FTMO vs Funding Pips: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
Funding Pips
8.9 A+
CFD
Verdict: Who Wins?
FTMO
2 wins
Funding Pips
4 wins
Decisive Win
Best For:
Funding Pips
Funding Pips
FTMO
Funding Pips
Visual Comparison
Save 25% on Funding Pips today
Head-to-Head Comparison
| FTMO | Metric | Funding Pips |
|---|---|---|
| 8.3/10 | PFM Score | 8.9/10 ★ |
| 4.8/5 (42,594) ★ | TrustPilot | 4.5/5 (52,621) |
| A+ | Safety Grade | A+ |
| 84 A ★ | Trust Score | 73.7 B+ |
| Up to 90% | Profit Split | 80-100% ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) |
| Bi-weekly (every 14 days) | Payout Frequency | Weekly |
| $79 | Starting Price | $29 ★ |
| Proprietary | Technology | Proprietary |
| cTrader, MT5, MT4 | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Arab Emirates |
| Jan 2015 | Established | Oct 2022 |
| 10 options | Challenge Options | 21 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | Funding Pips | Savings |
|---|---|---|---|
| $10K | $79 | $55 ★ | Save $24 |
| $25K | $199 | $109 ★ | Save $90 |
| $50K | $319 | $219 ★ | Save $100 |
| $100K | $439 | $399 ★ | Save $40 |
| $200K | $999 | $798 ★ | Save $201 |
FTMO vs Funding Pips: Detailed Analysis
FTMO and Funding Pips are both CFD firms. FTMO has been in business longer, established in 2015, while Funding Pips was founded in 2022.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $50 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Funding Pips offers 21.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while Funding Pips offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while Funding Pips runs on cTrader, Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while Funding Pips offers 80-100%. FTMO pays out Bi-weekly (every 14 days), and Funding Pips pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while Funding Pips lists "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: FTMO A+, Funding Pips A+.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while Funding Pips is the better fit for budget-conscious traders, maximum profit potential and fast payouts.
Overall, Funding Pips edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Funding Pips
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
Funding Pips
Frequently Asked Questions
Which is better, FTMO or Funding Pips?
Funding Pips scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or Funding Pips?
Funding Pips has the lower starting price at $29. FTMO offers 10 challenge options starting from $79, while Funding Pips offers 21 options starting from $29.
Which has better reviews, FTMO or Funding Pips?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Funding Pips has 52,621.
Which offers a higher profit split, FTMO or Funding Pips?
Funding Pips offers a higher maximum profit split. FTMO offers Up to 90% while Funding Pips offers 80-100%.
How fast do FTMO and Funding Pips pay out?
FTMO has Bi-weekly (every 14 days) payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and Funding Pips legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or Funding Pips?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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