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The Upside Funding

7.1 A
Hong Kong CFD
VS

ThinkCapital

6.3 B
CFD
Key Differences
Safety A vs B Split 95% vs 90% Price $34 vs $39

Verdict: Who Wins?

The Upside Funding 5 wins Decisive Win
5 - 2
ThinkCapital 2 wins
Overall Rating 7.1 vs 6.3 Clear
TrustPilot 4.8 vs 4 Decisive
Starting Price $34 vs $39 Clear
Profit Split 95% vs Up to 90% Clear
Safety Grade A vs B Clear
Trust Score 64.9/100 vs 64.2/100 Narrow
Challenge Variety 25 vs 12 options Decisive

Best For:

Budget-conscious traders The Upside Funding
Maximum profit potential The Upside Funding
Trust & reputation ThinkCapital

Visual Comparison

The Upside Funding ThinkCapital

Head-to-Head Comparison

The Upside Funding Metric ThinkCapital
7.1/10 PFM Score 6.3/10
4.8/5 (43) TrustPilot 4/5 (609)
A Safety Grade B
64.2 B Trust Score 64.9 B
95% Profit Split Up to 90%
1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static Daily Drawdown 3% equity-based (BOLT/Lightning/Nexus); 4% equity-based (Dual Step Intraday); 4% balance-based (Dual Step Swing)
Fast payouts (on-demand) Payout Frequency 14 days
$34 Starting Price $39
Proprietary Technology White-Label
cTrader Platforms Trading View, ThinkTrader
No Direct Path to Funded No
Hong Kong Country -
Jan 2020 Established -
12 options Challenge Options 25 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The Upside Funding ThinkCapital Savings
$5K $59 $39 Save $20
$10K $99 $79 Save $20
$25K $199 $139 Save $60
$50K $349 $199 Save $150
$100K $589 $349 Save $240

The Upside Funding vs ThinkCapital: Detailed Analysis

The Upside Funding and ThinkCapital are both CFD firms.

In terms of pricing, The Upside Funding is more affordable with challenges starting at $34, which is $5 less than ThinkCapital's starting price of $39. The Upside Funding offers 12 challenge options, while ThinkCapital offers 25.

The Upside Funding offers 95% profit split, while ThinkCapital offers Up to 90%. The Upside Funding pays out Fast payouts (on-demand), and ThinkCapital pays out 14 days.

For trust and reputation, The Upside Funding has a 4.8/5 TrustPilot rating with 43 reviews, while ThinkCapital has 4/5 with 609 reviews. Safety grades: The Upside Funding A, ThinkCapital B.

Overall, The Upside Funding edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
ThinkCapital
Pros
5 program types (BOLT instant, Lightning 1-step, Dual Step Intraday/Swing, Nexus 3-step); 90% profit split; 14-day payouts; ThinkTrader + TradingView platforms; ThinkMarkets regulated backing
Cons
Lightning 6% trailing drawdown locks at initial balance; no $2.5K-$50K on Dual Step programs; DSS prices higher than DSI for same account size

Active Deals & Promo Codes

The Upside Funding
25% OFF 25% off all challenges
ThinkCapital
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, The Upside Funding or ThinkCapital?

The Upside Funding scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, The Upside Funding or ThinkCapital?

The Upside Funding has the lower starting price at $34. The Upside Funding offers 12 challenge options starting from $34, while ThinkCapital offers 25 options starting from $39.

Which has better reviews, The Upside Funding or ThinkCapital?

The Upside Funding has a higher TrustPilot rating of 4.8/5. The Upside Funding has 43 reviews while ThinkCapital has 609.

Which offers a higher profit split, The Upside Funding or ThinkCapital?

The Upside Funding offers a higher maximum profit split. The Upside Funding offers 95% while ThinkCapital offers Up to 90%.

How fast do The Upside Funding and ThinkCapital pay out?

The Upside Funding has Fast payouts (on-demand) payouts while ThinkCapital offers 14 days payouts. Payout speed can be an important factor when choosing a prop firm.