Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Fortunes Funding Fortunes Funding
Top One Trader Top One Trader
Fortunes Funding 5.6 Get Started
Top One Trader 8.0 Get Started
Overview
Asset Type CFD CFD
Country United States United States
Established - Sep 2023
Technology White-Label White-Label
Platforms MT5 cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split Up to 95% Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown 5% daily, static 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency -
48-hour payout guarantee after approval (00 penalty if missed) 		Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Refundable challenge fee on first payout. Guaranteed 48-hour payouts with $500 penalty if firm misses. Scaling up to $2,000,000 max allocation. Multiple payout methods: crypto, wire transfer, Rise.
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Recent operational concerns: TrustPilot reviews note prior shutdown / relaunch events and account-breach disputes. Mid-tier TrustScore 3.8.
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

Fortunes Funding Challenges

6 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$89 $5K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10% Static
P2: 10% Static
 Up to 95% None
$159 $10K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10% Static
P2: 10% Static
 Up to 95% None
$259 $25K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10% Static
P2: 10% Static
 Up to 95% None
$359 $50K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10% Static
P2: 10% Static
 Up to 95% None
$569 $100K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10% Static
P2: 10% Static
 Up to 95% None
$1049 $200K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10% Static
P2: 10% Static
 Up to 95% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$94 $38 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $79 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $148 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$410 $205 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $479 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1776 $1065 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$2537 $1522 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
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Top One Trader
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