Funding Pips
7.9 A+
CFD
Top One Trader
8.0 B+
CFD
Verdict: Who Wins?
Funding Pips
3 wins
Top One Trader
2 wins
Best For:
Top One Trader
Funding Pips
Funding Pips
Visual Comparison
Head-to-Head Comparison
| Funding Pips | Metric | Top One Trader |
|---|---|---|
| 7.9/10 | PFM Score | 8.0/10 ★ |
| 4.5/5 (52,621) | TrustPilot | 4.5/5 (3,141) |
| A+ ★ | Safety Grade | B+ |
| 73.6 B+ ★ | Trust Score | 62.3 B |
| 80-100% | Profit Split | 80% standard, up to 90% (up to 100% on Instant PRIME) ★ |
| 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) | Daily Drawdown | 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) |
| Weekly | Payout Frequency | Bi-weekly (14 days), 7-day upgrade add-on available |
| $29 | Starting Price | $$16 ★ |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | cTrader, Match Trader, MT5, TradeLocker |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United States |
| Oct 2022 | Established | Sep 2023 |
| 21 options | Challenge Options | 12 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | Top One Trader | Savings |
|---|---|---|---|
| $5K | $29 | $16 ★ | Save $13 |
| $10K | $55 ★ | $65 | Save $10 |
| $25K | $109 | $105 ★ | Save $4 |
| $50K | $219 | $205 ★ | Save $14 |
| $100K | $399 | $325 ★ | Save $74 |
| $200K | $798 ★ | $1,065 | Save $267 |
Funding Pips vs Top One Trader: Detailed Analysis
Funding Pips and Top One Trader are both CFD firms. Funding Pips has been in business longer, established in 2022, while Top One Trader was founded in 2023.
In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $13 less than Funding Pips's starting price of $29. Funding Pips offers 21 challenge options, while Top One Trader offers 12.
Funding Pips offers 80-100% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Funding Pips pays out Weekly, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Funding Pips A+, Top One Trader B+.
This is a close matchup with Funding Pips winning 3 and Top One Trader winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Funding Pips
Top One Trader
Pros
Cons
Active Deals & Promo Codes
Funding Pips
Top One Trader
Frequently Asked Questions
Which is better, Funding Pips or Top One Trader?
Both firms are competitive. Funding Pips wins in 3 categories while Top One Trader wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Funding Pips or Top One Trader?
Top One Trader has the lower starting price at $16. Funding Pips offers 21 challenge options starting from $29, while Top One Trader offers 12 options starting from $16.
Which has better reviews, Funding Pips or Top One Trader?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,621 reviews while Top One Trader has 3,141.
Which offers a higher profit split, Funding Pips or Top One Trader?
Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).
How fast do Funding Pips and Top One Trader pay out?
Funding Pips has Weekly payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.