Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Topstep Topstep
Lucid Trading Lucid Trading
Topstep 6.6 Get Started
Lucid Trading 7.8 Get Started
Overview
Asset Type Futures Futures
Country United States United States
Established Jan 2010 Jan 2025
Technology Proprietary White-Label
Platforms Topstep X NinjaTrader, Tradovate, Quantower, MotiveWave, Rithmic
Trading Rules
Profit Split 90% 100% first $10K, then 90/10 Best
Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD EOD trailing on $25K (no DLL); DLL applies on $50K ($1,200), $100K ($1,800), $150K ($2,700)
Payout Frequency Daily
Instant payouts available; payout requests up to $6,000 at a time; 90% of profits 		Daily
15 min average payout time, no payout windows
Direct Path to Funded ✓ Yes ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • 90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
  • Real-time activations (5-30 min), no activation fees, one-time fee no monthly subscription, EOD drawdowns, 10:1 micro scaling, 90/10 profit split (100% first $10K), no payout windows, transition to LucidLive real-capital account, daily withdrawals on LucidLive, large active Discord community (58K members)
Main Drawbacks
  • Trailing max loss limit (not static daily DD), lower TrustPilot rating (3.4★), monthly subscription billing
  • New firm (founded 2025), reset fees required after failed evals, max 5 funded accounts per household
Offers & Promo Codes
Active Offers
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader. TONES
No offers

Challenge Details

Topstep Challenges

3 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$95
/month 		$50K 1 Step P1: $3,000
 P1: $2,000
Trailing EOD max loss limit
P1: $2,000
 90% None
$149
/month 		$100K 1 Step P1: $6,000
 P1: $3,000
Trailing EOD max loss limit
P1: $3,000
 90% None
$229
/month 		$150K 1 Step P1: $9,000
 P1: $4,500
Trailing EOD max loss limit
P1: $4,500
 90% None

Lucid Trading Challenges

4 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$ $25K 1 Step P1: $1,250
 P1: —
None (no DLL on 25K)
P1: $1,000 EOD
 100% first $10K, then 90/10 None
$ $50K 1 Step P1: $3,000
 P1: $1,200
DLL $1,200
P1: $2,000 EOD
 100% first $10K, then 90/10 None
$ $100K 1 Step P1: $6,000
 P1: $1,800
DLL $1,800
P1: $3,000 EOD
 100% first $10K, then 90/10 None
$ $150K 1 Step P1: $9,000
 P1: $2,700
DLL $2,700
P1: $4,500 EOD
 100% first $10K, then 90/10 None
Topstep
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Lucid Trading
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