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Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Top One Futures Top One Futures
Top One Trader Top One Trader
Overview
Asset Type Futures CFD
Country United States United States
Established Apr 2025 Sep 2023
Technology White-Label White-Label
Platforms NinjaTrader, Tradovate cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split 90% Best 80% standard, up to 90% (up to 100% on Instant PRIME)
Daily Drawdown Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit. 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Daily (Elite Daily), Bi-weekly (Elite Challenge & Access)
Elite Daily: payouts every 24 hours once funded ($500 min). Elite Access & Challenge: standard payout cycles. 90/10 trader/firm split across all programs.
Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

Top One Futures Challenges

23 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$178 $39 $25K Instant P1: $1,500
P1: -
P1: $1,000 EOD trailing
90% $35
$218 $39 $50K Instant P1: $3,000
P1: -
P1: $2,000 EOD trailing
90% $35
$259 $39 $100K Instant P1: $6,000
P1: -
P1: $3,000 EOD trailing
90% $35
$359 $39 $150K Instant P1: $9,000
P1: -
P1: $4,000 EOD trailing
90% $35
$69 $41 $25K 1 Step P1: $1,500
P1: $625
P1: $1,000 EOD trailing
90% $149
$105 $63 $50K 1 Step P1: $3,000
P1: $1,250
P1: $2,000 EOD trailing
90% $149
$178 $107 $25K Instant P1: $1,500
P1: $500
P1: $1,000 Max Loss Limit (EOD)
90% None
$209 $125 $100K 1 Step P1: $6,000
P1: $2,500
P1: $3,000 EOD trailing
90% $149
$218 $131 $25K Instant P1: -
P1: $500
P1: $1,000 EOD trailing
90% None
$218 $131 $50K Instant P1: $3,000
P1: $1,000
P1: $2,000 Max Loss Limit (EOD)
90% None
$257 $154 $25K Instant P1: -
P1: $500
P1: $1,000 Intraday trailing
90% None
$309 $185 $150K 1 Step P1: $9,000
P1: $3,750
P1: $4,500 EOD trailing
90% $149
$419 $210 $25K Instant P1: -
P1: $625
P1: $1,000 EOD trailing
90% None
$398 $239 $50K Instant P1: -
P1: $1,000
P1: $2,000 EOD trailing
90% None
$398 $239 $100K Instant P1: $6,000
P1: $1,250
P1: $3,000 Max Loss Limit (EOD)
90% None
$421 $253 $50K Instant P1: -
P1: $1,000
P1: $1,625 Intraday trailing
90% None
$563 $338 $100K Instant P1: -
P1: $2,000
P1: $3,000 EOD trailing
90% None
$679 $340 $50K Instant P1: -
P1: $1,250
P1: $2,000 EOD trailing
90% None
$632 $379 $100K Instant P1: -
P1: $2,000
P1: $3,250 Intraday trailing
90% None
$821 $411 $100K Instant P1: -
P1: $2,500
P1: $3,000 EOD trailing
90% None
$727 $436 $150K Instant P1: -
P1: $3,000
P1: $5,000 Intraday trailing
90% None
$939 $470 $150K Instant P1: -
P1: $3,750
P1: $4,500 EOD trailing
90% None
$799 $479 $150K Instant P1: -
P1: $3,000
P1: $4,500 EOD trailing
90% None

Top One Trader Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39 $16 $5K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$94 $38 $5K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$162 $65 $10K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$158 $79 $10K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$209 $105 $25K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$296 $148 $25K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$410 $205 $50K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$435 $218 $50K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$541 $325 $100K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$798 $479 $100K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$1776 $1065 $200K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$2537 $1522 $200K Instant P1: -
P1: 3%
P1: 6% trailing
up to 90% None