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Topstep

United States United States Futures Est. Jan 2010
3.4 13,955 reviews TrustPilot
6.6 PFM Score
B+ Good
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Verified by PropFirmMap Challenges from $95 90% profit split Daily payouts
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Profit Split 90%
Technology Proprietary
Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD
Payout Reliability A Daily Instant payouts available; payout requests up to $6,000 at a time; 90% of profits See full leaderboard
Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Reward
$95 /month $50K 1 Step P1: $3,000 P1: $2,000 Trailing EOD max loss limit P1: $2,000 90% $0 $50K Trading Combine — 5 mini / 50 micro contracts, Express Funded after pass Details
$149 /month $100K 1 Step P1: $6,000 P1: $3,000 Trailing EOD max loss limit P1: $3,000 90% $0 $100K Trading Combine — 10 mini / 100 micro contracts, Express Funded after pass Details
$229 /month $150K 1 Step P1: $9,000 P1: $4,500 Trailing EOD max loss limit P1: $4,500 90% $0 $150K Trading Combine — 15 mini / 150 micro contracts, Express Funded after pass Details
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Main Benefits

90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010

Main Drawbacks

Trailing max loss limit (not static daily DD), lower TrustPilot rating (3.4★), monthly subscription billing

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CEO
Michael Patak
TrustPilot
3.4/5 (13,955 reviews)
Payout Methods
Wise Wise
ACH ACH
International Wire / SWIFT International Wire / SWIFT
Trading Platforms
Topstep X Topstep X
Commission Structure

See their full commission details

About Topstep

Patak Trading Partners was founded in Chicago by Michael Patak in 2010, then rebranded to Topstep in 2020. US-based futures prop firm running a Trading Combine evaluation feeding the Express Funded Account. Traders keep 90% of profits with instant payouts available. No activation fee as of 2026.

6.6 PFM Score

Good

Trust & Reputation
9.3 /10
Average
Value for Money
8.5 /10
Average
Payout Speed
9 /10
1.3 above avg
Trading Flexibility
6 /10
1.4 below avg
Platform Choice
4 /10
3.3 below avg

Strengths

  • Established firm (since 2010)
  • Competitive pricing (from $95)
  • High profit split (up to 90%)
  • Fast payouts (Daily)

Weaknesses

  • Limited platform choice (1 platform)
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Recent Activity

Score Update 5 days ago

Score increased from 2.4 to 6.6

2.4 6.6
Rule Change 6 days ago

drawdown rules changed

Daily Loss Limit adjusts by account size: $1,000 ($50K), $2,000 ($100K), $3,000 ($150K) $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD
Score Update 3 weeks ago

Score decreased from 3.4 to 2.4

3.4 2.4
Payout Update 3 weeks ago

payout frequency changed

Daily (after 30 winning days) Daily
Rule Change 3 weeks ago

drawdown rules changed

$1K ($50K) / $2K ($100K) / $3K ($150K) Daily Loss Limit adjusts by account size: $1,000 ($50K), $2,000 ($100K), $3,000 ($150K)
Payout Update 3 weeks ago

payout frequency changed

Weekly Daily (after 30 winning days)
Rule Change 3 weeks ago

drawdown rules changed

Trailing ($2K/$3K/$4.5K by account size) $1K ($50K) / $2K ($100K) / $3K ($150K)
Score Update 1 month ago

Score decreased from 3.8 to 3.3

3.8 3.3
Rule Change 1 month ago

profit split changed

Up to 80% 90%
Rule Change 1 month ago

drawdown rules changed

2% Trailing ($2K/$3K/$4.5K by account size)
View full history on Industry Pulse
Topstep
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Topstep offers 90% profit split with Daily payouts. Ready to start your funded trading journey?

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