Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Pipcy Pipcy
PropXP PropXP
Pipcy Get Started
PropXP 6.9 Get Started
Overview
Asset Type CFD CFD
Country United Arab Emirates Saint Lucia
Established - -
Technology White-Label White-Label
Platforms MT5, Pipcy Trading Platform MT5
Trading Rules
Profit Split Up to 95% Best 80% (Up to 95% with add-on)
Daily Drawdown None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery). 3-5% daily, 6-10% max
Payout Frequency Every 7 calendar days
The first Reward Payment can be requested 14 calendar days after your first trade; after that, every 7 calendar days. 		First on-demand, then bi-weekly
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • No daily drawdown limit and no trailing drawdown on any challenge model, on both the Classic and Pips Mastery programmes. 12% absolute maximum loss on Pipcy Classic, one of the widest overall loss limits published in the sector. Reward Payments are processed within 48 hours and the profit split reaches up to 95% through a nine-level Growth Plan that scales a funded account to $3,000,000 with no scaling fees. News trading, overnight holding and weekend holding are all permitted on every Challenge and funded account. Entry prices start at $21 and a WELCOME50 code takes 50% off a first challenge; a free trial is available before purchase. MetaTrader 5 plus an in-house Pipcy Trading Platform, a Swap-Free option, and zero commission on cryptocurrencies, indices and commodities.
  • Static drawdown (no trailing); up to 95% profit split; First reward on-demand; no caps on payouts; minimum cash out 0; MT5 platform; choose 1-Step, 2-Step, or Instant Funding
Main Drawbacks
  • Pipcy states plainly that it is not regulated by the FCA, ASIC or CySEC. The profit split STARTS at 50%: the advertised 95% is the ninth Growth Plan level, and each scale-up requires 25% accumulated profit left in the account plus at least 90 calendar days. No withdrawal method is published anywhere on the site: payouts are described only as going to your selected payment method. Pipcy's own blog comparison table says news trading is Not permitted on Pipcy Classic, contradicting its FAQ, its Terms of Service and its own pricing table, all of which say it is allowed. A trader may hold a maximum of three open positions in the same direction on the same asset, an account-ending rule that two TrustPilot reviewers say they only found after their challenge was closed. Only 1 funded account and 3 challenge accounts are permitted per trader, and fees are non-refundable once simulated trading starts. The TrustPilot profile carries only 42 reviews in total, so there is little long-run payout evidence, and no incorporation or launch date is published anywhere on the site.
  • Single platform (MT5 only); USA jurisdiction restricted; payouts currently only in USDT (TRC20/ERC20); 40% consistency rule (20% on Instant Funding) can extend pass time; 1% floating loss rule on Instant Funding
Offers & Promo Codes
Active Offers No offers No offers

Challenge Details

Pipcy Challenges

24 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$21 $2.5K 1 Step P1: 750 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$23 $2.5K 1 Step P1: 500 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$25 $2.5K 2 Steps P1: 12%
P2: 6%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P2: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
P2: 12%
 Up to 95% None
$31 $5K 1 Step P1: 750 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$34 $5K 1 Step P1: 500 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$36 $2.5K 1 Step P1: 18%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
 Up to 95% None
$45 $10K 1 Step P1: 750 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$49 $5K 2 Steps P1: 12%
P2: 6%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P2: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
P2: 12%
 Up to 95% None
$64 $5K 1 Step P1: 18%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
 Up to 95% None
$65 $10K 1 Step P1: 500 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$87 $10K 2 Steps P1: 12%
P2: 6%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P2: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
P2: 12%
 Up to 95% None
$109 $10K 1 Step P1: 18%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
 Up to 95% None
$109 $25K 1 Step P1: 750 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$119 $25K 1 Step P1: 500 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$182 $25K 2 Steps P1: 12%
P2: 6%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P2: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
P2: 12%
 Up to 95% None
$195 $50K 1 Step P1: 750 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$215 $25K 1 Step P1: 18%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
 Up to 95% None
$245 $50K 1 Step P1: 500 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$309 $50K 2 Steps P1: 12%
P2: 6%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P2: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
P2: 12%
 Up to 95% None
$349 $50K 1 Step P1: 18%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
 Up to 95% None
$415 $100K 1 Step P1: 750 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$445 $100K 1 Step P1: 500 Pips
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 250 Pips
 Up to 95% None
$569 $100K 2 Steps P1: 12%
P2: 6%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P2: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
P2: 12%
 Up to 95% None
$649 $100K 1 Step P1: 18%
 P1: -
No daily drawdown limit on any Pipcy challenge model
P1: 12%
 Up to 95% None

