% None
$329
One-Phase 		$50K 1 Step P1: $5,000 (10%)
 P1: $1,500 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $4,000 (8% Static)
 80% None
$399
One-Phase Micro 		$200K 1 Step P1: $14,000 (7%)
 P1: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $14,000 (7% Static)
 80% None
$419
Two-Phase Micro 		$100K 2 Steps P1: $8,000 (8%)
P2: $4,000 (4%)
 P1: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $10,000 (10% Static)
P2: $10,000 (10% Static)
 80% None
$439
Two-Phase 		$100K 2 Steps P1: $8,000 (8%)
P2: $5,000 (5%)
 P1: $5,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $5,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $10,000 (10% Static)
P2: $10,000 (10% Static)
 80% None
$440 $10K Instant P1: -
 P1: -
No daily drawdown limit
P1: $1,000 (10% Static)
 80% None
$599
One-Phase 		$100K 1 Step P1: $10,000 (10%)
 P1: $3,000 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $8,000 (8% Static)
 80% None
$870 $20K Instant P1: -
 P1: -
No daily drawdown limit
P1: $2,000 (10% Static)
 80% None
$899
Two-Phase Micro 		$200K 2 Steps P1: $16,000 (8%)
P2: $8,000 (4%)
 P1: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $20,000 (10% Static)
P2: $20,000 (10% Static)
 80% None
$999
Two-Phase 		$200K 2 Steps P1: $16,000 (8%)
P2: $10,000 (5%)
 P1: $10,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $10,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $20,000 (10% Static)
P2: $20,000 (10% Static)
 80% None
$1199
One-Phase 		$200K 1 Step P1: $20,000 (10%)
 P1: $6,000 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $16,000 (8% Static)
 80% None
$1735 $40K Instant P1: -
 P1: -
No daily drawdown limit
P1: $4,000 (10% Static)
 80% None
$3460 $80K Instant P1: -
 P1: -
No daily drawdown limit
P1: $8,000 (10% Static)
 80% None

The Concept Trading Challenges

4 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$297
AUD 		$3K 1 Step P1: 7%
 P1: -
None (static drawdown only)
P1: 5% static
 50% (scales to 90% at Max Equity) None
$497
AUD 		$5K 1 Step P1: 7%
 P1: -
None (static drawdown only)
P1: 5% static
 50% (scales to 90% at Max Equity) None
$997
AUD 		$10K 1 Step P1: 7%
 P1: -
None (static drawdown only)
P1: 5% static
 50% (scales to 90% at Max Equity) None
$2497
AUD 		$25K 1 Step P1: 7%
 P1: -
None (static drawdown only)
P1: 5% static
 50% (scales to 90% at Max Equity) None
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