Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Instant Funding Instant Funding
Lucid Trading Lucid Trading
Instant Funding 5.9 Get Started
Lucid Trading 7.8 Get Started
Overview
Asset Type CFD Futures
Country United Kingdom United States
Established — Jan 2025
Technology Proprietary White-Label
Platforms cTrader, Match Trader, MT5 NinjaTrader, Tradovate, Quantower, MotiveWave, Rithmic
Trading Rules
Profit Split Up to 90% 100% first $10K, then 90/10 Best
Daily Drawdown Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) EOD trailing on $25K (no DLL); DLL applies on $50K ($1,200), $100K ($1,800), $150K ($2,700)
Payout Frequency Every 7 Days (14-day initial wait)
First payout requires 14 Days 		Daily
15 min average payout time, no payout windows
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Responsive support, Fast payouts & Instant Funding
  • Real-time activations (5-30 min), no activation fees, one-time fee no monthly subscription, EOD drawdowns, 10:1 micro scaling, 90/10 profit split (100% first $10K), no payout windows, transition to LucidLive real-capital account, daily withdrawals on LucidLive, large active Discord community (58K members)
Main Drawbacks
  • Sometimes high Spread
  • New firm (founded 2025), reset fees required after failed evals, max 5 funded accounts per household
Offers & Promo Codes
Active Offers
10% off all Instant Funding accounts Funding10
No offers

Challenge Details

Instant Funding Challenges

29 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39
One-Phase Micro 		$10K 1 Step P1: $700 (7%)
 P1: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $700 (7% Static)
 80% None
$39
Two-Phase Micro 		$5K 2 Steps P1: $400 (8%)
P2: $200 (4%)
 P1: $200 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $200 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $500 (10% Static)
P2: $500 (10% Static)
 80% None
$49
Two-Phase Micro 		$10K 2 Steps P1: $800 (8%)
P2: $400 (4%)
 P1: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $400 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $1,000 (10% Static)
P2: $1,000 (10% Static)
 80% None
$49 $5K 1 Step P1: $500 (10%)
 P1: $150 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $400 (8% Static)
 80% None
$63
Two-Phase 		$10K 2 Steps P1: $800 (8%)
P2: $500 (5%)
 P1: $500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $1,000 (10% Static)
P2: $1,000 (10% Static)
 80% None
$64
One-Phase Micro 		$25K 1 Step P1: $1,750 (7%)
 P1: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $1,750 (7% Static)
 80% None
$79 $1.25K Instant P1: —
 P1: —
No daily drawdown limit
P1: $125 (10% Static)
 80% None
$94
One-Phase 		$10K 1 Step P1: $1,000 (10%)
 P1: $300 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $800 (8% Static)
 80% None
$104
Two-Phase Micro 		$25K 2 Steps P1: $2,000 (8%)
P2: $1,000 (4%)
 P1: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $1,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $2,500 (10% Static)
P2: $2,500 (10% Static)
 80% None
$114
One-Phase Micro 		$50K 1 Step P1: $3,500 (7%)
 P1: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $3,500 (7% Static)
 80% None
$120 $2.5K Instant P1: —
 P1: —
No daily drawdown limit
P1: $250 (10% Static)
 80% None
$149
Two-Phase 		$25K 2 Steps P1: $2,000 (8%)
P2: $1,250 (5%)
 P1: $1,250 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $1,250 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $2,500 (10% Static)
P2: $2,500 (10% Static)
 80% None
$199
One-Phase 		$25K 1 Step P1: $2,500 (10%)
 P1: $750 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $2,000 (8% Static)
 80% None
$214
Two-Phase Micro 		$50K 2 Steps P1: $4,000 (8%)
P2: $2,000 (4%)
 P1: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $2,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $5,000 (10% Static)
P2: $5,000 (10% Static)
 80% None
$219
One-Phase Micro 		$100K 1 Step P1: $7,000 (7%)
 P1: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $7,000 (7% Static)
 80% None
$225 $5K Instant P1: —
 P1: —
No daily drawdown limit
P1: $500 (10% Static)
 80% None
$254
Two-Phase 		$50K 2 Steps P1: $4,000 (8%)
P2: $2,500 (5%)
 P1: $2,500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $2,500 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $5,000 (10% Static)
P2: $5,000 (10% Static)
 80% None
$329
One-Phase 		$50K 1 Step P1: $5,000 (10%)
 P1: $1,500 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $4,000 (8% Static)
 80% None
$399
One-Phase Micro 		$200K 1 Step P1: $14,000 (7%)
 P1: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $14,000 (7% Static)
 80% None
$419
Two-Phase Micro 		$100K 2 Steps P1: $8,000 (8%)
P2: $4,000 (4%)
 P1: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $4,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $10,000 (10% Static)
P2: $10,000 (10% Static)
 80% None
$439
Two-Phase 		$100K 2 Steps P1: $8,000 (8%)
P2: $5,000 (5%)
 P1: $5,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $5,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $10,000 (10% Static)
P2: $10,000 (10% Static)
 80% None
$440 $10K Instant P1: —
 P1: —
No daily drawdown limit
P1: $1,000 (10% Static)
 80% None
$599
One-Phase 		$100K 1 Step P1: $10,000 (10%)
 P1: $3,000 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $8,000 (8% Static)
 80% None
$870 $20K Instant P1: —
 P1: —
No daily drawdown limit
P1: $2,000 (10% Static)
 80% None
$899
Two-Phase Micro 		$200K 2 Steps P1: $16,000 (8%)
P2: $8,000 (4%)
 P1: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P2: $8,000 (4% Dynamic)
4% of account value, recalculated daily at 17:00 EST
P1: $20,000 (10% Static)
P2: $20,000 (10% Static)
 80% None
$999
Two-Phase 		$200K 2 Steps P1: $16,000 (8%)
P2: $10,000 (5%)
 P1: $10,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P2: $10,000 (5% Dynamic)
5% of account value, recalculated daily at 17:00 EST
P1: $20,000 (10% Static)
P2: $20,000 (10% Static)
 80% None
$1199
One-Phase 		$200K 1 Step P1: $20,000 (10%)
 P1: $6,000 (3% Dynamic)
3% of account value, recalculated daily at 17:00 EST
P1: $16,000 (8% Static)
 80% None
$1735 $40K Instant P1: —
 P1: —
No daily drawdown limit
P1: $4,000 (10% Static)
 80% None
$3460 $80K Instant P1: —
 P1: —
No daily drawdown limit
P1: $8,000 (10% Static)
 80% None

Lucid Trading Challenges

4 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$ $25K 1 Step P1: $1,250
 P1: —
None (no DLL on 25K)
P1: $1,000 EOD
 100% first $10K, then 90/10 None
$ $50K 1 Step P1: $3,000
 P1: $1,200
DLL $1,200
P1: $2,000 EOD
 100% first $10K, then 90/10 None
$ $100K 1 Step P1: $6,000
 P1: $1,800
DLL $1,800
P1: $3,000 EOD
 100% first $10K, then 90/10 None
$ $150K 1 Step P1: $9,000
 P1: $2,700
DLL $2,700
P1: $4,500 EOD
 100% first $10K, then 90/10 None
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