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Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Top One Trader Top One Trader
FTMO FTMO
Overview
Asset Type CFD CFD
Country United States Czech Republic
Established Sep 2023 Jan 2015
Technology White-Label Proprietary
Platforms cTrader, Match Trader, MT5, TradeLocker cTrader, MT5, MT4
Trading Rules
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) Up to 90% Best
Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available Bi-weekly (every 14 days)
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
  • Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Main Drawbacks
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
  • All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
Offers & Promo Codes
Active Offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER
No offers

Challenge Details

Top One Trader Challenges

13 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$94 $28 $5K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$78 $39 $5K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$158 $63 $10K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$149 $75 $10K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$296 $118 $25K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$315 $158 $25K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$410 $164 $50K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$510 $255 $50K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$798 $399 $100K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$998 $499 $100K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$1776 $888 $200K Instant P1: -
P1: 2.5%
P1: 5% trailing
up to 100% None
$1807 $904 $200K 2 Steps P1: 10%
P2: 5%
P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
up to 90% None
$2537 $1269 $200K Instant P1: -
P1: 3%
P1: 6% trailing
up to 90% None

FTMO Challenges

10 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$79
EUR one-time
$10K 1 Step P1: 10%
P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
90% None
$89
EUR one-time
$10K 2 Steps P1: 10%
P2: 5%
P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
Up to 90% None
$199
EUR one-time
$25K 1 Step P1: 10%
P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
90% None
$250
EUR one-time
$25K 2 Steps P1: 10%
P2: 5%
P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
Up to 90% None
$319
EUR one-time
$50K 1 Step P1: 10%
P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
90% None
$345
EUR one-time
$50K 2 Steps P1: 10%
P2: 5%
P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
Up to 90% None
$540 $439
EUR one-time (popular tier, on sale)
$100K 2 Steps P1: 10%
P2: 5%
P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
Up to 90% None
$499
EUR one-time (popular tier)
$100K 1 Step P1: 10%
P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
90% None
$999
EUR one-time
$200K 1 Step P1: 10%
P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
90% None
$1080
EUR one-time
$200K 2 Steps P1: 10%
P2: 5%
P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
Up to 90% None