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The Upside Funding

7.1 A
Hong Kong CFD
VS

Fintokei

7.7 A
Czech Republic CFD
Key Differences
Split 90% vs 100%

Verdict: Who Wins?

The Upside Funding 1 wins
1 5
Fintokei 5 wins Our Pick
Overall Rating 7.7 vs 7.1
TrustPilot 4.8 vs 4.4
Starting Price $44 vs $999,999
Profit Split 50-100% (varies by program) vs Up to 90%
Safety Grade Both A
Challenge Variety 16 vs 10 options
Platform Choice 3 vs 1 platforms

Best For:

Budget-conscious traders Fintokei
Maximum profit potential Fintokei
Trust & reputation The Upside Funding
Fast payouts Fintokei

Visual Comparison

The Upside Funding Fintokei

Head-to-Head Comparison

The Upside Funding Metric Fintokei
7.1/10 PFM Score 7.7/10
4.8/5 (43) TrustPilot 4.4/5 (1,099)
A Safety Grade A
Up to 90% Profit Split 50-100% (varies by program)
1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static Daily Drawdown 3-5% daily, 6-10% total (varies by program)
Fast payouts (on-demand) Payout Frequency Instant approval, funds within 1 business day
$ Starting Price $44
Proprietary Technology Proprietary
cTrader Platforms Trading View, cTrader, MT5
No Direct Path to Funded No
Hong Kong Country Czech Republic
Jan 2020 Established Jan 2023
10 options Challenge Options 16 options

The Upside Funding vs Fintokei: Detailed Analysis

The Upside Funding and Fintokei are both CFD firms. The Upside Funding has been in business longer, established in 2020, while Fintokei was founded in 2023.

The Upside Funding offers Up to 90% profit split, while Fintokei offers 50-100% (varies by program). The Upside Funding pays out Fast payouts (on-demand), and Fintokei pays out Instant approval, funds within 1 business day.

For trust and reputation, The Upside Funding has a 4.8/5 TrustPilot rating with 43 reviews, while Fintokei has 4.4/5 with 1,099 reviews. Safety grades: The Upside Funding A, Fintokei A.

Overall, Fintokei edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
Fintokei
Pros
Instant payouts (avg 3 hours). Up to 100% profit split (SwiftTrader). 3 platforms (TradingView, MT5, cTrader). Free trial accounts available. Parent company Purple established 2011.
Cons
Not available to US, India, Russia residents. ProTrader uses equity-based daily drawdown (5%). StartTrader starts at 50% profit split.

Active Deals & Promo Codes

The Upside Funding
25% OFF 25% off all challenges
Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge

Frequently Asked Questions

Which is better, The Upside Funding or Fintokei?

Fintokei scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which has better reviews, The Upside Funding or Fintokei?

The Upside Funding has a higher TrustPilot rating of 4.8/5. The Upside Funding has 43 reviews while Fintokei has 1,099.

Which offers a higher profit split, The Upside Funding or Fintokei?

Fintokei offers a higher maximum profit split. The Upside Funding offers Up to 90% while Fintokei offers 50-100% (varies by program).

How fast do The Upside Funding and Fintokei pay out?

The Upside Funding has Fast payouts (on-demand) payouts while Fintokei offers Instant approval, funds within 1 business day payouts. Payout speed can be an important factor when choosing a prop firm.