Skip to main content

FTMO

7.8 A+
Czech Republic CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety A+ vs B+ Split 90% vs 100% Price $79 vs $16

Verdict: Who Wins?

FTMO 3 wins
3 - 3
Top One Trader 3 wins
Overall Rating 8.0 vs 7.8 Narrow
TrustPilot 4.8 vs 4.5 Clear
Starting Price $16 vs $79 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 89/100 vs 62.3/100 Decisive

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation FTMO
Fast payouts Top One Trader

Visual Comparison

FTMO Top One Trader

Head-to-Head Comparison

FTMO Metric Top One Trader
7.8/10 PFM Score 8.0/10
4.8/5 (42,594) TrustPilot 4.5/5 (3,141)
A+ Safety Grade B+
89 A Trust Score 62.3 B
Up to 90% Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
- Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$79 Starting Price $$16
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Czech Republic Country United States
Jan 2015 Established Sep 2023
10 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO Top One Trader Savings
$10K $79 $65 Save $14
$25K $199 $105 Save $94
$50K $319 $205 Save $114
$100K $439 $325 Save $114
$200K $999 $1,065 Save $66

FTMO vs Top One Trader: Detailed Analysis

FTMO and Top One Trader are both CFD firms. FTMO has been in business longer, established in 2015, while Top One Trader was founded in 2023.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $63 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while Top One Trader offers 12.

FTMO offers Up to 90% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: FTMO A+, Top One Trader B+.

This is a close matchup with FTMO winning 3 and Top One Trader winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

FTMO

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, FTMO or Top One Trader?

Both firms are competitive. FTMO wins in 3 categories while Top One Trader wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or Top One Trader?

Top One Trader has the lower starting price at $16. FTMO offers 10 challenge options starting from $79, while Top One Trader offers 12 options starting from $16.

Which has better reviews, FTMO or Top One Trader?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while Top One Trader has 3,141.

Which offers a higher profit split, FTMO or Top One Trader?

Top One Trader offers a higher maximum profit split. FTMO offers Up to 90% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).