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Top One Futures

8.1 B+
United States Futures
VS

Topstep

6.6 B+
United States Futures
Key Differences
Price $39 vs $49

Verdict: Who Wins?

Top One Futures 4 wins Decisive Win
4 - 1
Topstep 1 wins
Overall Rating 8.1 vs 6.6 Decisive
TrustPilot 4.8 vs 3.4 Decisive
Starting Price $39 vs $49 Clear
Profit Split Both 90% Tie
Safety Grade Both B+ Tie
Trust Score 71/100 vs 59.6/100 Clear
Challenge Variety 23 vs 3 options Decisive

Best For:

Budget-conscious traders Top One Futures
Trust & reputation Topstep
Fast payouts Top One Futures

Visual Comparison

Top One Futures Topstep

Head-to-Head Comparison

Top One Futures Metric Topstep
8.1/10 PFM Score 6.6/10
4.8/5 (4,039) TrustPilot 3.4/5 (13,955)
B+ Safety Grade B+
59.6 C Trust Score 71 B+
90% Profit Split 90%
Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit. Daily Drawdown $2,000 for $50K accounts, $3,000 for $100K, $4,500 for $150K
Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) Payout Frequency On-demand
$39 Starting Price $49
White-Label Technology Proprietary
NinjaTrader, Tradovate Platforms Topstep X
No Direct Path to Funded Yes
United States Country United States
Apr 2025 Established Jan 2012
23 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Top One Futures Topstep Savings
$50K $39 $49 Save $10
$100K $39 $99 Save $60
$150K $39 $199 Save $160

Top One Futures vs Topstep: Detailed Analysis

Top One Futures and Topstep are both Futures firms. Topstep has been in business longer, established in 2012, while Top One Futures was founded in 2025.

In terms of pricing, Top One Futures is more affordable with challenges starting at $39, which is $10 less than Topstep's starting price of $49. Top One Futures offers 23 challenge options, while Topstep offers 3.

Top One Futures offers 90% profit split, while Topstep offers 90%. Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access), and Topstep pays out On-demand.

For trust and reputation, Top One Futures has a 4.8/5 TrustPilot rating with 4,039 reviews, while Topstep has 3.4/5 with 13,955 reviews. Safety grades: Top One Futures B+, Topstep B+.

Overall, Top One Futures edges ahead winning 4 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Top One Futures
Pros
Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
Cons
Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.
Topstep
Pros
Aeropay to make payouts instant, 90% profit split
Cons
Max Loss Limit based on account size, monthly subscription billing

Active Deals & Promo Codes

Top One Futures

No active deals

Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Frequently Asked Questions

Which is better, Top One Futures or Topstep?

Top One Futures scores higher overall, winning 4 out of 5 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Top One Futures or Topstep?

Top One Futures has the lower starting price at $39. Top One Futures offers 23 challenge options starting from $39, while Topstep offers 3 options starting from $49.

Which has better reviews, Top One Futures or Topstep?

Top One Futures has a higher TrustPilot rating of 4.8/5. Top One Futures has 4,039 reviews while Topstep has 13,955.

Which offers a higher profit split, Top One Futures or Topstep?

Top One Futures offers a higher maximum profit split. Top One Futures offers 90% while Topstep offers 90%.

How fast do Top One Futures and Topstep pay out?

Top One Futures has Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.