FTMO vs ThinkCapital: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
ThinkCapital
6.3 B
CFD
Verdict: Who Wins?
FTMO
5 wins
Decisive Win
ThinkCapital
2 wins
Best For:
ThinkCapital
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | ThinkCapital |
|---|---|---|
| 8.3/10 ★ | PFM Score | 6.3/10 |
| 4.8/5 (42,594) ★ | TrustPilot | 4/5 (609) |
| A+ ★ | Safety Grade | B |
| 84 A ★ | Trust Score | 59.9 C |
| Up to 90% | Profit Split | 80% (90% with scaling or add-on) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | Balance based for Lightning and Nexus; Equity based for Dual-Step Intraday |
| Bi-weekly (every 14 days) | Payout Frequency | Bi-weekly |
| $79 | Starting Price | $39 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Trading View |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Kingdom |
| Jan 2015 | Established | - |
| 10 options | Challenge Options | 20 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | ThinkCapital | Savings |
|---|---|---|---|
| $10K | $79 | $79 | Same price |
| $25K | $199 | $139 ★ | Save $60 |
| $50K | $319 | $199 ★ | Save $120 |
| $100K | $439 | $349 ★ | Save $90 |
FTMO vs ThinkCapital: Detailed Analysis
FTMO and ThinkCapital are both CFD firms.
Pricing
In terms of pricing, ThinkCapital is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while ThinkCapital offers 20.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while ThinkCapital offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while ThinkCapital runs on Trading View. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while ThinkCapital offers 80% (90% with scaling or add-on). FTMO pays out Bi-weekly (every 14 days), and ThinkCapital pays out Bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while ThinkCapital lists "Balance based for Lightning and Nexus; Equity based for Dual-Step Intraday". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
ThinkCapital supports withdrawals via Rise, Crypto and Crypto (USDT TRC-20).
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while ThinkCapital has 4/5 with 609 reviews. Safety grades: FTMO A+, ThinkCapital B.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while ThinkCapital is the better fit for budget-conscious traders.
Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
ThinkCapital
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
ThinkCapital
Frequently Asked Questions
Which is better, FTMO or ThinkCapital?
FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or ThinkCapital?
ThinkCapital has the lower starting price at $39. FTMO offers 10 challenge options starting from $79, while ThinkCapital offers 20 options starting from $39.
Which has better reviews, FTMO or ThinkCapital?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while ThinkCapital has 609.
Which offers a higher profit split, FTMO or ThinkCapital?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while ThinkCapital offers 80% (90% with scaling or add-on).
How fast do FTMO and ThinkCapital pay out?
FTMO has Bi-weekly (every 14 days) payouts while ThinkCapital offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and ThinkCapital legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. ThinkCapital holds a B safety grade and a 4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or ThinkCapital?
ThinkCapital may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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