PropXP Challenges

17 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$29 $3K 2 Steps P1: 10% ($300)
P2: 5% ($150)
 P1: 5% ($150)
P2: 5% ($150)
P1: 10% ($300)
P2: 10% ($300)
 80% (Up to 95% with add-on) $0
$49 $3K 1 Step P1: 10% ($300)
 P1: 3% ($90)
P1: 6% ($180)
 80% (Up to 95% with add-on) $0
$75 $3K Instant P1: -
 P1: 3% ($90)
P1: 6% ($180)
 80% (Up to 95% with add-on) $0
$89 $10K 2 Steps P1: 10% ($1,000)
P2: 5% ($500)
 P1: 5% ($500)
P2: 5% ($500)
P1: 10% ($1,000)
P2: 10% ($1,000)
 80% (Up to 95% with add-on) $0
$99 $10K 1 Step P1: 10% ($1,000)
 P1: 3% ($300)
P1: 6% ($600)
 80% (Up to 95% with add-on) $0
$125 $10K Instant P1: -
 P1: 3% ($300)
P1: 6% ($600)
 80% (Up to 95% with add-on) $0
$199 $25K 2 Steps P1: 10% ($2,500)
P2: 5% ($1,250)
 P1: 5% ($1,250)
P2: 5% ($1,250)
P1: 10% ($2,500)
P2: 10% ($2,500)
 80% (Up to 95% with add-on) $0
$219 $25K 1 Step P1: 10% ($2,500)
 P1: 3% ($750)
P1: 6% ($1,500)
 80% (Up to 95% with add-on) $0
$249 $25K Instant P1: -
 P1: 3% ($750)
P1: 6% ($1,500)
 80% (Up to 95% with add-on) $0
$289 $50K 2 Steps P1: 10% ($5,000)
P2: 5% ($2,500)
 P1: 5% ($2,500)
P2: 5% ($2,500)
P1: 10% ($5,000)
P2: 10% ($5,000)
 80% (Up to 95% with add-on) $0
$329 $50K 1 Step P1: 10% ($5,000)
 P1: 3% ($1,500)
P1: 6% ($3,000)
 80% (Up to 95% with add-on) $0
$339 $50K Instant P1: -
 P1: 3% ($1,500)
P1: 6% ($3,000)
 80% (Up to 95% with add-on) $0
$549 $100K 2 Steps P1: 10% ($10,000)
P2: 5% ($5,000)
 P1: 5% ($5,000)
P2: 5% ($5,000)
P1: 10% ($10,000)
P2: 10% ($10,000)
 80% (Up to 95% with add-on) $0
$559 $100K Instant P1: -
 P1: 3% ($3,000)
P1: 6% ($6,000)
 80% (Up to 95% with add-on) $0
$569 $100K 1 Step P1: 10% ($10,000)
 P1: 3% ($3,000)
P1: 6% ($6,000)
 80% (Up to 95% with add-on) $0
$1099 $200K 2 Steps P1: 10% ($20,000)
P2: 5% ($10,000)
 P1: 5% ($10,000)
P2: 5% ($10,000)
P1: 10% ($20,000)
P2: 10% ($20,000)
 80% (Up to 95% with add-on) $0
$1199 $200K 1 Step P1: 10% ($20,000)
 P1: 3% ($6,000)
P1: 6% ($12,000)
 80% (Up to 95% with add-on) $0
Pipcy
Visit Pipcy Full Profile →
PropXP
Visit PropXP Full Profile →