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FTMO vs FXIFY: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Price $79 vs $19

Verdict: Who Wins?

FTMO 3 wins
3 - 2
FXIFY 2 wins
Overall Rating 8.3 vs 8.2 Narrow
TrustPilot 4.8 vs 4.4 Clear
Starting Price $19 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade Both A+ Tie
Trust Score 84/100 vs 71.2/100 Clear
Challenge Variety 47 vs 10 options Decisive

Best For:

Budget-conscious traders FXIFY
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

FTMO FXIFY
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FTMO Metric FXIFY
8.3/10 PFM Score 8.2/10
4.8/5 (42,594) TrustPilot 4.4/5 (6,003)
A+ Safety Grade A+
84 A Trust Score 71.2 B+
Up to 90% Profit Split Up to 90%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Bi-weekly (every 14 days) Payout Frequency On-demand
$79 Starting Price $19
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
Czech Republic Country United Kingdom
Jan 2015 Established Jan 2023
10 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO FXIFY Savings
$10K $79 $59 Save $20
$25K $199 $149 Save $50
$50K $319 $249 Save $70
$100K $439 $399 Save $40
$200K $999 $799 Save $200

FTMO vs FXIFY: Detailed Analysis

FTMO and FXIFY are both CFD firms. FTMO has been in business longer, established in 2015, while FXIFY was founded in 2023.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $60 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while FXIFY offers Up to 90%. FTMO pays out Bi-weekly (every 14 days), and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while FXIFY has 4.4/5 with 6,003 reviews. Safety grades: FTMO A+, FXIFY A+.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while FXIFY is the better fit for budget-conscious traders.

This is a close matchup with FTMO winning 3 and FXIFY winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

FTMO

No active deals

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, FTMO or FXIFY?

Both firms are competitive. FTMO wins in 3 categories while FXIFY wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or FXIFY?

FXIFY has the lower starting price at $19. FTMO offers 10 challenge options starting from $79, while FXIFY offers 47 options starting from $19.

Which has better reviews, FTMO or FXIFY?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while FXIFY has 6,003.

Which offers a higher profit split, FTMO or FXIFY?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while FXIFY offers Up to 90%.

How fast do FTMO and FXIFY pay out?

FTMO has Bi-weekly (every 14 days) payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and FXIFY legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or FXIFY?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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