Skip to main content

Topstep

United States Futures Est. Jan 2010
Visit Topstep
Challenges from $49 90% profit split On-demand payouts
Get notified the next time Topstep drops a new deal
One email per new code or discount increase. Specific to this firm - no weekly digest, no spam, unsubscribe with one click.
Profit Split 90%
Technology Proprietary
Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)
Payout Reliability A+ On-demand See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on Topstep. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 3.6
18.0 / 25 pts
Review Volume 14382
20.0 / 20 pts
PropFirmMap Safety Grade A
17.0 / 20 pts
Operational Longevity 16.6 yrs
15.0 / 15 pts
PropFirmMap Verification Freshness 2026-07-01
5.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts
Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$49 /month $50K 1 Step P1: $3,000 P1: P1: $2,000 90% $149 Details
$99 /month $100K 1 Step P1: $6,000 P1: P1: $3,000 90% $149 Details
$199 /month $150K 1 Step P1: $9,000 P1: P1: $4,500 90% $149 Details
0 / 5

Based on 0 reviews

5
0
4
0
3
0
2
0
1
0

Main Benefits

90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010

Main Drawbacks

Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing

No reviews yet. Be the first to share your experience!

Write a Review
CEO
Michael Patak
TrustPilot
3.6/5 (14,382 reviews)
Payout Methods
Wise
ACH
International Wire / SWIFT
Trading Platforms
Topstep X
Commission Structure

See their full commission details

About Topstep

Topstep is a pioneer in the prop trading evaluation space, founded in 2010 in Chicago by Michael Patak. Built on the belief that long-term trading success is driven by discipline, consistency, and sound risk management, Topstep has grown to serve a community of over 200,000 traders and has paid out more than $1.4 billion. The firm operates its own proprietary platform, TopstepX, offers live market education through TopstepTV, and launched Topstep Brokerage in 2026 for traders who want to trade their own capital. Topstep's One Rule evaluation model requires traders to simply not exceed the trailing max loss limit.

Payout Frequency On demand (after eligibility met) On demand
Days to First Payout 5 days
Profit Split 90%
Processing Time Instant via Aeropay (~9 seconds avg, US only); 1-3 business days via ACH
Get funded
3 Min trading days
5 First payout eligible
On demand (after eligibility met)
Payout methods
Wise
ACH
International Wire / SWIFT
Amounts
Minimum withdrawal$125
Maximum per payout$5,000
Profit buffer requiredNot publicly disclosed
Requirements
Min trading days3
Consistency for payoutStandard path: 5 Winning Days of $150+; OR Consistency XFA path: 3 trading days + 40% Consistency Target
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCNot publicly disclosed
ScheduleStandard payout capped at $5,000 per request ($10,000 with Responsible Trading Advantage add-on); Consistency path capped at $6,000 ($12,000 with RTA). 99.26% payout approval rate.
Additional payout notes

Standard XFA: up to 50% of account balance per payout, max $5,000. Consistency XFA: up to 50%, max $6,000. 90/10 profit split.

Source: firm payout terms

General rules (apply to challenge & funded)
Not disclosed
News trading
Not allowed
Weekend holding
Not allowed
Overnight holding
Allowed
EAs / automation
Allowed
Copy trading
Not allowed
Hedging
Not disclosed
Scalping
Not required
Stop-loss
All positions must be closed by 3:10 PM CT or product market close, whichever comes first
Challenge vs Funded
Consistency rule Challenge: 50% - best single day cannot exceed 50% of total Trading Combine profits Funded: Optional: Standard path (5+ Winning Days of $150+) OR Consistency XFA (3 days + 40% Consistency Target)
Drawdown type Challenge: Trailing EOD max loss: $2,000 (50K) / $3,000 (100K) / $4,500 (150K); balance high minus max drawdown, adjusted end of each day Funded: Trailing Max Loss Limit (from highest EOD balance; does not decrease)
Drawdown & risk
Daily loss resetNot publicly disclosed
Max position sizeNot publicly disclosed
Max leverageNot publicly disclosed
Min trade durationNot publicly disclosed
Challenge lifecycle
Time limitNot documented
Inactivity ruleNot documented
Reset feeNot publicly disclosed
Scaling planContract limit based on account balance per Scaling Plan; starts at lowest level with ability to increase based on profits
Instruments & restrictions
Allowed instrumentsFutures only (CME, COMEX, NYMEX, CBOT)
Prohibited strategiesAccount stacking (MLL-hit then switch accounts to retry), intentionally depleting a Live Funded Account, unfair technology/AI, trading outside real market behavior or best bid/offer, max position size into news events, exploiting SIM fills.
Additional rules

Max 5 active Express Funded Accounts simultaneously. Scaling plan exists.

