Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Firm 1

Pipcy

Firm 2 (optional)

The Upside Funding

Firm 3 (optional)

	Pipcy Get Started	The Upside Funding 6.4 Get Started
Overview
Asset Type	CFD	CFD
Country	United Arab Emirates	Hong Kong
Established	-	Jan 2020
Technology	White-Label	Proprietary
Platforms	MT5, Pipcy Trading Platform	cTrader
Trading Rules
Profit Split	Up to 95% Best	95%
Daily Drawdown	None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).	1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Payout Frequency	Every 7 calendar days The first Reward Payment can be requested 14 calendar days after your first trade; after that, every 7 calendar days.	Fast payouts (on-demand)
Direct Path to Funded	✗ No	✗ No
Reviews & Reputation
Review Count	0 reviews	0 reviews
Avg. Rating	No ratings yet	No ratings yet
Pros & Cons
Main Benefits	No daily drawdown limit and no trailing drawdown on any challenge model, on both the Classic and Pips Mastery programmes. 12% absolute maximum loss on Pipcy Classic, one of the widest overall loss limits published in the sector. Reward Payments are processed within 48 hours and the profit split reaches up to 95% through a nine-level Growth Plan that scales a funded account to $3,000,000 with no scaling fees. News trading, overnight holding and weekend holding are all permitted on every Challenge and funded account. Entry prices start at $21 and a WELCOME50 code takes 50% off a first challenge; a free trial is available before purchase. MetaTrader 5 plus an in-house Pipcy Trading Platform, a Swap-Free option, and zero commission on cryptocurrencies, indices and commodities.	Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Main Drawbacks	Pipcy states plainly that it is not regulated by the FCA, ASIC or CySEC. The profit split STARTS at 50%: the advertised 95% is the ninth Growth Plan level, and each scale-up requires 25% accumulated profit left in the account plus at least 90 calendar days. No withdrawal method is published anywhere on the site: payouts are described only as going to your selected payment method. Pipcy's own blog comparison table says news trading is Not permitted on Pipcy Classic, contradicting its FAQ, its Terms of Service and its own pricing table, all of which say it is allowed. A trader may hold a maximum of three open positions in the same direction on the same asset, an account-ending rule that two TrustPilot reviewers say they only found after their challenge was closed. Only 1 funded account and 3 challenge accounts are permitted per trader, and fees are non-refundable once simulated trading starts. The TrustPilot profile carries only 42 reviews in total, so there is little long-run payout evidence, and no incorporation or launch date is published anywhere on the site.	Very new (launched 2024/2025), 41 TrustPilot reviews (nearly all 5-star), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
Offers & Promo Codes
Active Offers	No offers	25% off all challenges INSIDER25

Challenge Details

Pipcy Challenges

24 challenges

Price	Account Size	Step	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$21	$2.5K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$23	$2.5K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$25	$2.5K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$31	$5K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$34	$5K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$36	$2.5K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$45	$10K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$49	$5K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$64	$5K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$65	$10K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$87	$10K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$109	$10K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$109	$25K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$119	$25K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$182	$25K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$195	$50K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$215	$25K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$245	$50K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$309	$50K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$349	$50K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$415	$100K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$445	$100K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$569	$100K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$649	$100K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None

The Upside Funding Challenges

12 challenges

Price	Account Size	Step	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$34	$2K	1 Step	P1: 10%	P1: -	P1: 4% (Trailing)	95%	None
$34	$2K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	95%	None
$59	$5K	1 Step	P1: 10%	P1: -	P1: 4% (Trailing)	95%	None
$59	$5K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	95%	None
$99	$10K	1 Step	P1: 10%	P1: -	P1: 4% (Trailing)	95%	None
$99	$10K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	95%	None
$199	$25K	1 Step	P1: 10%	P1: -	P1: 4% (Trailing)	95%	None
$199	$25K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	95%	None
$349	$50K	1 Step	P1: 10%	P1: -	P1: 4% (Trailing)	95%	None
$349	$50K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	95%	None
$589	$100K	1 Step	P1: 10%	P1: -	P1: 4% (Trailing)	95%	None
$589	$100K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	95%	None

Pipcy

Visit Pipcy Full Profile →

The Upside Funding

Visit The Upside Funding Full Profile →