Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Instant Funding Instant Funding
ThinkCapital ThinkCapital
Instant Funding 2.5 Get Started
ThinkCapital 2.7 Get Started
Overview
Asset Type CFD CFD
Country United Kingdom United Kingdom
Established Jun 2020 Jan 2024
Technology Proprietary White-Label
Platforms cTrader, Match Trader, MT5 Trading View, MT5, ThinkTrader
Trading Rules
Profit Split Up to 90% Best 80% (upgradeable to 90%)
Daily Drawdown Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) 3% Lightning / 4% Dual Step and Nexus
Payout Frequency Every 7 Days (14-day initial wait)
First payout requires 14 Days 		Bi-weekly (every 14 days)
Weekly payouts available as paid add-on. 3 profitable days min required. Fee refund on 3rd payout (Nexus only).
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Responsive support, Fast payouts & Instant Funding
  • Backed by ThinkMarkets (FCA/ASIC/CySEC regulated broker). ThinkTrader platform with TradingView integration. Unlimited time for all challenges. Scaling up to $1.5M. No minimum payout amount.
Main Drawbacks
  • Sometimes high Spread
  • Lightning challenge uses trailing drawdown (6%). Swing accounts cost ~40% more than Intraday. News trading restricted on Lightning and Intraday plans. 90% profit split requires paid add-on.
Offers & Promo Codes
Active Offers
10% off all Instant Funding accounts Funding10
25% off all challenges TRUSTED

Challenge Details

Instant Funding Challenges

30 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $39
One-Phase Micro 		$10K 1 Step — — — 80% None
$39 $39
Two-Phase 		$5K 2 Steps — — — 80% None
$39 $39
Two-Phase Max 		$5K 2 Steps — — — 80% None
$49 $49
Two-Phase Max 		$10K 2 Steps — — — 80% None
$49 $49
One-Phase 		$5K 1 Step — — — 80% None
$63 $63
Two-Phase 		$10K 2 Steps — — — 80% None
$64 $64
One-Phase Micro 		$25K 1 Step — — — 80% None
$79 $79
Instant Funding 		$1.25K Instant — — — 80% None
$94 $94
One-Phase 		$10K 1 Step — — — 80% None
$104 $104
Two-Phase Max 		$25K 2 Steps — — — 80% None
$114 $114
One-Phase Micro 		$50K 1 Step — — — 80% None
$120 $120
Instant Funding 		$2.5K Instant — — — 80% None
$149 $149
Two-Phase 		$25K 2 Steps — — — 80% None
$199 $199
One-Phase 		$25K 1 Step — — — 80% None
$214 $214
Two-Phase Max 		$50K 2 Steps — — — 80% None
$219 $219
One-Phase Micro 		$100K 1 Step — — — 80% None
$225 $225
Instant Funding 		$5K Instant — — — 80% None
$254 $254
Two-Phase 		$50K 2 Steps — — — 80% None
$329 $329
One-Phase 		$50K 1 Step — — — 80% None
$399 $399
One-Phase Micro 		$200K 1 Step — — — 80% None
$419 $419
Two-Phase Max 		$100K 2 Steps — — — 80% None
$439 $439
Two-Phase 		$100K 2 Steps — — — 80% None
$440 $440
Instant Funding 		$10K Instant — — — 80% None
$599 $599
One-Phase 		$100K 1 Step — — — 80% None
$870 $870
Instant Funding 		$20K Instant — — — 80% None
$899 $899
Two-Phase Max 		$200K 2 Steps — — — 80% None
$999 $999
Two-Phase 		$200K 2 Steps — — — 80% None
$1199 $1199
One-Phase 		$200K 1 Step — — — 80% None
$1735 $1735
Instant Funding 		$40K Instant — — — 80% None
$3460 $3460
Instant Funding 		$80K Instant — — — 80% None

ThinkCapital Challenges

18 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$Lightning $10K $10K 1 Step — — — 80% None
$Dual Step $10K $10K 2 Steps — — — 80% None
$Nexus $10K $10K 3 Steps — — — 80% None
$Lightning $5K $5K 1 Step — — — 80% None
$Dual Step $5K $5K 2 Steps — — — 80% None
$Nexus $5K $5K 3 Steps — — — 80% None
$Lightning $25K $25K 1 Step — — — 80% None
$Dual Step $25K $25K 2 Steps — — — 80% None
$Nexus $25K $25K 3 Steps — — — 80% None
$Lightning $50K $50K 1 Step — — — 80% None
$Dual Step $50K $50K 2 Steps — — — 80% None
$Nexus $50K $50K 3 Steps — — — 80% None
$Lightning $100K $100K 1 Step — — — 80% None
$Dual Step $100K $100K 2 Steps — — — 80% None
$Nexus $100K $100K 3 Steps — — — 80% None
$Lightning $200K $200K 1 Step — — — 80% None
$Dual Step $200K $200K 2 Steps — — — 80% None
$Nexus $200K $200K 3 Steps — — — 80% None
Instant Funding
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ThinkCapital
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