Topstep

Name: Topstep
Brand: Topstep
Rating: 3.6 (14382 reviews)

United States Futures Est. Jan 2010

3.6 14,382 reviews TrustPilot 7.9 PFM Score A Very Good

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Verified by PropFirmMap Challenges from $49 90% profit split On-demand payouts

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Profit Split 90%

Technology Proprietary

Daily Drawdown $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)

Payout Reliability A+ On-demand See full leaderboard

80 / 100 A

0.0 7d

Excellent - well-reviewed, well-graded, well-established.

TrustPilot Rating 3.6

18.0 / 25 pts

Review Volume 14382

20.0 / 20 pts

PropFirmMap Safety Grade A

17.0 / 20 pts

Operational Longevity 16.5 yrs

15.0 / 15 pts

PropFirmMap Verification Freshness 2026-07-01

10.0 / 10 pts

Verified Partner Vetting No

0.0 / 10 pts

Reputation Penalty None

0 pts

PropFirmMap Score +4.60

Current: 7.9

TrustPilot Rating +0.20

Current: 3.6 / 5 · 14,382 reviews

Cheapest Challenge $0

Current: $49

Trend data is captured nightly from the PropFirmMap database. Older history before Apr 21, 2026 may reflect the latest known value.

Price	Account Size	Account Name	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$49 /month	$50K 1 Step	Trading Combine	P1: $3,000	P1:	P1: $2,000	90%	$149	Details
$99 /month	$100K 1 Step	Trading Combine	P1: $6,000	P1:	P1: $3,000	90%	$149	Details
$199 /month	$150K 1 Step	Trading Combine	P1: $9,000	P1:	P1: $4,500	90%	$149	Details

0 / 5

Based on 0 reviews

Main Benefits

90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010

Main Drawbacks

Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing

Reviews

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CEO

Michael Patak

TrustPilot

3.6/5 (14,382 reviews)

Payout Methods

Wise

ACH

International Wire / SWIFT

Trading Platforms

Topstep X

Commission Structure

See their full commission details

About Topstep

Topstep is a pioneer in the prop trading evaluation space, founded in 2010 in Chicago by Michael Patak. Built on the belief that long-term trading success is driven by discipline, consistency, and sound risk management, Topstep has grown to serve a community of over 200,000 traders and has paid out more than $1.4 billion. The firm operates its own proprietary platform, TopstepX, offers live market education through TopstepTV, and launched Topstep Brokerage in 2026 for traders who want to trade their own capital. Topstep's One Rule evaluation model requires traders to simply not exceed the trailing max loss limit.

Payout Frequency On demand (after eligibility met) On demand

Days to First Payout 5 days

Profit Split 90%

Processing Time Instant via Aeropay (~9 seconds avg, US only); 1-3 business days via ACH

Get funded

3 Min trading days

5 First payout eligible

On demand (after eligibility met)

Payout methods

Wise

ACH

International Wire / SWIFT

Amounts

Minimum withdrawal$125

Maximum per payout$5,000

Profit buffer requiredNot publicly disclosed

Requirements

Min trading days3

Consistency for payoutStandard path: 5 Winning Days of $150+; OR Consistency XFA path: 3 trading days + 40% Consistency Target

Eval fee refunded on 1st payoutNot publicly disclosed

Payout proof / KYCNot publicly disclosed

ScheduleStandard payout capped at $5,000 per request ($10,000 with Responsible Trading Advantage add-on); Consistency path capped at $6,000 ($12,000 with RTA). 99.26% payout approval rate.

Additional payout notes

Standard XFA: up to 50% of account balance per payout, max $5,000. Consistency XFA: up to 50%, max $6,000. 90/10 profit split.

Source: firm payout terms

General rules (apply to challenge & funded)

Not disclosed

News trading

Not allowed

Weekend holding

Not allowed

Overnight holding

Allowed

EAs / automation

Allowed

Copy trading

Not allowed

Hedging

Not disclosed

Scalping

Not required

Stop-loss

All positions must be closed by 3:10 PM CT or product market close, whichever comes first

Challenge vs Funded

Consistency rule Challenge: 50% - best single day cannot exceed 50% of total Trading Combine profits Funded: Optional: Standard path (5+ Winning Days of $150+) OR Consistency XFA (3 days + 40% Consistency Target)

Drawdown type Challenge: Trailing EOD max loss: $2,000 (50K) / $3,000 (100K) / $4,500 (150K); balance high minus max drawdown, adjusted end of each day Funded: Trailing Max Loss Limit (from highest EOD balance; does not decrease)

Drawdown & risk

Daily loss resetNot publicly disclosed

Max position sizeNot publicly disclosed

Max leverageNot publicly disclosed

Min trade durationNot publicly disclosed

Challenge lifecycle

Time limitNot documented

Inactivity ruleNot documented

Reset feeNot publicly disclosed

Scaling planContract limit based on account balance per Scaling Plan; starts at lowest level with ability to increase based on profits

Instruments & restrictions

Allowed instrumentsFutures only (CME, COMEX, NYMEX, CBOT)

Prohibited strategiesAccount stacking (MLL-hit then switch accounts to retry), intentionally depleting a Live Funded Account, unfair technology/AI, trading outside real market behavior or best bid/offer, max position size into news events, exploiting SIM fills.

Additional rules

Max 5 active Express Funded Accounts simultaneously. Scaling plan exists.

Source: firm rules page

7.9 PFM Score

Good

Trust & Reputation

9.5 /10

1.3 above avg

Value for Money

9.5 /10

1.2 above avg

Payout Speed

10 /10

2.0 above avg

Trading Flexibility

5.5 /10

1.8 below avg

Platform Choice

4 /10

3.6 below avg

Strengths

Established firm (since 2010)
Very affordable challenges (from $49)
High profit split (up to 90%)
Fast payouts (On-demand)

Weaknesses

Limited platform choice (1 platform)

Recommended For

Compare all firm report cards

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Recent Activity

Score Update 14 hours ago

Score decreased from 8 to 7

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Score Update 1 week ago

Score decreased from 7.3 to 6.5

7.3 6.5

View full history on Industry Pulse

Topstep Overview

Topstep is a prop trading firm founded in 2010 based in United States specialising in Futures trading. It offers 3 evaluation challenges starting at $49 with account sizes of $50K, $100K and $150K.

Funded Topstep traders keep a profit split of 90%. Payouts are processed On-demand. Trading is supported on Topstep X.

Topstep holds a PropFirmMap safety grade of A. It carries a TrustPilot rating of 3.6 out of 5 from 14,382 reviews.

Topstep FAQ

How much does Topstep cost?

Topstep challenges start at $49 across 3 challenge options. Prices vary by account size and evaluation type; the full pricing table on this page lists every tier.

What is Topstep's profit split?

Topstep pays funded traders a profit split of 90%.

How often does Topstep pay out?

Topstep offers On-demand payouts.

What is Topstep's drawdown rule?

Topstep's drawdown rule: $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)

What trading platforms does Topstep support?

Topstep supports Topstep X.

Is Topstep legit?

Topstep has a TrustPilot rating of 3.6 out of 5 from 14,382 reviews and holds a PropFirmMap safety grade of A. Review the full safety breakdown on this page before you decide.