Quantum Funding Review: Plans, Rules, and How It Compares

Quantum Funding

Quantum Funding is a CFD prop trading firm operating as Quantum Funding Limited from Hong Kong, with a contact address at Glenealy Tower, No. 1 Glenealy Central listed on its Trustpilot profile. It runs four evaluation programs on the cTrader platform: a 1-Step Challenge, a 1-Step Prime Challenge, a 2-Step Challenge and an Instant Funding product. Account sizes run from $5,000 on Instant Funding up to $400,000 on the 1-Step Prime ladder, the profit split is 80%, and the firm states that maximum capital allocation is $400,000. Traders resident in the United States of America are not accepted. This review is built from the firm's own FAQ, its How it works page and its live product catalogue, all read on 24 August 2026.

Plans and pricing

Quantum Funding publishes twenty priced plans across its four programs. Every figure below was read from the firm's live product catalogue on 24 August 2026 and cross-checked against the plan tables on the How it works page.

The 1-Step Challenge carries a 10% profit target, stated as $1,000 on the $10,000 account and $20,000 on the $200,000 account. The 2-Step Challenge splits its requirement into an 8% Phase 1 target and a 5% Phase 2 target, and its Phase 2 account is issued at no additional cost. The 1-Step Prime Challenge also carries a 10% target. Instant Funding has no profit target at all: the firm issues the account directly, and the plan table shows an X in the profit target row.

Trading rules

Drawdown is measured on equity rather than balance, and the daily limit is recalculated every day. The firm records account equity at 12:00am CEST and sets the following day's floor from that snapshot. On the 1-Step, 1-Step Prime and Instant Funding accounts the daily loss allowance is 3%; on the 2-Step Challenge it is 5%. The firm's own worked example is that a $100,000 account holding a $2,000 floating profit at the snapshot has equity of $102,000, a 3% allowance of $3,060, and therefore may not fall below $98,940 during the next trading day.

Maximum total loss differs by program. The 1-Step Challenge and Instant Funding are capped at 6% of the initial balance. The 2-Step Challenge is capped at 10%. The 1-Step Prime Challenge is also 6%, but it trails: the firm recalculates the floor against the highest balance the account has reached, so an account grown from $100,000 to $105,000 has its minimum equity move up to $98,700. All four programs require a minimum of 5 trading days and impose no time limit, and at least one trade must be placed every 30 days to keep the account active.

Quantum Funding permits news trading during the evaluation, weekend and overnight holding, Expert Advisors, hedging inside a single account and the Martingale strategy. Stop losses are optional. Copy trading and trade copiers are allowed only between accounts the same person owns; signal trading and copying third parties are prohibited, as is hedging across separate accounts. Two restrictions are worth reading closely before buying. First, news trading is permitted only during the evaluation: on a funded account the firm asks traders not to open or close positions within 2 minutes either side of a high-impact Forex Factory event, and states that profits earned in that window are removed, though without an account violation. Second, all 1-Step Prime funded accounts carry a 30% Consistency Score, meaning a single trading day may not exceed 30% of accumulated profit at the time of a payout request.

Leverage is set per program. The 1-Step, 1-Step Prime and Instant Funding accounts run 1:10 on forex and commodities, 1:5 on indices and 1:2 on crypto. The 2-Step Challenge runs materially higher at 1:100 on forex and 1:50 on indices, with commodities at 1:10 and crypto at 1:2. Commission is $2 per lot on forex, commodities and crypto, and there is no commission on indices. The firm advertises 78 trading instruments and spreads from 0.0 pips.

Pros

• No time limit on any evaluation phase, and the 2-Step Phase 2 account is issued free after Phase 1.
• Permissions are unusually broad for the evaluation stage: news trading, weekend holding, Expert Advisors, same-account hedging and Martingale are all allowed, and stop losses are not mandatory.
• Pricing is transparent and consistent. All twenty plan prices matched between the firm's marketing tables and its live checkout catalogue when we checked them.

Cons

• The firm contradicts itself on when the evaluation fee is refunded. The How it works page says the fee is refunded "upon making your third withdrawal" in its process steps, while the feature list further down the same page says the fourth withdrawal, and the FAQ says the fourth payout. We are not asserting either figure.
• Funded accounts lose the news-trading freedom advertised for the evaluation, and profits made in the restricted window are removed.
• The site carries unfinished content. Four answers in the homepage FAQ accordion are still Lorem ipsum placeholder text, and the 2-Step $10,000 plan is published with two different Phase 2 targets: $400 (5%) in the desktop table and $500 (5%) in the mobile card.

How it compares

The closest comparison is on a $100,000 one-step account, since that is where Quantum Funding, FTMO, Funding Pips and FundedNext all publish a directly equivalent product. Prices and splits below come from our own firm database; Trustpilot figures are the scores recorded against each firm.

FTMO Funding Pips FundedNext

On entry price Quantum Funding is level with FTMO and undercuts both Funding Pips and FundedNext at the $100,000 one-step tier, and its 1-Step Prime ladder is cheaper again at $429 for the same account size. Its headline split of 80% is the lowest flat figure of the four, though the three comparison firms quote ranges or upper bounds rather than a flat rate, so the numbers are not strictly like for like. The clearest difference is track record: Quantum Funding's Trustpilot profile holds 73 reviews against tens of thousands for the other three, and was claimed in May 2024. Volume of feedback is not a measure of quality, but it does mean the 4.2 score rests on a much smaller sample.

That sample includes substantive complaints. Several one-star reviews allege withheld or delayed payouts, including one describing a $72,000 balance that was not paid out. Quantum Funding has replied to those reviews stating that it cannot locate the accounts described, that it does not serve residents of the United States of America, and that it believes the reviews relate to a separately named company it is not affiliated with. Trustpilot records that the firm has replied to 62% of negative reviews and that it invites customers to review, and 46 of the 73 reviews were posted in the last 12 months. Readers should weigh both the allegations and the firm's response.

Verdict

Quantum Funding is a reasonable fit for traders who want a long evaluation with few strategy restrictions and who value an equity-based daily drawdown that resets from a nightly snapshot rather than a fixed balance. The absence of a time limit, the free Phase 2 account on the 2-Step, and the breadth of permitted techniques during the evaluation are the substantive draws, and pricing at the $100,000 tier is competitive with larger firms. Traders who intend to trade news events on a funded account, or who want a flat split above 80%, will find the terms restrictive by comparison. The unfinished placeholder text and the unresolved contradiction over whether the fee returns on the third or fourth withdrawal are worth confirming with support before purchase, as is the exact Phase 2 target on the 2-Step $10,000 plan. Note also that all accounts are demo accounts carrying virtual funds, which the firm states plainly in its site footer.

Sources read on 24 August 2026: quantumfunding.io/faq, quantumfunding.io/how-it-works, the firm's live product catalogue, and its Trustpilot profile.