FXIFY vs Funding Pips 2026: Two A+ Rated Forex Prop Firms Go Head-to-Head — 52,000 Reviews Tell the Story
Choosing between two A+ rated prop firms is a good problem to have. FXIFY and Funding Pips both sit at the top of PropFirmMap’s Trust & Safety rankings, but they take very different approaches to funded trading. One offers 3-step evaluations and TradingView integration; the other gives you instant funding and weekly payouts. With over 57,000 combined TrustPilot reviews, these are two of the most battle-tested forex prop firms in the industry.
This comparison breaks down every metric that matters — so you can pick the right one for your trading style, budget, and goals.
The Quick Verdict
- 3-step evaluation — lower profit targets per phase, less pressure
- TradingView integration — trade directly from charts
- Up to 90% profit split — higher starting ceiling
- 40% off with NEW40 — massive discount for first-timers
- Static daily drawdown — 4%, no trailing confusion
- Instant funding — skip the evaluation entirely
- Weekly payouts — get paid every Tuesday
- 52,000+ reviews — 10x more social proof than FXIFY
- More evaluation paths — Instant, 1-step, and 2-step options
- Longer track record — operating since 2022
Side-by-Side Comparison Table
Trust & Safety: The TrustPilot Story
Both firms hold our highest A+ safety grade with a perfect 10.0 trust score — a distinction shared by only 11 of 51 active firms on PropFirmMap. But the TrustPilot numbers reveal an interesting gap.
Funding Pips dominates in review volume with 52,198 reviews — nearly 10x more than FXIFY’s 5,555. That’s not just a vanity metric. Higher review volume means the rating is far more resistant to manipulation (it’s virtually impossible to fake 52,000 reviews). Funding Pips also edges ahead on the rating itself: 4.5 vs 4.4.
Neither firm is flagged as TrustPilot-suspended — an important distinction in 2026 when 8 firms have been suspended for fake reviews. You can verify both firms’ trust profiles on our Trust & Safety Center.
Challenge Types: Flexibility vs Depth
This is where the two firms diverge most sharply.
FXIFY: The 3-Step Specialist
FXIFY is one of the few major prop firms offering a 3-step evaluation alongside the standard 1-step and 2-step options. The 3-step program splits the profit target across three phases, meaning each individual phase has a lower bar to clear. For traders who prefer a more gradual, lower-pressure evaluation with smaller profit targets per phase, this is a genuine differentiator.
FXIFY also stands out for its TradingView integration, letting traders execute directly from TradingView charts — a feature that charting-focused traders consistently rank as their #1 wishlist item. Their 21 challenges span various account sizes across all three step types. Check all available options on the FXIFY firm page.
Funding Pips: The Instant Funding Pioneer
Funding Pips takes the opposite approach: instead of adding more evaluation steps, they offer instant funding — skip the evaluation entirely and get a funded account immediately. This is ideal for experienced traders who don’t want to spend weeks proving themselves in a simulated environment.
Alongside instant accounts, Funding Pips offers 1-step and 2-step evaluations for traders who prefer the traditional route. With 20 challenges including 5 instant options, they cover more entry paths. Explore the full lineup on the Funding Pips firm page.
Profit Split & Payout Speed
Here’s where the math gets interesting for your actual take-home pay.
Funding Pips has the higher ceiling at 95% (vs FXIFY’s 90%), but the starting split is lower at 80%. Funding Pips uses a scaling model where your profit split increases as you hit performance milestones. FXIFY advertises “up to 90%” which may be available from the start depending on the plan you choose.
On payout speed, Funding Pips is the clear winner with weekly payouts every Tuesday — you’ll never wait more than 7 days to receive your profits. FXIFY offers payouts on a 14 or 30-day cycle, with first-payout-on-demand flexibility. If cashflow matters to you, Funding Pips’ weekly schedule is hard to beat.
For a deeper look at how payout speeds compare across all 51 firms, see our payout speed comparison guide or use the Profit Simulator to model your expected earnings.
Drawdown Rules: Simple vs Flexible
Drawdown rules can make or break a challenge attempt, so understanding the differences is critical.
FXIFY uses a straightforward 4% static daily drawdown. “Static” means the limit is calculated from your starting balance, not your peak equity. This makes risk management simpler — you always know exactly how much you can lose in a day, regardless of how profitable you’ve been. No trailing drawdown surprises.
Funding Pips uses variable drawdown rules — 3–5% daily and 5–10% max total, depending on the plan you choose. This flexibility means you can select tighter risk parameters (cheaper plans, lower drawdown) or wider ones (more breathing room for volatile strategies). However, the variability means you need to carefully check the rules for your specific challenge type.
If you’re confused about how drawdown types work, our complete drawdown guide breaks it all down. You can also use our Drawdown Calculator to simulate scenarios for each firm.
Pricing & Discount Codes
Both firms currently have active promo codes that significantly reduce challenge costs.
FXIFY wins on raw discount value — 40% off is one of the largest discounts in the prop firm industry. That’s a substantial saving on any challenge size. Funding Pips’ best code (FP, 25% off) is still competitive but can’t match FXIFY’s aggressive pricing.
See all available prop firm discounts on our Deals & Promo Codes page, or use our Cost Calculator to compare the after-discount prices side by side.
Company Background & Leadership
FXIFY is UK-based, co-founded by Peter Brown and David Bhidey. Launched in April 2023, it’s one of the newer entrants but has rapidly scaled to 21 challenge offerings and 5,555 TrustPilot reviews. Their UK incorporation adds a layer of regulatory familiarity that many traders value — British companies are subject to Companies House transparency requirements.
Funding Pips is headquartered in the UAE, led by CEO Khaled Ayesh. Founded in January 2022, they have a year’s head start on FXIFY and have leveraged that time to build a staggering 52,198-review presence on TrustPilot — making them one of the most-reviewed prop firms in the world. Their UAE base positions them well for the growing Middle East trading community.
Both firms have known, publicly identifiable leadership — a key trust signal in an industry where many firms operate with anonymous founders.
Who Should Choose Which?
The Final Verdict
This is one of the closest matchups we’ve analyzed. Both firms earn our highest A+ safety grade, both have verified leadership, and neither has any TrustPilot red flags. Here’s how to decide:
Pick FXIFY if you want the biggest possible discount (40% off), prefer a gradual 3-step evaluation path, use TradingView, and like simple drawdown rules. FXIFY is the smarter first purchase for budget-minded traders.
Pick Funding Pips if you want instant funding, weekly payouts, the potential for 95% profit splits, and the confidence of 52,000+ verified reviews. Funding Pips is the better choice for experienced traders who want to get funded fast and get paid fast.
Want to explore more? Use our Challenge Comparison Tool to compare specific account sizes, or browse our full firm directory with 51 active prop firms ranked by safety, score, and trader reviews.
Affiliate disclosure: PropFirmMap may earn a commission if you sign up through our links. This does not affect our ratings or analysis — all data comes directly from firm websites and TrustPilot. Last verified: April 2026.