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The5ers

7.7 A+
United Kingdom CFD
VS

Top One Trader

8.0 B+
United States CFD
Key Differences
Safety A+ vs B+ Price $22 vs $16

Verdict: Who Wins?

The5ers 3 wins
3 - 3
Top One Trader 3 wins
Overall Rating 8.0 vs 7.7 Narrow
TrustPilot 4.7 vs 4.5 Clear
Starting Price $16 vs $22 Decisive
Profit Split Both Up to 100% Tie
Safety Grade A+ vs B+ Clear
Trust Score 93.5/100 vs 62.3/100 Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders Top One Trader
Trust & reputation The5ers
Fast payouts Top One Trader

Visual Comparison

The5ers Top One Trader

Head-to-Head Comparison

The5ers Metric Top One Trader
7.7/10 PFM Score 8.0/10
4.7/5 (28,714) TrustPilot 4.5/5 (3,141)
A+ Safety Grade B+
93.5 A+ Trust Score 62.3 B
Up to 100% Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
- Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$22 Starting Price $$16
Proprietary Technology White-Label
Trading View, MT5 Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
United Kingdom Country United States
Jan 2016 Established Sep 2023
10 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The5ers Top One Trader Savings
$5K $39 $16 Save $23
$10K $78 $65 Save $13
$25K $39 $105 Save $66
$50K $309 $205 Save $104
$100K $545 $325 Save $220

The5ers vs Top One Trader: Detailed Analysis

The5ers and Top One Trader are both CFD firms. The5ers has been in business longer, established in 2016, while Top One Trader was founded in 2023.

In terms of pricing, Top One Trader is more affordable with challenges starting at $16, which is $6 less than The5ers's starting price of $22. The5ers offers 10 challenge options, while Top One Trader offers 12.

The5ers offers Up to 100% profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

For trust and reputation, The5ers has a 4.7/5 TrustPilot rating with 28,714 reviews, while Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: The5ers A+, Top One Trader B+.

This is a close matchup with The5ers winning 3 and Top One Trader winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

The5ers

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, The5ers or Top One Trader?

Both firms are competitive. The5ers wins in 3 categories while Top One Trader wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, The5ers or Top One Trader?

Top One Trader has the lower starting price at $16. The5ers offers 10 challenge options starting from $22, while Top One Trader offers 12 options starting from $16.

Which has better reviews, The5ers or Top One Trader?

The5ers has a higher TrustPilot rating of 4.7/5. The5ers has 28,714 reviews while Top One Trader has 3,141.

Which offers a higher profit split, The5ers or Top One Trader?

The5ers offers a higher maximum profit split. The5ers offers Up to 100% while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).