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FTMO

7.8 A+
Czech Republic CFD
VS

FundedFirm

3.2 D
Saint Lucia CFD
Key Differences
Safety A+ vs D Split 90% vs 100% Price $79 vs $39

Verdict: Who Wins?

FTMO 3 wins
3 3
FundedFirm 3 wins
Overall Rating 7.8 vs 3.2
Starting Price $39 vs $79
Profit Split Up to 100% (90% start, scales to 95% then 100% by month 3) vs Up to 90%
Safety Grade A+ vs D
Challenge Variety 15 vs 10 options
Platform Choice 3 vs 1 platforms

Best For:

Budget-conscious traders FundedFirm
Maximum profit potential FundedFirm
Trust & reputation FTMO
Fast payouts FundedFirm

Visual Comparison

FTMO FundedFirm

Head-to-Head Comparison

FTMO Metric FundedFirm
7.8/10 PFM Score 3.2/10
4.8/5 (42,594) TrustPilot
A+ Safety Grade D
Up to 90% Profit Split Up to 100% (90% start, scales to 95% then 100% by month 3)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 3% (1-Step and Instant); 5% (2-Step)
Payout Frequency Monthly (Instant: on-demand/weekly)
$79 Starting Price $39
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms MT5
No Direct Path to Funded No
Czech Republic Country Saint Lucia
Jan 2015 Established
10 options Challenge Options 15 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO FundedFirm Savings
$10K $79 $84 Save $5
$25K $199 $169 Save $30
$50K $319 $269 Save $50
$100K $439 $499 Save $60

FTMO vs FundedFirm: Detailed Analysis

FTMO and FundedFirm are both CFD firms.

In terms of pricing, FundedFirm is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while FundedFirm offers 15.

FTMO offers Up to 90% profit split, while FundedFirm offers Up to 100% (90% start, scales to 95% then 100% by month 3). FundedFirm pays out Monthly (Instant: on-demand/weekly).

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews. Safety grades: FTMO A+, FundedFirm D.

This is a close matchup with FTMO winning 3 and FundedFirm winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
FundedFirm
Pros
Up to 100% profit split (scaling from 90% to 100% by month 3); no time limit on evaluation; news trading allowed; 1:100 leverage on forex/metals/indices/energies; 24-hour payout processing; multiple payment options including UPI, BTC, USDT (TRC20/BEP20/ERC20); swap-free and commission-free; weekend/overnight holding allowed; mobile MT5 support; large account sizes available up to $100K.
Cons
TrustPilot rating UNAVAILABLE due to breach of Trustpilot guidelines (fake reviews removed by Trustpilot 2026); 257 reviews on Trustpilot show overwhelming 1-star complaints about hidden rules (single-trade-loss 40% rule, lot-size 5x rule, 3-minute trade clustering rule) not disclosed in public FAQ; multiple reports of rejected payouts after passing evaluations; allegations of $85M-to-$9.5M payout-claim revision; not accepted in United States, Cuba, Iraq, Iran, Myanmar, North Korea, Sudan, Russia; Expert Advisors (EAs) and copy trading prohibited; no live chat — support via WhatsApp and email only; no formal financial regulator (Saint Lucia entity, prop firm not licensed as broker).

Frequently Asked Questions

Which is better, FTMO or FundedFirm?

Both firms are competitive. FTMO wins in 3 categories while FundedFirm wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or FundedFirm?

FundedFirm has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while FundedFirm offers 15 options starting from $39.

Which offers a higher profit split, FTMO or FundedFirm?

FundedFirm offers a higher maximum profit split. FTMO offers Up to 90% while FundedFirm offers Up to 100% (90% start, scales to 95% then 100% by month 3).