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The Upside Funding

7.1 A
Hong Kong CFD
VS

FTMO

7.8 A+
Czech Republic CFD
Key Differences
Safety A vs A+

Verdict: Who Wins?

The Upside Funding 0 wins
0 4
FTMO 4 wins Our Pick
Overall Rating 7.8 vs 7.1
TrustPilot Both 4.8
Starting Price $79 vs $999,999
Profit Split Both Up to 90%
Safety Grade A+ vs A
Platform Choice 3 vs 1 platforms

Best For:

Budget-conscious traders FTMO

Visual Comparison

The Upside Funding FTMO

Head-to-Head Comparison

The Upside Funding Metric FTMO
7.1/10 PFM Score 7.8/10
4.8/5 (43) TrustPilot 4.8/5 (42,594)
A Safety Grade A+
Up to 90% Profit Split Up to 90%
1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
Fast payouts (on-demand) Payout Frequency
$ Starting Price $79
Proprietary Technology Proprietary
cTrader Platforms cTrader, MT5, MT4
No Direct Path to Funded No
Hong Kong Country Czech Republic
Jan 2020 Established Jan 2015
10 options Challenge Options 10 options

The Upside Funding vs FTMO: Detailed Analysis

The Upside Funding and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while The Upside Funding was founded in 2020.

The Upside Funding offers Up to 90% profit split, while FTMO offers Up to 90%. The Upside Funding pays out Fast payouts (on-demand).

For trust and reputation, The Upside Funding has a 4.8/5 TrustPilot rating with 43 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: The Upside Funding A, FTMO A+.

Overall, FTMO edges ahead winning 4 out of 4 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Active Deals & Promo Codes

The Upside Funding
25% OFF 25% off all challenges
FTMO

No active deals

Frequently Asked Questions

Which is better, The Upside Funding or FTMO?

FTMO scores higher overall, winning 4 out of 4 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which has better reviews, The Upside Funding or FTMO?

The Upside Funding has a higher TrustPilot rating of 4.8/5. The Upside Funding has 43 reviews while FTMO has 42,594.

Which offers a higher profit split, The Upside Funding or FTMO?

The Upside Funding offers a higher maximum profit split. The Upside Funding offers Up to 90% while FTMO offers Up to 90%.