FTMO
7.8 A+
CFD
Instant Funding
5.9 B
CFD
Verdict: Who Wins?
FTMO
3 wins
Instant Funding
2 wins
Best For:
Instant Funding
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | Instant Funding |
|---|---|---|
| 7.8/10 ★ | PFM Score | 5.9/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 3.1/5 (4,683) |
| A+ ★ | Safety Grade | B |
| Up to 90% | Profit Split | Up to 90% |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) |
| — | Payout Frequency | Every 7 Days (14-day initial wait) |
| $79 | Starting Price | $39 ★ |
| Proprietary | Technology | Proprietary |
| cTrader, MT5, MT4 | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Kingdom |
| Jan 2015 | Established | — |
| 10 options | Challenge Options | 29 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Instant Funding | Savings |
|---|---|---|---|
| $10K | $79 | $39 ★ | Save $40 |
| $25K | $199 | $64 ★ | Save $135 |
| $50K | $319 | $114 ★ | Save $205 |
| $100K | $439 | $219 ★ | Save $220 |
| $200K | $999 | $399 ★ | Save $600 |
FTMO vs Instant Funding: Detailed Analysis
FTMO and Instant Funding are both CFD firms.
In terms of pricing, Instant Funding is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Instant Funding offers 29.
FTMO offers Up to 90% profit split, while Instant Funding offers Up to 90%. Instant Funding pays out Every 7 Days (14-day initial wait).
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Instant Funding has 3.1/5 with 4,683 reviews. Safety grades: FTMO A+, Instant Funding B.
This is a close matchup with FTMO winning 3 and Instant Funding winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
FTMO
Pros
Cons
Instant Funding
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
Instant Funding
Frequently Asked Questions
Which is better, FTMO or Instant Funding?
Both firms are competitive. FTMO wins in 3 categories while Instant Funding wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, FTMO or Instant Funding?
Instant Funding has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while Instant Funding offers 29 options starting from $39.
Which has better reviews, FTMO or Instant Funding?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Instant Funding has 4,683.
Which offers a higher profit split, FTMO or Instant Funding?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while Instant Funding offers Up to 90%.