Source: firm rules page

7.9 PFM Score

Good

Trust & Reputation
9.5 /10
1.4 above avg
Value for Money
9.5 /10
1.1 above avg
Payout Speed
10 /10
2.1 above avg
Trading Flexibility
5.5 /10
1.8 below avg
Platform Choice
4 /10
3.5 below avg

Strengths

  • Established firm (since 2010)
  • Very affordable challenges (from $49)
  • High profit split (up to 90%)
  • Fast payouts (On-demand)

Weaknesses

  • Limited platform choice (1 platform)
Ready to start trading with Topstep?
Visit Topstep

Topstep alternatives with a PropFirmMap code

We partner directly with these Futures firms, so readers get a discount at checkout. Only firms rated close to or above Topstep are shown.

TradeDay Score 8.0
50% off

Code TDNEW

Save 50%
Alpha Futures Score 7.7
25% off

Code 70M

Save 25%
Bulenox Score 7.5
89% off

Code SOPF

Save 89%

Recent Activity

Score Update 16 hours ago

Score decreased from 7.9 to 7

7.9 7
Score Update 1 day ago

Score decreased from 7.9 to 7

7.9 7
Score Update 2 days ago

Score decreased from 7.9 to 7

7.9 7
Score Update 3 days ago

Score decreased from 8 to 7

8 7
Score Update 4 days ago

Score decreased from 8 to 7

8 7
Score Update 5 days ago

Score decreased from 8 to 7

8 7
Score Update 6 days ago

Score decreased from 8 to 7

8 7
Score Update 1 week ago

Score decreased from 8 to 7

8 7
Score Update 1 week ago

Score decreased from 8 to 7

8 7
Score Update 1 week ago

Score decreased from 8 to 7

8 7
View full history on Industry Pulse

Topstep Overview

Trading since 2010, Topstep is a proprietary trading firm built around Futures markets, operating out of United States. The firm lists 3 evaluation challenges covering $50K, $100K and $150K, starting at $49.

Its $49 entry price undercuts the $79 median across the 49 Futures firms tracked on PropFirmMap, which puts Topstep at the cheaper end of the market. The 90% maximum profit split matches the 90% typical of that group. Its overall PropFirmMap score of 7.9 ranks it #5 of the 49 Futures firms we score.

Traders who pass keep a profit split of 90%. Payouts run on a On-demand cycle. The drawdown rule to respect is: $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) Topstep X are the platforms on offer.

Our own safety review grades Topstep A. Public sentiment on TrustPilot sits at 3.6 out of 5 across 14,382 reviews.

Topstep offers a direct path to a live funded account rather than an evaluation-only model.

Topstep FAQ

Does Topstep offer instant funding?
Yes. Topstep provides a direct path to a live funded account, so a trader can be funded without first clearing a multi-step evaluation. The funded-account rules still apply and are listed on this page.
How does Topstep compare to other Futures prop firms?
Topstep scores 7.9 on the PropFirmMap rating, ranking #5 of the 49 Futures firms we track. Its entry price also comes in below the $79 median for that group. The comparison table and similar-firm links on this page show the alternatives side by side.
How much can I lose before breaching Topstep?
The Topstep drawdown limit is: $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)
Which platforms can I use at Topstep?
The platforms available at Topstep are Topstep X.
Is Topstep a scam?
We have found no evidence of that. Topstep rates 3.6 out of 5 on TrustPilot from 14,382 reviews and holds a PropFirmMap safety grade of A. The safety breakdown on this page shows how that grade was reached.
How much is a Topstep evaluation?
Pricing for Topstep begins at $49 across 3 challenge options and rises with account size. Every tier we have verified is in the pricing table on this page.
What is Topstep's profit split?
Topstep pays funded traders a profit split of 90%.
Topstep
🚀

Wait - don't miss this!

Topstep offers 90% profit split with On-demand payouts. Ready to start your funded trading journey?

Visit Topstep