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Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

The Concept Trading The Concept Trading
Top One Trader Top One Trader
Overview
Asset Type CFD CFD
Country Australia United States
Established Aug 2021 Sep 2023
Technology White-Label White-Label
Platforms - cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 50-90% (tiered, up to 90% with 90% Lock Rule) 80% standard, up to 90% (up to 100% on Instant PRIME) Best
Daily Drawdown None (static drawdown only — 3% Xtreme, 4% Traditional, 5% Premier, 6% Foundation, 10% Empire) 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Weekly
1 payout per calendar month per account per Terms cl. 12.17; weekly payout cadence advertised on homepage. 90% Lock Rule lets traders lock account and receive 90% of profits from that point.
Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • 1-step evaluation across most programs, Instant Funding option, static drawdown (no daily drawdown limit), no time limits, scale up to $50M, trade any style (scalping/swing/EA allowed), 1:200 leverage on most tiers, weekly payouts, Pro spreads with commission model, up to 3 accounts, 90% Lock Rule
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Tiered profit split starts at 50% and scales to 90% (only at Max Equity), only 1 payout per calendar month per Terms cl. 12.17, 6-week inactivity termination rule, Xtreme tier has only 1:30 leverage, AUD-denominated checkout
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

The Concept Trading Challenges

4 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$297
AUD
$3K 1 Step P1: 7%
P1: -
None (static drawdown only)
P1: 5% static
50% (scales to 90% at Max Equity) None
$497
AUD
$5K 1 Step P1: 7%
P1: -
None (static drawdown only)
P1: 5% static
50% (scales to 90% at Max Equity) None
$997
AUD
$10K 1 Step P1: 7%
P1: -
None (static drawdown only)
P1: 5% static
50% (scales to 90% at Max Equity) None
$2497
AUD
$25K 1 Step P1: 7%
P1: -
None (static drawdown only)
P1: 5% static
50% (scales to 90% at Max Equity) None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$94 $38 $5K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$158 $79 $10K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$296 $148 $25K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$410 $205 $50K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$798 $479 $100K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$1776 $1065 $200K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$2537 $1522 $200K Instant P1: -
P1: 3%
P1: 6% trailing
up to 90% None