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Funding Pips vs FXIFY: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Split 100% vs 90% Price $29 vs $19

Verdict: Who Wins?

Funding Pips 4 wins Our Pick
4 - 2
FXIFY 2 wins
Overall Rating 8.9 vs 8.2 Clear
TrustPilot 4.5 vs 4.4 Narrow
Starting Price $19 vs $29 Decisive
Profit Split 80-100% vs Up to 90% Decisive
Safety Grade Both A+ Tie
Trust Score 88.8/100 vs 86.3/100 Narrow
Challenge Variety 47 vs 21 options Decisive

Best For:

Budget-conscious traders FXIFY
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips FXIFY
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric FXIFY
8.9/10 PFM Score 8.2/10
4.5/5 (52,621) TrustPilot 4.4/5 (6,003)
A+ Safety Grade A+
88.8 A Trust Score 86.3 A
80-100% Profit Split Up to 90%
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Weekly Payout Frequency On-demand
$29 Starting Price $19
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
Oct 2022 Established Jan 2023
21 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips FXIFY Savings
$5K $29 $39 Save $10
$10K $55 $59 Save $4
$25K $109 $149 Save $40
$50K $219 $249 Save $30
$100K $399 $399 Same price
$200K $798 $799 Save $1

Funding Pips vs FXIFY: Detailed Analysis

Funding Pips and FXIFY are both CFD firms. Funding Pips has been in business longer, established in 2022, while FXIFY was founded in 2023.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $10 less than Funding Pips's starting price of $29. Funding Pips offers 21 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while FXIFY offers Up to 90%. Funding Pips pays out Weekly, and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while FXIFY has 4.4/5 with 6,003 reviews. Safety grades: Funding Pips A+, FXIFY A+.

Who Should Choose Which

So who should pick which? Funding Pips is the stronger choice for maximum profit potential, trust & reputation and fast payouts, while FXIFY is the better fit for budget-conscious traders.

Overall, Funding Pips edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, Funding Pips or FXIFY?

Funding Pips scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or FXIFY?

FXIFY has the lower starting price at $19. Funding Pips offers 21 challenge options starting from $29, while FXIFY offers 47 options starting from $19.

Which has better reviews, Funding Pips or FXIFY?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,621 reviews while FXIFY has 6,003.

Which offers a higher profit split, Funding Pips or FXIFY?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while FXIFY offers Up to 90%.

How fast do Funding Pips and FXIFY pay out?

Funding Pips has Weekly payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and FXIFY legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or FXIFY?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.