Topstep

United States United States Futures Est. Jan 2012
3.4 13,955 reviews TrustPilot 6.6 PFM Score B+ Good
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Challenges from $49 90% profit split On-demand payouts
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Profit Split 90%
Technology Proprietary
Daily Drawdown $2,000 for $50K accounts, $3,000 for $100K, $4,500 for $150K
Payout Reliability A On-demand See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on Topstep. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 3.4
17.0 / 25 pts
Review Volume 13955
20.0 / 20 pts
PropFirmMap Safety Grade B+
14.0 / 20 pts
Operational Longevity 14.4 yrs
15.0 / 15 pts
PropFirmMap Verification Freshness 2026-05-10
5.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts
Each component is a verified internal signal - never a guess. Higher score = more independent trust evidence we hold on this firm. View as JSON

Price & Rating Trends

Last 90 days - how Topstep's key metrics have moved over time.

Updated daily
PropFirmMap Score +2.80
Current: 6.6
TrustPilot Rating -1.20
Current: 3.4 / 5 · 13,955 reviews
Cheapest Challenge $0
Current: $49

Trend data is captured nightly from the PropFirmMap database. Older history before Mar 12, 2026 may reflect the latest known value.

Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Reward
$49 $50K 1 Step P1: $3,000 (6%) P1: P1: $2,000 (4%) 90% $149 Details
$99 $100K 1 Step P1: $6,000 (6%) P1: P1: $3,000 (3%) 90% $149 Details
$199 $150K 1 Step P1: $9,000 (6%) P1: P1: $4,500 (3%) 90% $149 Details
0 / 5

Based on 0 reviews

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Main Benefits

Aeropay to make payouts instant, 90% profit split

Main Drawbacks

Max Loss Limit based on account size, monthly subscription billing

Reviews

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CEO
Michael Patak
TrustPilot
3.4/5 (13,955 reviews)
Trading Platforms
Topstep X Topstep X
Commission Structure

See their full commission details

About Topstep

Patak Trading Partners was founded in Chicago by Michael Patak in 2010, then rebranded to Topstep in 2020. US-based futures prop firm running a Trading Combine evaluation feeding the Express Funded Account. Traders keep 90% of profits with instant payouts available. No activation fee as of 2026.

Payout Frequency On-demand; Standard path: 5 winning days each of $150+; Consistency path: minimum 3 trading days with 40% consistency rule On demand
Days to First Payout Not disclosed
Profit Split 90%
Processing Time Instant via Aeropay (~9 seconds avg, US only); 1-3 business days via ACH
Get funded
3 Min trading days
? First payout eligible
On-demand; Standard path: 5 winning days each of $150+; Consistency path: minimum 3 trading days with 40% consistency rule
Amounts
Minimum withdrawal$125
Maximum per payoutNot publicly disclosed
Profit buffer requiredNot publicly disclosed
Requirements
Min trading days3
Consistency for payout40% - on Consistency Payout path, no single day can exceed 40% of total payout amount
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCNot publicly disclosed
ScheduleStandard payout capped at $5,000 per request ($10,000 with Responsible Trading Advantage add-on); Consistency path capped at $6,000 ($12,000 with RTA). 99.26% payout approval rate.
Additional payout notes

Express Funded Account activation fee $149. Reactivation (Back2Funded): $599/$699/$829 for 50K/100K/150K, up to 2 reactivations per XFA before first payout. Daily Loss Limit optional on TopstepX platform via Responsible Trading Advantage add-on.

Source: firm payout terms

General rules (apply to challenge & funded)
Not disclosed
News trading
Not allowed
Weekend holding
Not allowed
Overnight holding
Not disclosed
EAs / automation
Not disclosed
Copy trading
Not disclosed
Hedging
Not disclosed
Scalping
Not required
Stop-loss
Positions must be closed by 3:10 PM CT daily; no overnight or weekend holding
Challenge vs Funded
Consistency rule Challenge: 50% - best single day cannot exceed 50% of total Trading Combine profits Funded: 5 Benchmark Trading Days (BTDs) of at least $150 profit each required before each payout request; during first 30 BTDs limited to 50% of profits per payout; after 30 BTDs up to 100% of profits with daily payout eligibility
Drawdown type Challenge: Trailing EOD max loss: $2,000 (50K) / $3,000 (100K) / $4,500 (150K); balance high minus max drawdown, adjusted end of each day Funded: Daily Loss Limit applies on non-TopstepX platforms; optional Responsible Trading Advantage add-on on TopstepX
Drawdown & risk
Daily loss resetNot publicly disclosed
Max position sizeNot publicly disclosed
Max leverageNot publicly disclosed
Min trade durationNot publicly disclosed
Challenge lifecycle
Time limitNot documented
Inactivity ruleNot documented
Reset feeNot publicly disclosed
Scaling plan1
Instruments & restrictions
Allowed instrumentsFutures only - CME, COMEX, NYMEX & CBOT
Additional rules

Max 5 active Express Funded Accounts simultaneously. Scaling plan exists.

Source: firm rules page

6.6 PFM Score

Good

Trust & Reputation
9.3 /10
1.5 above avg
Value for Money
9.5 /10
1.2 above avg
Payout Speed
10 /10
2.3 above avg
Trading Flexibility
5.5 /10
1.9 below avg
Platform Choice
4 /10
3.3 below avg

Strengths

  • Established firm (since 2012)
  • Very affordable challenges (from $49)
  • High profit split (up to 90%)
  • Fast payouts (On-demand)

Weaknesses

  • Limited platform choice (1 platform)

Recommended For

Budget-conscious traders Profit maximizers Quick payout seekers
Compare all firm report cards
Ready to start trading with Topstep?
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Recent Activity

Payout Update 1 day ago

payout frequency changed

Daily On-demand
Rule Change 1 day ago

drawdown rules changed

$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD $2,000 for $50K accounts, $3,000 for $100K, $4,500 for $150K
Score Update 4 weeks ago

Score increased from 2.4 to 6.6

2.4 6.6
Rule Change 1 month ago

drawdown rules changed

Daily Loss Limit adjusts by account size: $1,000 ($50K), $2,000 ($100K), $3,000 ($150K) $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD
Score Update 1 month ago

Score decreased from 3.4 to 2.4

3.4 2.4
Payout Update 1 month ago

payout frequency changed

Daily (after 30 winning days) Daily
Rule Change 1 month ago

drawdown rules changed

$1K ($50K) / $2K ($100K) / $3K ($150K) Daily Loss Limit adjusts by account size: $1,000 ($50K), $2,000 ($100K), $3,000 ($150K)
Payout Update 1 month ago

payout frequency changed

Weekly Daily (after 30 winning days)
Rule Change 1 month ago

drawdown rules changed

Trailing ($2K/$3K/$4.5K by account size) $1K ($50K) / $2K ($100K) / $3K ($150K)
Score Update 1 month ago

Score decreased from 3.8 to 3.3

3.8 3.3
View full history on Industry Pulse

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