Instant Funding
5.9 B
CFD
FTMO
7.8 A+
CFD
Verdict: Who Wins?
Instant Funding
2 wins
FTMO
3 wins
Best For:
Instant Funding
FTMO
Visual Comparison
Head-to-Head Comparison
| Instant Funding | Metric | FTMO |
|---|---|---|
| 5.9/10 | PFM Score | 7.8/10 ★ |
| 3.1/5 (4,683) | TrustPilot | 4.8/5 (42,594) ★ |
| B | Safety Grade | A+ ★ |
| Up to 90% | Profit Split | Up to 90% |
| Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| Every 7 Days (14-day initial wait) | Payout Frequency | — |
| $39 ★ | Starting Price | $79 |
| Proprietary | Technology | Proprietary |
| cTrader, Match Trader, MT5 | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| United Kingdom | Country | Czech Republic |
| — | Established | Jan 2015 |
| 29 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Instant Funding | FTMO | Savings |
|---|---|---|---|
| $10K | $39 ★ | $79 | Save $40 |
| $25K | $64 ★ | $199 | Save $135 |
| $50K | $114 ★ | $319 | Save $205 |
| $100K | $219 ★ | $439 | Save $220 |
| $200K | $399 ★ | $999 | Save $600 |
Instant Funding vs FTMO: Detailed Analysis
Instant Funding and FTMO are both CFD firms.
In terms of pricing, Instant Funding is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. Instant Funding offers 29 challenge options, while FTMO offers 10.
Instant Funding offers Up to 90% profit split, while FTMO offers Up to 90%. Instant Funding pays out Every 7 Days (14-day initial wait).
For trust and reputation, Instant Funding has a 3.1/5 TrustPilot rating with 4,683 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Instant Funding B, FTMO A+.
This is a close matchup with Instant Funding winning 2 and FTMO winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Instant Funding
Pros
Cons
FTMO
Pros
Cons
Active Deals & Promo Codes
Instant Funding
FTMO
No active deals
Frequently Asked Questions
Which is better, Instant Funding or FTMO?
Both firms are competitive. Instant Funding wins in 2 categories while FTMO wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Instant Funding or FTMO?
Instant Funding has the lower starting price at $39. Instant Funding offers 29 challenge options starting from $39, while FTMO offers 10 options starting from $79.
Which has better reviews, Instant Funding or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5. Instant Funding has 4,683 reviews while FTMO has 42,594.
Which offers a higher profit split, Instant Funding or FTMO?
Instant Funding offers a higher maximum profit split. Instant Funding offers Up to 90% while FTMO offers Up to 90%.